My current annual income for 2023 is comfortably above the 125% poverty level guideline (almost double), but I was unemployed for my most recent tax return (2022) so I only have a couple hundred income from my savings account interest.
I plan to upload tax transcripts from all 3 recent years, and my 2021 and 2020 total income both triple the 125% poverty level guideline. I also plan to upload a letter from my employer (employment verification letter), along with the 5 months of paystubs I received during my employment that started this January.
My I-864 form specifically states my current annual income will be used to determine if my income is above the minimum threshold, but I've been reading a few conflicting opinions that the NVC would look at my most recent tax return (2022) to determine that. Would I need a joint sponsor, or is this nothing to worry about? Should I include a note saying I was unemployed from quitting my job to pursue another career during my most recent tax return, but I had a steady job for 5 consecutive years before that?