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Sukie

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  • City
    Hudson Valley
  • State
    New York

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  • Immigration Status
    Naturalization (approved)
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  • Local Office
    Albany NY
  • Country
    Australia

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  1. Sukie
    Do write a cover letter explaining how you do your mortgage. That way, the officer reviewing does not have to guess at anything. Just say what you told us above: "My wife purchased the house before our marriage with the help of my father in law. My father in law is the co-sponsor of the mortgage. So I don't have my name on the mortgage but we are paying the payments from our joint bank accounts every month for mortgage and all the utilities." Best of luck on your journey! Sukie in NY
  2.    Sukie reacted to a post in a topic: USCIS website update, MyProgress tab added, timeline changed - Help me understand
  3.    OldUser reacted to a post in a topic: Enough evidence?
  4. Sukie
    No need for that last bit. Sukie in NY
  5. Sukie
    Looks good. Add a cover letter explaining why you are including bank statements from August 2023 (instead of from the time of marriage), as well as a statement explaining that you had already purchased the house and car and re-financing to add her name was not economically feasible. This way they won't ask you for info re: these things. Best of luck as you continue your journey! Sukie in NY
  6.    Ontarkie reacted to a post in a topic: Proof of living together and payments
  7.    Caligirl1 reacted to a post in a topic: Proof of living together and payments
  8. Sukie
    Unfortunately, some utilities will only allow one name on the account. So frustrating. Having a joint cellphone bill is good, though. Sukie in NY
  9.    OldUser reacted to a post in a topic: Question about evidence of a bona fide marriage
  10. Sukie
    Also - have your spouse listed as a claimant on your homeowner's insurance. You really want to do this regardless of immigration - if something should happen to you and there is house damage, if your spouse is not listed as a claimant they would not be able to file a claim to get things fixed. Sukie in NY
  11. Sukie
    My spouse is not on my deed and I don't have a mortgage. Just write a cover letter explaining how you pay for things. Having your driver's licenses with the same physical address shows you live together. It is not practical to refinance just to add a spouse in most cases. Same with your car. Show that your spouse is on your home owner's insurance and car insurance. That's enough. Best of luck! Sukie in NY
  12.    Lemonslice reacted to a post in a topic: Need Help with RFE for Marital Life
  13. Sukie
    Also, write a cover letter explaining how you manage expenses. State exactly what you told us: Spouse 1 handles xxxxx, Spouse 2 handles yyyy. Honestly, a lease with both your names will go a long way. Shows you live together! Best of luck! Sukie in NY
  14. Sukie
    You might try clearing your browser history, cache, and cookies. Sukie in NY
  15.    Marieke H reacted to a post in a topic: Help with I-751 (ROC) - Any Advice Appreciated!
  16.    Bunninuts reacted to a post in a topic: Help with I-751 (ROC) - Any Advice Appreciated!
  17.    Caligirl1 reacted to a post in a topic: Help with I-751 (ROC) - Any Advice Appreciated!
  18.    OldUser reacted to a post in a topic: Help with I-751 (ROC) - Any Advice Appreciated!
  19. Sukie
    I understand. If you have home owner's insurance, be sure to add him to the list of claimants. That way, if anything awful were to happen to you, he would be able to file a claim with the insurance company. Have a great journey! Sukie
  20. Sukie
    Your list is good, and should be, for most officers, complete. I would ask you one question though...what is your living situation? Do you rent? Do you own? I would add a copy of a lease or a deed/mortgage. If you live with friends, or with family, then include an affidavit from them describing your agreement, and how the two of you contribute to the household. This is not a requirement - but might go a long way to add to your "co-habititation" paperwork. Best of luck to you both! Sukie in NY
  21.    OldUser reacted to a post in a topic: I-751 approved but still waiting for N-400 Oath Ceremony, will I get a new green card first?
  22. Sukie
    My spouse got her 10-year card exactly one week before her Naturalization Ceremony! Sukie in NY
  23. Sukie
    Here's the thing about starting to build a credit score... One of the first questions asked is how long you have lived at your current address. Most algorithms award partial points until you have lived at one address for at least a year. If the place you live is owned instead of rented, your score goes higher. If you don't have an income (and your UK job won't count), then you get no points. It takes being at a job at least six months to be considered "stable". Then they look at how much credit to you have, vs. how much credit you use. And, do you pay off the credit each month, or not? Some people take out a small installment loan (I did this when I bought appliances) and pay it off religiously - that garners a lot of points for your score. It's very hard to get credit if you don't have credit. That's why piggy-backing on your spouse will be critical over the first couple of years. Let us know what happens! Sukie in NY
  24. Sukie
    It will take some time to build up your US Credit Score. 1. Get added as a secondary user on your spouse's card. 2. Get added on your spouse's bank account, or, if you can, open your own account. 3. Working with the bank where you are added or new, ask for the "pre-paid" credit card (as mentioned above). 4. Try to get added on utility bills. Even if you start with a very low credit amount ($1000), if you use it properly, you will build good credit. But it will take at least one year to truly build a score. Best of luck to you! Sukie in NY
  25. Sukie
    Yep. Married a Gold Coast honey! Sukie in NY (in Oz)
  26. Sukie
    Sorry, Captain Ewok - the "Block New Topics" was good for about 24 hours, but it's b-a-a-a-a-a-c-c-c-c-k-k-k.... 8:09 AM Brisbane Australia time on November 2...5:09 pm EDT on November 1 Sukie in NY
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