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SL2024

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    California

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    K-1 Visa
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    United Kingdom

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  1.    OldUser reacted to a post in a topic: Bank Account Queries
  2. SL2024
    I'm not too sure which provider I will be using yet. Some people have mentioned some like Wise, Atlantic Money and TorFX. Is he using Wise for his bank account savings to transfer over? For wedding expenses I used PayPal to send over to my fiancee. I just had a look at Wise site and is this the card your fiance has? https://wise.com/gb/card/
  3.    ScarletWitch6x reacted to a post in a topic: Bank Account Queries
  4. SL2024
    I don't unfortunately. I haven't had a credit card before.
  5. SL2024
    I have a debit card but unfortunately my bank charges a percentage of the transaction for each purchase whether in pounds or in another currency. So I would like to avoid any extra fees if I can so it doesn’t affect my savings. I was considering maybe getting a Revolut card and uploading some currency on there but I will need to look into it a bit more
  6. SL2024
    Sorry I am aware of that already as I have another post on the forum regarding credit cards with my progress and info regarding that. My fiancée spoke to the credit agency about it.
  7.    SL2024 reacted to a post in a topic: Credit Card Query
  8.    SL2024 reacted to a post in a topic: Bank Account Queries
  9. SL2024
    Hi all, Not sure if I need to start another post regarding this but I just wanted to ask what you did after travelling but before your bank account was opened in terms of spending money for expenses? Did your fiance/fiancee cover all expenses? Did you take some cash or use a travel card with some money uploaded onto it to pay for things? As there will be a period after travelling where I will need to get my SSN, California Driving License or California ID card and then open the bank account. So although my fiancée is financially responsible for me I still want to contribute where I can while out of work. I have been approved as an authorised user on her credit card but I will need my SSN to begin building my credit score. I am still keeping my UK account open as well. Hope you can help!
  10.    SL2024 reacted to a post in a topic: Bank Account Queries
  11. SL2024
    Do you mind if I ask how much you had to pay in international minutes or what the total cost was with the £3 transfer fee included as well?
  12.    TBoneTX reacted to a post in a topic: Bank Account Queries
  13.    SL2024 reacted to a post in a topic: Bank Account Queries
  14. SL2024
    Great advice as well @ScarletWitch6x! Thank you!
  15. SL2024
    Hi all, Sorry for the late response on this but my fiancée did call the bank and they said I would need a California Driving License or California ID Card and just the membership application form. To get one of the photo ID cards I will need to go to the DMV where they will ask for proof of residency and so I will need to be added to her utility bills. For her water bill she did call and they said that I need a photo ID, fill out Update Account Form to add me to the utility bill and to show proof of ID. So I think what will do is get my SSN first, then once I get that go to the DMV for California Driving License ($45) or California Photo ID ($29), once received then get added to my fiancées utility bills and then apply for a bank account.
  16.    ScarletWitch6x reacted to a post in a topic: Credit Card Query
  17.    TBoneTX reacted to a post in a topic: Credit Card Query
  18. SL2024

    P45 Query

    SL2024 replied to SL2024's topic in United Kingdom

    I think I might already have a HMRC account but I will check. Thank you for the advice
  19. SL2024
    What did they say to you? And which bank was this with?
  20. SL2024
    Hi all, Just an update on this. My fiancée has added me as an authorised user on her credit card and they said they would send a credit card for me to her. They only asked her for my name and my date of birth. They advised her to speak to a credit agency in terms of information on how I can build my credit score. She spoke to the credit agency and they said that I wouldn’t build any credit until I get my SSN in order to do that but my credit score would reflect my fiancées (which I think is around the 800 range). She is still responsible for the account though overall but I will of course be assisting with payments.
  21. SL2024
    So your wife was able to be added as an authorised person on your credit card - were you living together or separately at the time? I'm just conscious that they might say no as my fiancee is in the USA and I am living in the UK at the moment and I don't travel to the USA until next month.
  22.    Edward and Jaycel reacted to a post in a topic: SSN Query
  23.    Tesco reacted to a post in a topic: Informing HMRC in USA
  24. SL2024
    Thank you everyone for the advice so far. I have never had a credit card before so I really appreciate all the help with this. I have done an eligibility check for an AMEX card which came back as being very likely I would be approved. This would be useful in getting a UK account opened which can then be linked over to the USA and for applying a new card over there. I would have to wait 3 months at least though as I have to have held a UK AMEX account for at least 3 months. My cousin did send me a referral link to join for the AMEX Gold card (there is no fee in the first year but then a fee in the second year but the card can be cancelled within a 30 day period of the annual fee being taken from the account and that amount refunded looking at the info on the AMEX website) if I decide to apply for it. I have spoken to my fiancee and she is ok with adding me as an authorised user on her credit card (she is with Chase) until my credit score has been built up and then I can apply for my own credit card. In terms of other credit cards I am still looking into Capital One, etc.
  25. SL2024
    Thank you - I will have a look into this Thank you - I will have a look into this
  26. SL2024
    Thank you - I will have look into this Thank you - I will have a look into this
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