Well I guess that’s a personal preference, but me being the U.S. Citizen, what mattered was us having proof of a bonafide marriage by having a joint account. My bank account is Citi, but Wells Fargo (last choice because I actually hate them) is whom approved us. Adding that new joint account for direct deposit at my job was fairly easy as well; so I have my paycheck going to both accounts.
it doesn’t take months for AB-60. Apply with the required documents to prove that you have residence in California, take the vision and knowledge test. Receive permit, then you can schedule behind-the-wheel test after having held the permit for 24hrs… I know someone that applied with their AOS NOA1 (mail)… my husband brought his marriage certificate, passport, and medical paperwork because he has medical insurance through me.