Tahoma
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Posts posted by Tahoma
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Hello all...I'm NEW on this thread. Reading all what's in here helped me alot. I know waht to do, just doing some confirmation and all.
Anyways, here's my timeline:
Oct. 27, 2008 - 129f sent (VSC)
Oct. 29, 2008 - NOA1 received
---no touches. no RFE's---
---VSC has been quiet for quite a while--
---then---
March 04,2009 - NOA2 received in email
--didn't bother to call NVC---
---waited for a few days---
March 09,2009 - got case #, case left @ same day
March 18,2009 - called USEM Manila..case not qualified for interview yet..
---WORRIED....like so much--- so anxious too..
NOW CAN ANYONE TELL WHEN WOULD BE THE PERFECT TIME TO CALL USEM AND GET AN APPOINTMENT? TYSM!
Your case left NVC on March 9, so the USEM should have it entered into their system at any moment now. It is now time to call them every day until you get your interview appointment.
Good luck!
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Hi again asia tyson...
My guess is that your hubby-to-be does not have to send you a new I-134 if he gets a job between now and your interview. I imagine that a letter from his employer will work just fine. A letter from his new employer will act as the last piece of the puzzle for his support case. In my opinion, it would be a good idea for him to find a part-time job before your interview, so you can show the Consul Officer that he is bringing in some money to support you. This will make your case even stronger.
Your fiance can also call the USCIS help line with this type of question. I believe their phone number is listed on their web site.
Here is the math: April 22 + your interview = pink slip (visa approval for you)!
PS...don't forget to to make a good case for you and your hubby-to-be regarding your meeting in person, and your ongoing relationship also.
~ Tahoma & Chinook
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Hi victor2090...
Welcome to the VJ family.
Congratulations on your approval!
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I opened up an account at Washington Mutual and got two debit cards. I kept one here and sent the other one tp the Philippines. I called the number on the back of the card and told them I do alot of business in the Phillipines and do not put a hold on the account if they see transactions from there. It works like a charm. When I want to send her money I just add it to the account and she goes to the bank machine overthere and withdrawls it. The bank charges $.10 (10 cents) for every $10. When she withdrew $100 us dollars in Pesos it cost. $1 with no other charges.
This sounds like the best deal yet! This is exactly what I am doing at Wells Fargo...except your deal is a lot cheaper. I'm paying $5. per every $205. withdrawn at a Filipino ATM.
Also, thank you for noting the importance of calling the customer service telephone number on the back of the card in order to alert the bank that the card will be used in the Philippines. That way, you make sure that the card will be honored in the Philippines. I did the same thing with my visa card before I visited the Philippines last August.
There is also another way that my fiancée and I could have gotten by cheaper. I could have joined a credit union in the U.S. and then she could have used their ATM card for free. We did not go that route because she was not going to be there that long. We are now together here in Seattle.
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Rose and Corey...
Our best wishes to you for a safe trip and for a long and happy marriage.
Rose...welcome to America!
~ Tahoma & Chinook
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I'm having trouble finding a decent way to send money to the Philippines. I've tried a few different ways already.
Finally I went to my 2nd bank at Wells Fargo and set up an international remittance account to send money to Bank of Philippine Islands (BPI). They were retards at the bank, and didn't realize how it's done. They thought it could be done where I log into my account from the bank website. Didn't work, so then they called up customer server and realized the first transaction needs to be done at the bank. Ok, did that, but then still problems later. Finally found out need to go into the bank every time, or make a phone call to customer service every time I want to transfer money. Big hassle. Then later, for no reason, I notice my remittance account is closed. Maybe cause I wasn't using it enough? I don't know.
Going thru a local branch here seemed to be the most secure and cheapest way, but had way too much hassle and sometimes didn't work. Going thru websites was easier, but more expensive.
I am trying to send a large ($1-3k) at a time. About to start building a house over there for about $10k which might take 3-4 months to build. I assume all this paperwork stuff is ways for the government to find more ways to tax me or something, dunno. Banks and websites getting real paranoid with large amounts of cash. Just same, its not like I'm trying to transfer $100k or anything.
Are there any other websites that are easy and inexpensive? I'm tired of jumping hoops and paying big fees just for trying to send money. Worse case senario is send more money thru Lucky Money using my credit card and paying the big cash advance fee again, just to get by until I figure this out.
