Hi everyone,
I'm seeking clarity on F-1 students' eligibility for ACA marketplace plans with subsidies on behalf of my close friend who is an F-1 student. According to healthcare.gov and CMS guidance, F-1 students are "lawfully present" and eligible for marketplace coverage and subsidies. However, some universities recommend against enrolling in subsidized ACA plans.
Specific questions:
Can F-1 students legally enroll in subsidized ACA plans while maintaining valid status?
Is accepting ACA subsidies considered a "public charge" that could affect future visa applications (H-1B, green card, etc.)?
For those who have done this: Were there any issues with:
Tax filing requirements
Current F-1 status
Future visa/green card applications
How can students satisfy university insurance requirements while potentially using more affordable ACA options?
Have any other F-1 students successfully enrolled in ACA plans? If so, what has your experience been like, especially regarding future immigration benefits?
I've found conflicting information online, with some sources incorrectly stating F-1 students are ineligible altogether. My friend wants to make sure enrolling won't cause problems for their future green card application.
Thank you for any guidance!