Dual-Citizenship

[sdfghjk 0]

I was discussing with my fiancé about dual-citizenship and he mentioned something about not being able to get a loan for a house or anything for that matter if i have a dual-citizenship. Is that true?

What are the advantages and disadvantages of dual-citizenship.

[Robert87 2]

I was discussing with my fiancé about dual-citizenship and he mentioned something about not being able to get a loan for a house or anything for that matter if i have a dual-citizenship. Is that true?

What are the advantages and disadvantages of dual-citizenship.

it depends on how you get your dual citizenship. if it is by birth of by naturalization...

[VanessaTony 3,567]

I was discussing with my fiancé about dual-citizenship and he mentioned something about not being able to get a loan for a house or anything for that matter if i have a dual-citizenship. Is that true?

What are the advantages and disadvantages of dual-citizenship.

that's complete bullsh*t.

Citizenship is irrelevant. If you're a USC then you're a USC. If you're a Canadian then you're Canadian. Canada and the US don't treat you any different. In the US all that matters is you credit history and income.

There are many benefits to dual citizenship.. the main one, travel in and out whenever you like without restrictions on how long. No more USCIS.. who wouldn't love that?

**Edit - whoever told you this is jealous at the idea you can be both.

Edited December 4, 2010 by Vanessa&Tony

[Robert87 2]

i find this link helpful. http://www.richw.org/dualcit/faq.html#downsides

if that doesnt work. you can click here for more information

I hope this one helps you finding the answer to your question.. if i may comment, dual citizenship is a tricky issue....but its not something you cant understand..

[Inky 1,111]

Every single one of my cousins has Dual Citizenship, Canadian and American. NONE of them have any problems they all own homes(with mortgage) , work at REALLY good jobs on wall street. They have never had any problems with loans or anything what so ever in years of living in the US.

They never have problems traveling or crossing borders or entering the USA again.

[Inky 1,111]

I hope this one helps you finding the answer to your question.. if i may comment, dual citizenship is a tricky issue....but its not something you cant understand..

There is no tricky issue bing a canadian citizen and american citizen. There never has been a tricky issue about it. It is extremely common and has been that way for many many many years.

[Robert87 2]

There is no tricky issue bing a canadian citizen and american citizen. There never has been a tricky issue about it. It is extremely common and has been that way for many many many years.

I speak as in Dual Citizenship in general. not only for canadian/american., if you may consider.

[VanessaTony 3,567]

I speak as in Dual Citizenship in general. not only for canadian/american., if you may consider.

I am dual UK/Aussie. I find nothing tricky about being a dual. i'm not sure I understand why you find it tricky.

There are of course issues with some countries who do not permit dual, but for those that do, I see nothing tricky. Can you expand on your thought?

[Robert87 2]

I am dual UK/Aussie. I find nothing tricky about being a dual. i'm not sure I understand why you find it tricky.

There are of course issues with some countries who do not permit dual, but for those that do, I see nothing tricky. Can you expand on your thought?

sure , I can.

Individual countries follow their own rationales in establishing their criteria for citizenship. Each country has different requirements for citizenship, as well as different policies regarding dual citizenship. These laws sometimes leave gaps where the acquisition of other citizenships does not render the original citizenship invalid, creating a possible situation for an individual to hold two or more nationalities. Common reasons to bestow citizenship are:

1. At least one parent is a citizen (jus sanguinis).

2.The person was born on the country's territory (jus soli)

3.The person marries a person holding the citizenship (jure matrimonii)

4.The person applies for naturalization.

5.In a few countries, the person makes a substantial monetary investment, e.g., Austria, Cyprus, Dominica and St. Kitts & Nevis.

Once citizenship is bestowed, the bestowing country may or may not consider a voluntary renunciation of citizenship to be valid. In the case of naturalisation, some countries require applicants of naturalisation to renounce their former citizenship. This renunciation may not be recognised in other countries. Technically the person in question still possesses both citizenships. For example, the U.K. honours renunciation only if done with its competent authorities, and consequently citizens naturalised in the US remain British citizens in the eyes of the British government even though they are required by US authorities to renounce allegiance to any foreign power.

The Republic of Ireland frames its citizenship laws as relating to "the island of Ireland", thereby extending them to Northern Ireland, which is part of the United Kingdom. Therefore, anyone born in Northern Ireland who meets the requirements for being an Irish citizen through birth on the island of Ireland (or a child born outside of Ireland but with a qualifying parent) may exercise an entitlement to Irish citizenship by acting in such a way that only an Irish citizen is entitled to do (such as applying for an Irish passport). Conversely, that such a person has not acted in this way does not necessarily mean that they are not an Irish citizen. See Irish nationality law and British nationality law. People born in Northern Ireland are British citizens on the same basis as people born elsewhere in the United Kingdom. People born in Northern Ireland can hold either a British Passport or an Irish Passport, or both if they so choose.