Who else sends money to the Philippines? (I bet everyone that is petitioning a Filipina) Whats the best way to send/rec money?
Sorry for the long read. Hope some others can relate and advise to what I'm going thru here.
Hi HappyHardcore!
My husband and I have been using a Wells Fargo remittance account that was set up over two years ago. It is by far, out of all the other means we have tried, the cheapest and fastest way to "send" money.
Basically, this is what happens when you have the WF remittance account --- you "move" money from one of your accounts, like checking or savings, to your remittance account. The ATMs here in the Philippines (BPI, HSBC, Metrobank or whichever machine has the Plus logo) access that particular account with the WF remittance card.
However, my husband does not need to visit a branch to do this because he is able to do this online. You need to sign up for the WF online banking.
Signing up is free, by the way. Click here to sign up, in case you want to. I suggest you look into it, especially if you plan to send money to the Philippines regularly.
Once enrolled, you can do online transfers to the remittance account. Each transfer, whether it is $1 or $1000, is a $9 fee. Regardless of amount transfered. When the remittance card is used in the Philippines, the money comes from that account and that account only. So if that remittance account doesn't have any money in it, then nothing can be withdrawn from it. Thus, there's no way to access the money in the checking/savings account through the remittance card.
The best part is there are no fees for withdrawals, thus multiple withdrawls can be done, or up to the daily withdrawal limit, which is set by WF (for security reasons). Unlike the debit account explained by Tahoma, which has a $5 fee for every withdrawal, the remittance account has none. You are only charged with the $9 fee for every money transfer, as I mentioned earlier. I also want to point out that the current conversion rate affects the amount in the remittance card at the time of withdrawal.
You mentioned about an existing remittance account. I'm not sure what you can do with that. You might as well just request to create another one and send the remittance card to the Philippines once you have it.
Once everything is set up, there's no need to go to the bank or make a phone call to customer service every time you want to transfer money to the remittance account. It really is hassle-free for us. I am surprised this was not explained to you by the WF representative.
I hope this helps. Good luck!
Hi neenuh...
Thank you for sharing your experience with your Wells Fargo remittance account. Your remittance account, along with your remittance card sounds like a good deal. By the way, a few months ago I looked into something called the Wells Fargo "Global Remittance Account" at my local Wells Fargo Branch, and they may have given me some wrong information about it. I wonder if they were talking about the same type of remittance account that you are describing.
First, they never told me that an online transfer from my Wells Fargo account into a remittance account would cost $9. per transfer. They allowed me to assume that the transfer would be free.
Second, they never told me about the remittance card. They explained to me that the way my fiancée would receive the money is only if she stood in line at her bank in the Philippines. There, she could withdraw money from the remittance account and deposit it into her account at BPI. They said that the money would not be accessible from an ATM. This was the real deal breaker for us.
Third, I was willing to live with the $5. per withdrawal fee, since my fiancée would not be withdrawing very often. Normally, she would withdraw P10,000. (about $200.), which is the single-withdrawal limit at most cash machines in the Philippines. This amount would last her quite a while. She never used the ATM card for small withdrawals, as it would become very expensive at $5. per transaction. This suited our purposes nicely.
Like your remittance account, transferring funds from my Wells Fargo account into our joint account is, of course, very quick and easy since I also use their online banking. It sounds like the same as your remittance account. However, it cost me nothing to transfer funds from my account into our joint account. The only cost that we incur is her $5. per transaction withdrawal fee.
One thing we like about our Wells Fargo ATM card is that it is widely accepted at ATMs in the Philippines. It is accepted at any ATM which has the "Plus" logo, the "Star" logo, the "Interlink" logo, and the "Instant Cash" logo.
Also, like your remittance account, the conversion rate when using our ATM card is the conversion rate at the time of withdrawal.
Another thing we like about our joint account is the fact that it would help prepare us for my fiancée's Adjustment of Status. Our joint account has both of our names on it. Is that similar to the remittance account?
I have a feeling that my local Wells Fargo bankers need some training on the details of their remittance accounts.
Thanks for your posting.
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Great news!!! Congratulations Piscean!!!
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Congratulations Matt & Bing!!! Malapit na!
Good luck with your medical and your interview.
