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Vin027

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  1. Greetings!

    Per Article III Section 20 of the Philippine Constitution states that " no person shall be imprisoned for a debt."  and I think there will be a chance if the credit card is used in fraudulent manner.

    Anyways, I agree with that person that you settle this debt, for a simple reason that unpaid bill will be carried over to the next billing cycle aside from paying the finance charge, interest applied to your total amount due which is your remaining balance plus the outstanding balance. So, overall, you will expect to pay so much. Plus, in the USA credit is important in purchasing cars and a house.

    An unpaid credit card of more than three to four months will go to a collector, then collector can ask the court to summon you and it will be a big hassle.

    So, the best thing to do is to make a settlement payment, like monthly then once in the USA, this will only take days of work if your debt is not that much.

     

    Anyways, I also wrote to you because I was just curious with your timeline.

    My brothers have a priority date last March 2010 and was documentarily completed and is just waiting for interview since 2020. Both are under F2B. Will you kindly shed some light by sharing your timeline. I am hoping that you can give an idea as to when also they are sending interview under F2B Thanks much  NG

  2. I really appreciate this, thank you so much. As I have mentioned, I have received “No Derogatory Remarks” from the NBI.
  3. Hi, thank you for the info. I'll keep that in mind and will consider that.
  4. Hi Steven, My apologies if I forgot to mention that I am from the Philippines.
  5. Hi everyone! I was wondering if anybody else was experiencing the same problem(Dilemma) as I am. I've had an unpaid credit card for over three years due to unforeseen circumstances. My interview at the US Embassy is planned for August. Is it possible to bring it up during the interview, or, in the worst-case situation, to be denied getting a visa? by the way, I was able to get my NBI and Police Clearance without any derogatory remarks. I know I need to pay my bills, but I don't have the funds right now. Because of those unanticipated circumstances, I'm still attempting to get back on my feet. Now, getting to the US is one of the best possible options for both parties—the bank and me. I am quite worried and concerned since my family has been waiting for the petition for about 12 years. Hoping for the best! Thank you very much for taking time to read and answer! 😅 Alvin F2B Visa Category
  6. Hi everyone! I was wondering if anybody else was experiencing the same problem(Dilemma) as I am. I've had an unpaid credit card for over three years due to unforeseen circumstances. My interview at the US Embassy is planned for August. Is it possible to bring it up during the interview, or, in the worst-case situation, to be denied getting a visa? by the way, I was able to get my NBI and Police Clearance without any derogatory remarks. I know I need to pay my bills, but I don't have the funds right now. Because of those unanticipated circumstances, I'm still attempting to get back on my feet. Now, getting to the US is one of the best possible options for both parties—the bank and me. I am quite worried and concerned since my family has been waiting for the petition for about 12 years. Hoping for the best! Thank you very much for taking time to read and answer! 😅 Alvin F2B Visa Category
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