This is how I overcame a 221g for joint sponsor using assets. Here is the letter of explanation I used. After 2 months spouses Visa was approved with no further explanation. I qualified on assets, despite my TAXABLE income only being 14,000 dollars. Note: Many will take the easy way out and encourage you to use a joint sponsor. Don't let them discourage you.
Even if you've already submitted all the documentation, resubmit it alongside your letter to ensure the officer has everything clearly organized, such as:
Updated bank/investment account statements.
Any missing or supplemental evidence that further strengthens your case.
[Your Name]
[Your Address]
[City, State, ZIP Code]
[Date]
Consular Officer
[Embassy/Consulate Name]
[Address]
[City, Country]
Subject: Response to 221(g) Request – Demonstration of Financial Qualification Without Joint Sponsor
Dear Consular Officer,
I am writing to address the 221(g) notice issued on [date], requesting a joint sponsor for my Immigrant Visa application (Case Number: XXXXXXX). I respectfully assert that I qualify fully under the financial requirements outlined in 9 FAM 601.14 using my liquid assets, and as such, a joint sponsor should not be necessary.
Financial Qualification Through Liquid Assets
As per 9 FAM 601.14, I am permitted to meet the Affidavit of Support requirement by demonstrating ownership of liquid or readily convertible assets that exceed the income shortfall by the applicable multiplier (3x for spousal cases). My liquid assets far exceed the poverty guideline thresholds and income shortfall, as outlined below:
Required Income (125% of the Federal Poverty Guidelines): [$ Amount]
My Liquid Assets: [$ Amount]
This is equivalent to [X] times the required poverty level threshold.
Asset Conversion Calculation:
Required Assets (3x the income shortfall): [$ Amount]
My Assets: [$ Amount], which exceeds this requirement by a significant margin.
Details of Liquid Assets
Bank Accounts:
[Bank Name], Total Balance: [$ Amount]
Documentation: [12 months of statements, bank certification letters]
Investment Accounts:
[Institution Name], Total Balance: [$ Amount]
Documentation: [Statements and portfolio summaries]
Other Assets (if applicable): [Details]
Supporting Documentation
I have attached the following documents for your review:
Form I-864 Affidavit of Support (already submitted)
Bank and investment account statements
Letters from financial institutions verifying balances
Any additional evidence of asset ownership
Request for Reevaluation
Given that my assets unequivocally meet the financial requirements without the need for a joint sponsor, I kindly request a reevaluation of my case. I hope this letter clarifies my financial eligibility and that my application may proceed without further delay.
If additional information or clarification is required, I am available to provide it promptly. Please do not hesitate to contact me at [Your Phone Number] or [Your Email Address].
Thank you for your time and attention to this matter.
Sincerely,
[Your Full Name]