~ Tahoma & Chinook
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Very good advice, Mister Bill. Thanks for mentioning it.
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latest update:
my fiance sent the documents already via ups and it wil takes 5-6 days to reach me. so we decided to reschedule my interview today, we got april 22 since the only available date was 22th for april then may 2 onwards.
i have few questions now.
1. the usem sent already our confirmation via email, should i just bring it, no need for me to contact slec or anyone else since i had my medical there last week.
2. my fiance estated n/a in his form i134 for type of emplyment since he is now full time student, what if he gets a job one of these days while we are waiting for my interview. he can scan me an employment letter estating he is now emplyed in that company. my main concern here since he filled up the form i134 dated march. can i just re change the n/a answered he written on his 134 form bu using correction liquid eraser and fill it up by my hand written then about the date can i just also erase it and put april 2009. does usem accept erasure in ii134 form or for things not to get complicated, i wil just declare to them that my fiance is a full time student
3. my father in law filled up the 134form he check i intend and put i wil support her board and lodging and what ever she needs as the exact nature of contributions. will it be fine since my fiance has his own apartment.
4. i used my old passport number when we filed at uscis, then while waiting decided to renew it. i filed up the ds using my new passport number. question when slec asked for my passport i just gave them my new one. someone told me i should have gave them the old one too so they can staple it to my new passport.
im really sorry everytime i figure things i came up with a questions. im so bothered. though i think the april 22 wil be ebst for me cause look i still have to know alot of things.
thank you so much!!!
Your April 22 interview will be your lucky day. Now you and your fiance have time to prepare a strong case regarding support.
1. You will need your confirmation email for your interview. No need to contact SLEC because you already completed your medical.
2. Don't change anything on your fiance's I-134 form. It is required to be filled out by him...and him alone. If he gets a job, he can send you a letter of employment from his employer. Or, if you are in a hurry, he can scan it and email it to you.
3. That's great that you have a co-sponsor. It will make your case much stronger. It does not matter if your fiance has his own apartment. Support is support wherever you get it. Now the Consul Officer will believe that you will not become a responsibility of the state when you are in the U.S.
4. I don't know what to tell you about your old / new passport. However, I doubt if it will be a problem. Take the old one with you to your interview in case the Consul Officer has a question about it. Maybe you should talk to Grace or Lorraine at the USEM about it.
Good luck with your interview.
~ Tahoma
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Congratulations!!! And thanks for sharing your story with us.
Our best wishes to you for the rest of your journey.
~ Tahoma & Chinook
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Thanks for all the replys! I know this must be a common issue for people, supporting a loved one in the Philippines.
I'll check out www.bpiexpressonline.com and see if I can find a branch near by as an option.
About Wells Fargo. I appreciate that insight. So $5 charge to withdaw up to $200 in a single transaction, is about $25 charge for $1000 total, about half of Lucky Money per $1k, or other websites too. So is that $5 the only fee? Any other hidden fees? I've heard of ATM scams going on in the Philippines, hopefully yours was in isolated incident and its a rare thing. Would Wells Fargo need copy/verify her ID? I'll probably walk into a branch and talk to them. Seems like its very fast and convenient way to do transfers consistantly and easy. I've used Wells Fargo website already paying my credit card by a simple transfer funds of one account to the other account, same when the I had the remittance account before. I guess this would work the same, very easy from website.
Also, any advice of the American Citizen opening up joint dollar accounts, or any other type of accounts, during my next visit to the Philippines would be helpful.
I can understand that $1-3 makes red flag require the companies to get info about me to prevent money laundering, etc.
I got email from Xoom, specific agent assigned to my case for verification purpose, since I've violated their TOS, which they linked to me. So this time I read it very very carefully, and I'm not violating anything. Hmm. They said expect phone call within 24 hours, but instead got an email just recently from that agent saying everything is verified and ok to send another transaction. This time, instead of sending $1k, I decided to send $300 to see if that would go through. Just in case my bank has a daily limit, at least now it'll go through and I'll know that my routing numbers are correct. So I checked Xoom Track Transaction status and now says "Payment Verified" and "Transfer in Progress" in their time line of status reports, so looks like its being pushed through, unless they cancel at the last second or something.
Since I'm in this for the long term, having a family in the Philippines instead of over here, I'm definately looking for long term solutions. ATM card seems like a good idea to try.
