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LBT & MDM

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  1. I was able to open a joint bank account with my spouse and it does not always require a ssn. My bank sent him the papers via email and he signed them and sent them back via email. My bank is a credit union. I was also able to add him as an authorized user on my credit card account. Furthermore, I was able to open a joint bank account with him in his country. I hope this helps. Don't give up!
  2. They don't tell you why. They leave you in hell while they laugh a you for stealing your precious time and money. Only 60% of k1s get approved. You are way better off filing a cr1. They tale them more serious.
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