Hey there, this is kinda funny, you married your wife in 2022, I married mine in 2021, your 90 day window starts in Jan next year, mine started in Jan this year lol.
Anyway, don't worry about it, I understand your concerns but like @OldUser said (he's the best at advices) just file it and you'll get that extension letter for 48 months, but meanwhile if you want, you can do the N-400 and they expedite the I-751 to accommodate the N-400 faster processing time, after that, no more dealing with USCIS.