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Tesco

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Everything posted by Tesco

  1. If you have $10,000 either real or on paper, (you transfer monies from accounts - double counting). You will need to file FinCEN 114.
  2. Even if you’re fit and well, it’s those unexpected accidents that could cause devastating financial consequences for the uninsured. Putting one’s hand in one’s pocket for medical coverage is a part of everyday life in the U.S. Ultimately premiums are so tiny compared with the hundreds of thousands of dollars of bills that you’d be faced with.
  3. I did actually take a look, but don’t meet the age criteria for Back Pack Cover! Thank you for your help with your other comments too. Im going to get a few broker/agents invoked in Florida, maybe short term cover for a couple of months. I’d be able to get one way travel insurance here with a 31 day expiration to cover the bags/cancellation and medical. Double coverage, but better to be sure.
  4. When we arrive on the IR1 into the U.S and have the I-551 stamp placed into my wife's passport, at that point she, as the new LPR can get Obama Care. Me, the U.S.C will be covered too, although perhaps before we arrive. I understand that there is a wait for enrollment into Obama Care though, depending on when you sign up and you also have 30 or 60 days to do this for the Special Enrolment Period. Looking at options for travel insurance has been a real challenge. I can't get normal travel insurance, as were not returning and what one way insurance I can find, either expires within 48 hours, or 31 days at most. I'd appreciate the thoughts of what people did between leaving the U.K and having ACA compliant healthcare Stateside. Did anyone get short term coverage from the U.K, or indeed from the U.S that can cover a LPR straight away? Perhaps international medical coverage like Bupa offer? Thank you
  5. I, (the petitioner) and Spouse are currently living in the U.K. At this time, our case is at NVC stage, (I've been contacting them at regular intervals to keep from timing out). I'll be resuming the process and had a few questions on Market Place Medical coverage, which would be for me and my Spouse. I'm a U.S. Citizen and my Spouse would enter the the U.S on an Immigrant Visa (IR1) - both under 65. From my reading of the ACA & valued comments from the forum, our return would satisfy SEP. What I would like to achieve is that both I and my spouse have coverage before we leave the U.K, so fully covered on arrival into Florida. We have a address there already set up. So, my questions are, 1, Does my Spouse need a SSN to sign up? She already has a ITIN, as we file IRS returns as MFJ - Can the ITIN be used instead? 2, I did read that an Immigrant Stamp with I-551 language is acceptable as proof. If so, could we sign up as soon as the passport is received back from the U.S. Embassy, London? (Not sure what they mean by I-551 language). 3, As far as income is concerned, I note that excluded foreign income, (2555 income) is includable. As I won't have a job on arrival into the U.S., Can I just uses my 2023 foreign income as an estimate for the year in which coverage will be needed. I understand that come tax time, I'd pay more/less for any subsidy, being based on my actual income. Finally, could anyone recommend a licensed advisor/broker in FL. Many have little to no clue when dealing with those out of the country, (U.S. Citizens), or new Permanent Residents moving Stateside. If it is possible to be covered while in the U.K, I'd like to be able to do everything on-line, (printing ID Cards and so on). Thank you
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