F#$king Blue Cross!!!

[Chicken_Little 0]

Okay, I am supposed to be able to get health insurance through my husband. They wanted my SSN. So we waited til we got that. Now we have it and they want PROOF that I lost my old coverage. WHAT old coverage? OHIP only ever covered in me in Ontario, not even all of Canada. They want proof that I have never had coverage in the US. How the F*&K do I prove that?!

They say I need a "qualifying event". Apparently moving to the country isn't enough. HOW it can't be enough I don't know! They're like "Can you get a letter saying you have no coverage?"

Um...from WHO? God? My Mom? The latter is doable if that's what they want.

"Dear Blue Cross, My daughter just left Canada and while we're all kind of pissed at her for abandoning Canada, we want her to be healthy. She has no coverage in the US and never has, hence her need now. Please help her. I don't want to pay. Sincerely, Chicken_Little's Mom"

I can't exactly call up OHIP and be like "Hi, I need a letter saying that as a former Ontario Resident I don't have coverage in the US". First of all, I doubt they'd give a rat's #######, and even if they did, knowing how fast the Ontario government works, I'd be without coverage three months before the letter would even arrive!

GRRRRR. Stupid healthcare system in the US.

[Kez/JWolf 6]

I just sent in a copy of our marraige certificate and a copy of the Bio page of my UK passport... marriage is a life changing event..... We are with Blue Cross...

Kezzie

[Mand 1]

We're with Blue Cross too and they added me the day after we got married. We didn't have to show a marriage cert or anything else. Go figure!! Someone must've been having a crappy day and took it out on you..grrr!!

[Jaylen Brit 0]

Write them a letter - saying you have no coverage and signed by yourself(you are the only person you can ask really aren't you?)..include m/cert and copy of passport like Kezzie suggests

Smile thru gritted teeth and wait for response.

Other than that - go thru your hubby's human resources manager's office and do it..

I agree..big GRRR time

[Kanyiri 0]

I have BCBS and all I had to do was show them a copy of the marriage certificate.

Kanyiri

[joej 0]

I see your visa is Cr1. I went through the same thing with another insurance company. My hubby and I married one year before he was granted his US visa (thanks to the immigration process). Anyway, my insurance said I would half to add him within 30 days of our marriage (even though they wouldn't cover him in his country) or we could wait till open enrollment the following year. It is such a bunch of BS.

Good Luck

[iceyspots 0]

I Guess they just don't understand.......Oh well...

[Butterfly 0]

I totally understand your frustration.

My husband is trying to add my name to his insurance (BCBS) and they sent us a letter asking for additional medical information.. I have to go to a physican here in NYC who needs to fill out a paper and perform some tests. Since I am not covered yet, I have to pay a physician out of my pocket and their prices are rocket high..

Anyone has similar experience or can suggest what to do??

[kc456 0]

I totally understand your frustration.

My husband is trying to add my name to his insurance (BCBS) and they sent us a letter asking for additional medical information.. I have to go to a physican here in NYC who needs to fill out a paper and perform some tests. Since I am not covered yet, I have to pay a physician out of my pocket and their prices are rocket high..

Anyone has similar experience or can suggest what to do??

This is odd. I've not heard of a spouse having to get a medical to be added to a plan. Is your husband's plan an employer sponsored one?

[russ 1]

This is odd. I've not heard of a spouse having to get a medical to be added to a plan. Is your husband's plan an employer sponsored one?

Wasn't too hard here in Florida (BCBS), but they did require my wife to live in the state for six months to be added to the policy.

Of course, Murphy's Law as it is, she had appendicitis 5 months after getting here. Instead of the $5,000 or so the hospital would bill BCBS for this, the hospital billed her about $45,000. Kind of makes you sick, that the hospital charged her more for water (normal IV saline - $2,000???) than her surgeon charged for the the surgery and office visits...

The moral of the story - make sure you have a short-term or travel policy while you are waiting for your normal insurance.

[anya-D 8]

mine is BCBS too.. they required me to be in the country 3 months before they could add me... and they need some test but they send someone to my house to check my health... and that's all...

[Sister Fracas 5]

I just sent in a copy of our marraige certificate and a copy of the Bio page of my UK passport... marriage is a life changing event..... We are with Blue Cross...

Kezzie

ditto...and we had to send it with his SSN and within 30 days of his arrival here...also with BCBS HMO

[meddykomp 0]

I have aetna and I added my husband right after we got married. He doesnt have residency, an SSN or a visa but he is insured when he gets here.

[duey 0]

I have aetna and I added my husband right after we got married. He doesnt have residency, an SSN or a visa but he is insured when he gets here.

Wow, that's amazing that they were able to add your husband without him being a resident or even having a social. I always thought a social was definitely a requirement.

[zyggy 9]

I have aetna and I added my husband right after we got married. He doesnt have residency, an SSN or a visa but he is insured when he gets here.

Wow, that's amazing that they were able to add your husband without him being a resident or even having a social. I always thought a social was definitely a requirement.

An SSN is not a requirement for getting insurance and they have no legal right to require it of you... I didn't have a SSN for my wife for the first few months that she was on my insurance...