Robbiekeane

Thanks. I’ve seen here on VJ people saying that future income does not count unless it’s from current employer. So if it’s a job offer/transfer from current company that makes sense. However, if it’s from another company - will it definitely qualify for income for the affidavit of support?

Yes understood. Not filed yet, and hence trying to understand the best route before hand. Done plenty of asking around but it will come down to timing and circumstance. Need to understand if another job offer from another company would help at all or not. understood on the time zones - I’m in Melbourne Australia and people can answer whenever they please if they are so kind as to offer their advice

It’s equity in the beneficiaries (mine) rental property in the UK, not the sponsors. But point taken, thanks.

Thank you for this. I had read about this on posts on this site but had not thought about it as a viable path until now. It is likely she will get a transfer back at some stage with our company. It sounds like if this did happen, DCF would be the most efficient way forwards (assuming she gets the offer with a start date delayed a few months, or we are willing to spend some time apart). Not only quicker but do your point can use the offer in hand to satisfy the I bc one requirements However, if she does not for whatever reason, but instead gets a job offer from another US company, would we still qualify for DCF? If no, seems a question of weighing the risks. If yes, would this offer also satisfy the income requirements, or would we have to look at assets or joint sponsors? If the latter then I guess that’s still better/more efficient than the current planned standard CR-1 route, right? Appreciate your help

Thank you. Upon studying the instructions again on the USCIS website, the following piece is of note: If your total household income does not meet the requirement, you may submit evidence of the value of your assets, the sponsored immigrant’s assets, and/or assets of a household member that can be used, if necessary, for the support of the intending immigrants. The value of assets of all of these persons may be combined in order to meet the necessary requirement. Only assets that can be converted into cash within one year and without considerable hardship or financial loss to the owner may be included. The owner of the asset must include a description of the asset, proof of ownership, and the basis for the owner’s claim of its net cash value. You may include the net value of your home as an asset. The net value of the home is the appraised value of the home, minus the sum of any and all loans secured by a mortgage, trust deed, or other lien on the home. If you wish to include the net value of your home, then you must include documentation demonstrating that you own it, a recent appraisal by a licensed appraiser, and evidence of the amount of any and all loans secured by a mortgage, trust deed, or other lien on the home. Regarding the pieces in bold - a few questions: - Would the 401k post penalty and post tax be considered as not imposing “considerable hardship” on the sponsor? - I interpret the above information on including the net value of a home as applying to the beneficiary/intended immigrant also. I would also say it can be liquidated within a year. Would you agree with that? The above two (even just one) as well as our other savings should put us well above the ~$66k (3 x the ~$22k threshold) if they apply.

Thank you for your reply! We are both at the same big multinational and I think it’s possible, that she could engineer herself a return move and have a job offer in hand prior to a consulate interview. Some risk around this though I guess.

Thank you for your response. I’ve read a few things online that says that property can be used as an asset if when you discount any mortgage etc against it. Wasn’t aware I’d have to sell and have the cash. RE the 401k - if we took off the penalties and likely tax I think it’d be around 50% ($90k), and then our joint savings of $40k would bring us to $130k give or take. This would be more than 5 x the $22k threshold before taking into account my own assets (house, 401k, Brokerage savings). Do you think that would be adequate? I could then also include my property on top of that but then it wouldn’t be the only thing being relied on.

Hi everyone. Firstly thank you in advance for any advice. Hoping to get some advice as to how/if we can satisfy the income requirements for the I-864 Affidavit of support, as part of the a CR-1 Spousal visa application. I feel likes it’s a bit complex but here goes… I am the beneficiary, a UK citizen living in Australia, along with my soon to be wife (wedding a couple of weeks out) who is an American Citizen. We met in the states at work as I was over there on an L-1 Visa. I got the nod for a transfer to Australia and we both got roles sorted (still at same company). We moved in Feb 2022, and she continued to earn US income for a few months. We are looking to move back and are starting the process for the CR-1 Spousal Visa for a green card. I am concerned about meeting the minimum income threshold requirement. The sponsor earned well over $22,000 for the last few years in the US($150k+), as well as 2022 return about to be submitted, despite leaving half way through the year. We both earn well above that amount in Australia but understand this doesn’t count as we can’t show it’ll continue when we move back. If my understanding is correct, the only option is assets. A joint sponsor is unfortunately not an option for us. Here is an approx summary of our assets: Sponsor: - 401k with a value of approximately $180k US. - Savings of approximately $10k US Beneficiary (myself) - a US 401k of $25k US - a US brokerage account with approx $20k portfolio - US based crypto of $3k - UK property with net equity of $180k US (property appraisal £290k, mortgage of £130k) - Above mentioned property rental income of approx $12k per year - Australia savings account with approx $25k US. Joint - We will have approximately $40k US in savings in an Australian joint account What I am not clear on is: - is her 401k counted in the asset calculation? Is it sufficient? - can my assets (any of them) be counted in the calculation? Are they sufficient? Unsure it’s it’s 3x or 5x from research. We both earn approx $150k US base plus $30k bonus in Australia. We will not have job offers in the US at the time of a consulate interview (in Sydney) Appreciate any advice, thanks