AA102023
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I have $0 cash value after paying a huge amount per month for 11 months which is what triggered me to research that I made a bad financial decision. I am willing to pay the surrender fee if it gets me out of this policy that has no benefit to me. I will take someone's suggestion on this thread and convert to a term life. We are still awaiting decision for I-130 and I already submitted this life insurance policy with my husband as beneficiary as evidence for bona fide (not my only evidence, thankfully); which I was afraid that if I canceled this policy, it would affect my husband's visa in some way in the long run. But, by NVC and interview stage, we can submit different evidence by then and hopefully, I can add him to insurance via my company. I plan to cancel this policy soon since it seems like it shouldn't affect anything at all.
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Thank you for responding! I do have a retirement account. I chose the Whole Life policy as my evidence because I brought that policy before I even met my husband and just made him beneficiary after marriage and it was fairly easy. Ideally, I would like to cancel the policy ASAP, but now, we already submitted our I-130 just recently with this as evidence. My main question is that I submitted this as evidence, would like to cancel it, but want to know if NVC will ask for this document? If yes, then I won't cancel it and will take my loss. If no, I will cancel immediately but still save paperwork. My spouse lives abroad so I couldn't do bank account or lease or mortgage as evidence. Additionally, I didn't know Whole Life Insurance was a bad investment. I'm also continuing to do my research as well to see what NVC looks for in document stages.
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Before I got married and before I even met my husband, I obtained a whole life insurance policy. After our marriage, I updated the policy beneficiary to my husband and used the policy as evidence of our marriage for the CR1/IR1 visa process. Recently, I have conducted further research and determined that this policy is not a worthwhile investment. I am considering canceling it, but I am concerned about how this might impact my husband's visa process. Does he need this life insurance document for the NVC stage?
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I-130A (Overseas Spouse) Signature Date
AA102023 replied to AA102023's topic in IR-1 / CR-1 Spouse Visa Process & Procedures
Ok, thank you so much! Wish they were specific regarding the date as well! -
Hi all, The I-130A states that if spouse is overseas, they don't need to sign the form (but still fill the form out). Does my spouse still need to put in the signature date or can that be blank, too, since he didn't sign it? Thanks!
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Hi, If I have an invoice for a gift that shows my username instead of my full name and past invoices cannot be changed, can it still be submitted as evidence for bona fide marriage (rest assured that is not our only evidence)? Thanks!