About the Wells Fargo ATM card...the $5. per transaction fee is the only fee. There are no hidden fees. With the current exchange rate, my fiancée can withdraw about $1025. at a cost of $25.
I will find out from Wells Fargo within a few days the results of their investigation into the single-day, triple withdrawal. At this point, it is not known if it was a scam or merely the bank's mistake. It would not surprise me if the problem was on the Philippine bank's end of things. Keep in mind that our daily ATM limit is $310. That most likely means that Wells Fargo will be on the hook for the other $300. (at a minimum) that was withdrawn that day.
Back in the day when we used wire transfers, we once experienced a two-month wait for a wire transfer to be deposited into her account. It was BPIs fault that time.
Since you already use Wells Fargo online, you will find that transferring funds from one account to another incredibly convenient and easy.
I was able to open that joint account for my fiancée and me by walking into my local Wells Fargo and talking to one of the personal bankers. I was required to show the banker two pieces of her ID. I used a color copy of the information page from her passport. I can't remember the other form of ID I supplied...maybe it was a copy of her Registered Nurse's license.
Then, the personal banker may have used a shortcut when he allowed me to sign her name in order to open up the account. It pays to be somewhat acquainted your banker...and to have some cash in their bank. It also may have helped when I mentioned that my fiancée soon would arrive in town and be looking to start her own bank account. In any case, it worked.
There was one more expense. It cost me about $45 to Fed Ex Express (three day delivery) her ATM card to her in Bacolod.
Our system is quick and easy...and it beats walking out of her local pawn shop with that much cash in her pocket. She is here in the U.S. now, and still using the same account and ATM card. Our joint account will now be used for both of us to contribute to for our monthly expenses.
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Yes ma'am. I understand ma'am. Will that be all ma'am?
(Our best wishes for a smooth flight and a wonderful reunion with your guy!)
~ Tahoma & Chinook
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Congratulations MMW!!! Now for your interview...I hope everything will be easier than it was for your medical.
Our best wishes for a PINK interview!
~ Tahoma & Chinook
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After one month i was interviewed at the fraud unit, the embassy sent my passport back with no visa and a letter 212(a)(4) stating that my petitiner does not intent to support me, and below the letter it says there that if i would like to discuss the matter with a consular officer in person, i can appear on March 6, 2009. I was there on the 6th of March and brought my petitioner 2008 ITR and a letter of his tax man. My petitioner's 2007 ITR is negative and the letter from his tax man tells there that his income is not $0, his depreciation is $50,000, although it shows $0 on his 2007 tax return, the depreciation along with this income is $50,000. During my interview the consular told me that my petioner's income was not stated clearly, and she said my petitioner does not intent to support me when i get there in the US. On my petitioner's I-134, Affidavit of Support he checked number 11 box do not intend to make specific contributions to support of the person(s) named item 3. I told the consular that the affidavit of support was filled out right, and she said " ya,. but he need to make an affidavit that he is going to support you." Is this mean that he needs to make a personal letter and notarized that he is going to support me ? After the interview the window 37 called my name and she returned my passport back and a letter 212(a)(4) You are likely to become a public charge. She said, this is not a refusal you can come back here anytime if you have all the proof of documents.
After i was interviewed in the fraud unit, i told my fiance to give up because i am tired all of this mess. I am losing hope and im tired of keep coming back in Manila and going back in Mindanao because i am pregnant but my fiance dont give up easy. He send his bank statement and his letter stating that he is going to support me. Now, he wants me to go back in the embassy as soon as i get his letter. What should I do? Do I really need to go there? Where i am going to submit all the papers i got ? Will they allow me to go there inside the embassy eventhough I dont have an appointment? Please I need your help and advices.
Hi sheremae...
Sorry you are having such a hard time with the USEM. Don't give up. Remember, you can go back any time with the right documents. I believe that there is a way for you to fulfill the financial requirements necessary for your visa. It is worth a try.
First, have your fiance send you a new I-134. He should check the box that shows that he intends to make specific contributions to support you. Make sure he sends you an original...not a copy.
Next, have your fiance send you a notarized letter that he intends to support you. He can also explain in his letter the details of his 2007 and 2008 income tax returns.
Next, include the letter from your fiance's tax man.
