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JeffreyVee

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  • Immigration Status
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  • Country
    Thailand

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  1. I'm hoping someone can assist me. We just received our NOA2 today and I'm completing the I-134. Here's my circumstance- I make a pretty decent annual income ($80k-$100k)but I don't have a ton of assets- I have a 401k with $20k in it and I have cash in a bank account of another $20k as well as personal property of another $20k. Here's what I need help on: I live in a two family apartment and my mom lives downstairs and owns the house and I live upstairs. Along with working full time I am also her main caregiver. Some years ago I assumed a mortgage on the property with my mom cosigning. The purpose was to buy some adjoining land and also paid off some credit card debt etc. So long story short- I have a $160k mortgage where I am the borrower and my mom the coborrower but the asset (the house) is in my mom's name only. I know I am all set on the income side but I just want reassurance and guidance on how to disclose the mortgage issue without the offsetting asset. Any help is greatly appreciated.
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