Hi everyone,
I'm a new member, so please excuse any non-intentional breaches of etiquette.
I'm a native of and live in the NYC area, and my S.O. is a native of and lives in the GTA (Canada). We've been together and have known each other for more than seven years. The idea is for her to move down here in about 4-6 months (our timeline). She will be a stay at home wife/mom. No kids right now for either of us (we're late 20's/early 30's in age). We haven't started any paperwork yet, and our case, I feel, is pretty straight-forward - we don't have any criminal record or overstays, and have a real, bonafide relationship with years of established photos and trips. She currently works in Canada and I have a full time job as well in the NYC area.
We recently did a religious ceremony in Canada that had no official documentation, or filings with the Canadian locality. This was for the sake of her customs and family, to allow her to travel freely in accordance with her own customs and culture, not for any paperwork or certs.
-Based on those circumstances, what is the best route to her coming down and having some sort of status the quickest? Would that be the fiance K1 visa?
-What if we got married, either in a third country or in the US (after the 90-day period), and then she just stayed permanently and we filed for the spouse visa (CR1?)
-In both of those cases, would there be a gap period, mainly in terms of health insurance? Healthcare, as I'm sure you all know, is expensive in the US, and I'd want to add her to my insurance, but I don't think I'd be able to until she had some sort of legal status, right? Any insight or anecdotes anyone can share on health insurance for your partner during the wait, in case they got sick or hurt and needed to go to the doctor, or if we decided to have a baby during the "wait" period either after she came down on the K1, or after filing paperwork for the CR1 in the 2nd option I mentioned above?
-How would it work if she came down, stood at least 90 days, then we got civilly married in the US and filed for the spouse visa? Would it be an auto-reject because it's considered visa fraud? Would we need to act like "oh, we weren't planning this and then it just happened"? If we got married in a third country and then went back to the US, do we tell the CBP officer that we got married in the third country (or are we obligated to)?
-In what scenarios can she leave the country or travel (or not)? Can she fly intra-US while waiting for status, or is it going to come up that she's on an overstay or has an immigration doc pending?
Essentially, I'm just trying to get an idea on the best route forward to unite based on our intention of her coming down by ~mid-year, and having health insurance coverage through my policy as soon as possible after coming down. Since the plan is for her to be a stay at home, work papers aren't as important at this time.
Thank you in advance for any insight and advice on these points!