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Vin027

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  1. Greetings!

    Per Article III Section 20 of the Philippine Constitution states that " no person shall be imprisoned for a debt."  and I think there will be a chance if the credit card is used in fraudulent manner.

    Anyways, I agree with that person that you settle this debt, for a simple reason that unpaid bill will be carried over to the next billing cycle aside from paying the finance charge, interest applied to your total amount due which is your remaining balance plus the outstanding balance. So, overall, you will expect to pay so much. Plus, in the USA credit is important in purchasing cars and a house.

    An unpaid credit card of more than three to four months will go to a collector, then collector can ask the court to summon you and it will be a big hassle.

    So, the best thing to do is to make a settlement payment, like monthly then once in the USA, this will only take days of work if your debt is not that much.

     

    Anyways, I also wrote to you because I was just curious with your timeline.

    My brothers have a priority date last March 2010 and was documentarily completed and is just waiting for interview since 2020. Both are under F2B. Will you kindly shed some light by sharing your timeline. I am hoping that you can give an idea as to when also they are sending interview under F2B Thanks much  NG

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