Then, submit these documents to the USEM, along with your passport and the letter the USEM gave you. You can submit them to Window 17, from Monday through Thursday, between 1 p.m. and 2 p.m. There also may be a way to send the documents instead of submitting them in person.
If you think that this is not enough evidence of support, you could also submit papers from a co-sponsor.
This is only my opinion...but I hope the idea helps you.
Good luck!!!
~ Tahoma
His lawyer said, if he is going to check the box intend to support me that could be a different visa to be used not K1 visa. His lawyer has an agency to work on visa and he said he's been doing this for 200 persons using K1 visa and he checked the box do not intend. I am so confused about this matter.
So, if i got some documents i can submit it to window 17 if though i dont have an appointment? The letter that was given from the USEM tells there that i am likely to become a public charge. It doesnt give me a list of documents that i need to bring. Is it possible to have another interview with the CO?
Thanks for your opinion.
sheremae...
There is nothing confusing here. You obviously need a new strategy to address the support issue. Your fiance's lawyer's advice is not working out for you. It is that simple. Please put yourself in the Consul Officer's shoes for one minute. All the Consul Officer sees is your fiance's complicated tax return, and your fiance's own words on his I-134 that he does not intend to support you. What would you think under these circumstances? I know what I would think...I would think that you were going to become a public charge if you were allowed into the U.S.
If I were in your shoes, I would submit better evidence of support to the USEM:
> a notarized letter from your fiance explaining his 2007 and 2008 tax returns in detail...and clearly stating his income.
> a notarized letter from your fiance's tax man explaining his 2007 and 2008 tax returns in detail.
> a notarized letter from your fiance showing his monthly budget for his income and his monthly expenses, and his intention to support you.
> a notarized letter from your fiance's attorney explaining why he told your fiance to check the box on line 11 of his I-134 form that says he does not intend to support you.
> a new, updated I-134 form that shows your fiance's intention to support you. Your fiance needs to check the box that he "intends" to support you. In the space below question #11 your fiance should write something to this effect (if it is, in fact, the truth): "I intend to be married forever to [your name], and to always support her. I intend to always provide her with room and board, and to always provide for her financial needs." This is what I wrote on my I-134 for question #11. It made me feel good. It made my fiancée feel good. Apparently, it made my fiancée's Consul Officer feel warm and fuzzy too. How would it make you feel if your fiance had written those words?
> It is up to you and your fiance to present a strong case for support.
> If, in the end, you feel this approach will not work for you, then you will need a co-sponsor.
Have your fiance call the USEM and talk to Grace or Lorraine to find out whether you need an appointment to talk to the Consul Officer again, or whether you can just submit your new evidence of support to Window 17.
You are very close to the end of your visa journey...good luck...and don't give up!
~ Tahoma
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CONGRATULATIONS!!!
Great news! Two months! Way to hang in there guys!
Now, the petitioner can telephone the Embassy to make an interview appointment. There is no need for the long wait for the Embassy to send you a letter.
Our best wishes for an easy medical and pink interview...
~ Tahoma & Chinook
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Wonderful news! Congratulations!!!
Our best wishes to you for your medical and your interview.
~ Tahoma & Chinook
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Great news!!! Congratz brianmarie!!!
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Here is how my fiancée and I worked it:
> I opened a joint account at Wells Fargo Bank (an account under both of our names).
> I sent my fiancée a debit card for the joint account, so she could withdraw cash from any ATM in the Philippines.
> I would transfer money online, as needed, from my Wells Fargo account to our joint account.
> My fiancée would withdraw cash from any ATM, as needed.
> The cash withdrawal fee was $5. for each withdrawal.
> The daily cash withdrawal limit on the ATM card was $310.
> ATMs in the Philippines would allow my fiancée to withdraw up to P10,000. (about $200.) per transaction.
> If my fiancée withdrew any amount over $200. (up to the $310. limit) in a single day, it would require two separate transactions. The total transaction fee for these two withdrawals would amount to $10.
The only problem we had with this system is that we were charged with three ATM withdrawals in a single day for a total of $600. (plus $15. in transaction fees), when in reality, my fiancée made only one ATM withdrawal (for $200). Wells Fargo currently is investigating this issue.
Normally, my fiancée would periodically withdraw P10,000. and deposit most of the cash into her account at BPI for her use throughout the month.
