I, (the petitioner) and Spouse are currently living in the U.K. At this time, our case is at NVC stage, (I've been contacting them at regular intervals to keep from timing out).
I'll be resuming the process and had a few questions on Market Place Medical coverage, which would be for me and my Spouse.
I'm a U.S. Citizen and my Spouse would enter the the U.S on an Immigrant Visa (IR1) - both under 65.
From my reading of the ACA & valued comments from the forum, our return would satisfy SEP.
What I would like to achieve is that both I and my spouse have coverage before we leave the U.K, so fully covered on arrival into Florida. We have a address there already set up.
So, my questions are,
1, Does my Spouse need a SSN to sign up? She already has a ITIN, as we file IRS returns as MFJ - Can the ITIN be used instead?
2, I did read that an Immigrant Stamp with I-551 language is acceptable as proof. If so, could we sign up as soon as the passport is received back from the U.S. Embassy, London? (Not sure what they mean by I-551 language).
3, As far as income is concerned, I note that excluded foreign income, (2555 income) is includable. As I won't have a job on arrival into the U.S., Can I just uses my 2023 foreign income as an estimate for the year in which coverage will be needed. I understand that come tax time, I'd pay more/less for any subsidy, being based on my actual income.
Finally, could anyone recommend a licensed advisor/broker in FL. Many have little to no clue when dealing with those out of the country, (U.S. Citizens), or new Permanent Residents moving Stateside. If it is possible to be covered while in the U.K, I'd like to be able to do everything on-line, (printing ID Cards and so on).
Thank you