Some countries consider dual citizenship undesirable and take measures to prevent it. This may take the following forms:

1.Automatic loss of citizenship if another citizenship is acquired voluntarily (e.g., China, Denmark, Japan).

2.Possible (but not automatic) loss of citizenship if another citizenship is acquired voluntarily (e.g., Singapore).

3.Automatic loss of citizenship if children born with multiple citizenships do not renounce the other citizenships after reaching the age of majority

(e.g., Japan).

4.Criminal penalties for exercising another citizenship (e.g., Saudi Arabia).

In popular discourse, reference to countries that "recognise" multiple citizenship may refer only to the lack of any specific statute forbidding multiple citizenship (leaving aside the difficulties of enforcing such statutes).

However, it is possible to become a citizen of multiple countries even if some or all of these countries forbid dual or multiple citizenship. For example, Germany and Austria usually do not allow dual citizenship except for persons who obtain more than one citizenship at the time of birth, but Germans and Austrians can apply for a permit to keep their citizenship (Beibehaltungsgenehmigung) before taking a second one (e.g., Arnold Schwarzenegger holds Austrian and US citizenship). Spain allows dual citizenship with some Latin-American countries (Argentina, Bolivia, Chile, Costa Rica, the Dominican Republic, Ecuador, Guatemala, Honduras, Nicaragua, Paraguay, and Peru), Andorra, Portugal, the Philippines and Equatorial Guinea. Spain does not require citizens of these countries who wish to naturalise to renounce their existing citizenship.

In conclusion, Laws of each countries involved are conflicting if not opposing to one another. tricky because, One's pledge of Loyalty to his country and sworn to abandon his own ( as of the Oath of USC), yet Do not technically abolished it, since the original country amends to the bilateral agreement.

In a much deeper thoughts, Having a dual citizenship is viewed , specially for those running in the office, or those working in the US needing security clearance as part of their job can be of big problem. You cannot Sworn to Loyalty on two Masters. Hence, to me, i find it tricky. although, if I may add, I do not discriminate dual citizenship.. I am just stating a fact based on my point of view. . hope this enlightens us all a little bit. if you may consider, once more

[Krikit 1,164]

I find it tricky in that the US makes you file income taxes for life.

Ashley, I'd be interested in knowing why your fiancé thinks it would affect a house loan. Did he hear it from a friend? There are a lot of misconceptions about immigration and citizenship. I don't think it's necessary to be rude about correcting the misconception(s) when someone is looking to be educated, though. I'm sure your question will help quite a few people. Just look at some of the great answers in this thread.

[Udella&Wiz 325]

I was discussing with my fiancé about dual-citizenship and he mentioned something about not being able to get a loan for a house or anything for that matter if i have a dual-citizenship. Is that true?

What are the advantages and disadvantages of dual-citizenship.

Considering that many of us have been on mortgages while we were still green card holders, that's simply not true. There is definitely a lot of misinformation out there. I have not been asked about my citizenship (which is only Cdn until I apply for US citizenship) on a credit/loan application that I recall.

The only thing that may have an effect is your credit score which won't be well established when you first move here and takes a while to improve - that is definitely a factor that affects your ability to get a loan or mortgage - perhaps that's what he meant.

[truckerbob 0]

My son has dual citizen Can/US and moved to the U.S.about 8 years ago. He has never had a problem with any type of loan, car or house.

[Udella&Wiz 325]

The key here is to recognize that there is a lot of misinformation out there which presents as fact. All of us in the Cdn forum have run into people (well meaning friends, coworkers and relatives on both sides of the border) who have no clue how immigration to the US really works. How any of us have heard 'You become a US citizen as soon as your marry someone from the US' and the list of misinformations goes on and on.

At least you've confirmed that not being a citizen or being dual will not hurt your chances with mortgages and loans.

[coraliesolms 47]

Gosh.. I heard that over and over again throughout our process "if you guys are just married, why not just go there and live with him instead of spending all this money,, they give you a greencard at the border if you are married to a citizen".... Eventually I just stopped acknowledging these questions.

There is a lot of mis-information out there... thats why I choose VJ!!

[Brother Hesekiel 2,236]

I heard that dual citizens do not get a visit from Santa because he assumes you reside at the "other" country. Instead he sends a female Elf with a short skirt and long, red patent leather boots who spanks you while feeding you eggnogg from a funnel. The guy who told me that works at a bar, so I'm sure it's true.