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It's time to rock the house!!! Congratulations ShaneJean!!!
Congratz to you too brianmarie!!!
What a memorable day.
Our best wishes to you guys...
~ Tahoma & Chinook
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When she arrives at St. Lukes on the second day and they tell her to report for her shots...she passed her medical!
Good luck to you guys with her medical and for a PINK interview!!!
~ Tahoma & Chinook
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After one month i was interviewed at the fraud unit, the embassy sent my passport back with no visa and a letter 212(a)(4) stating that my petitiner does not intent to support me, and below the letter it says there that if i would like to discuss the matter with a consular officer in person, i can appear on March 6, 2009. I was there on the 6th of March and brought my petitioner 2008 ITR and a letter of his tax man. My petitioner's 2007 ITR is negative and the letter from his tax man tells there that his income is not $0, his depreciation is $50,000, although it shows $0 on his 2007 tax return, the depreciation along with this income is $50,000. During my interview the consular told me that my petioner's income was not stated clearly, and she said my petitioner does not intent to support me when i get there in the US. On my petitioner's I-134, Affidavit of Support he checked number 11 box do not intend to make specific contributions to support of the person(s) named item 3. I told the consular that the affidavit of support was filled out right, and she said " ya,. but he need to make an affidavit that he is going to support you." Is this mean that he needs to make a personal letter and notarized that he is going to support me ? After the interview the window 37 called my name and she returned my passport back and a letter 212(a)(4) You are likely to become a public charge. She said, this is not a refusal you can come back here anytime if you have all the proof of documents.
After i was interviewed in the fraud unit, i told my fiance to give up because i am tired all of this mess. I am losing hope and im tired of keep coming back in Manila and going back in Mindanao because i am pregnant but my fiance dont give up easy. He send his bank statement and his letter stating that he is going to support me. Now, he wants me to go back in the embassy as soon as i get his letter. What should I do? Do I really need to go there? Where i am going to submit all the papers i got ? Will they allow me to go there inside the embassy eventhough I dont have an appointment? Please I need your help and advices.
Hi sheremae...
Sorry you are having such a hard time with the USEM. Don't give up. Remember, you can go back any time with the right documents. I believe that there is a way for you to fulfill the financial requirements necessary for your visa. It is worth a try.
First, have your fiance send you a new I-134. He should check the box that shows that he intends to make specific contributions to support you. Make sure he sends you an original...not a copy.
Next, have your fiance send you a notarized letter that he intends to support you. He can also explain in his letter the details of his 2007 and 2008 income tax returns.
Next, include the letter from your fiance's tax man.
Then, submit these documents to the USEM, along with your passport and the letter the USEM gave you. You can submit them to Window 17, from Monday through Thursday, between 1 p.m. and 2 p.m. There also may be a way to send the documents instead of submitting them in person.
If you think that this is not enough evidence of support, you could also submit papers from a co-sponsor.
This is only my opinion...but I hope the idea helps you.
Good luck!!!
~ Tahoma
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Hi...
My fiancée interviewed on Monday, February 23. The Consul Officer told her that everything looked good. However, the Consul Officer told my fiancée that she needs to submit one more document before she will receive her visa. That is why the Consul Officer gave her a white slip instead of the magic pink slip. The white slip listed the required document.
My fiancée submitted the required document (along with the white slip and her passport) on Thursday, February 26. She submitted them to Window 17, which is only open Monday through Thursday between 1 p.m. and 2 p.m.
She received her visa the next week. Her visa was delivered COD by air21.
Try not to worry too much about it. Keep yourself busy and your visa will arrive malapit na!
Good luck!
~ Tahoma & Chinook
Sending money to the Philippines
in Philippines
Posted
Hi neenuh...
I got a chuckle from what you said about leaving your card with your parents when you leave the Philippines! I told my Wells Fargo banker that we planned to leave my fiancée's ATM card with her mother when my fiancée left the Philippines. He just smiled at me and told me that he "didn't hear that." I guess that's because the only names on the joint account are my name and my fiancée's name. Apparently, no one else is authorized to use the card.
We ended up not leaving the card with her mother for other reasons, so everything worked out fine anyway. We will make a decision later on how we will send remittances to her mother.
Ingat...
~ Tahoma & Chinook
PS...oo...haha..yay Filipino culture!