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Nikita2Charles

Free credit report

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Nikita2Charles Proficient

Nikita2Charles   32

Posted
Filed: K-1 Visa Country: Dominican Republic
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Posted

Did you know you can get a FREE copy of your credit report every year

KEY WORD FREE

but for a small fee around $5, one of the 3 major credit bureau will give you your FICA score.

Gone but not Forgotten!

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faith Proficient

faith   0

Posted
Filed: AOS (apr) Country: Denmark
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yes, at www.annualcreditreport.com

it's mandated by law that they give you one each year.

March 4, 2004 NOA 1

June 29, 2004 NOA 2

August 26th -- interview date - we need to complete a I-601 waiver so it's back to waiting again

January 6, 2005 i-601 waiver approved!!!!

January 21, 2005 VISA IN HAND

February 12, 2005 WEDDING!!!!!

March 10, 2005 mailed AOS and EAD applications to Chicago

April 18, 2005 EAD and AOS receipt dates for NOA

June 30, 2005 AOS RFE evidence submitted (translated birth certificate)

August 10, 2005 ---EAD approved via infopass appointment

October 18, 2005 - AOS interview in St. Louis - received an RFE for vaccination supplement

February 9, 2006 - denial for AOS letter due to the wrong form being submitted from the doctor. PLEASE MAKE SURE THIS DOESN'T HAPPEN TO YOU!!

February 16, 2006 - USCIS accepts the motion to reopen without an additional fee - finally something goes right! We should hear from USCIS St. Louis office within 2 weeks.

April 3, 2006 - Received welcome to America letter in the mail!

April 8, 2006 - Received GC in the mail - done for 2 years!!!!

March 1, 2008 - mailed off I-751

March 3, 2008 NSC delivery confirmation

March 10, 2008 NOA 1

March 28, 2008 Biometrics appointment

Legal Permanent Resident - just waiting for time to pass for him to have eligibility for citizenship.

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MaryandMian Mentor

MaryandMian   1

Posted
Filed: Citizen (apr) Country: Pakistan
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Posted

Yes I knew of this. Did you also know that the credit bureaus are going to revamp their systems? And the scores are going to change. Once they change and revamp it will be with another company called the Vantage Scoring System. You will have to pay to acess these new scores. http://www.firstcoastnews.com/money/onyour...x?storyid=53809

Mary

Everything I respond to is from personal knowledge, research or experience and I am in no means a lawyer or do I claim to be one. Everyone should read, research and be responsible for your own journey.

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faith Proficient

faith   0

Posted
Filed: AOS (apr) Country: Denmark
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Posted
Yes I knew of this. Did you also know that the credit bureaus are going to revamp their systems? And the scores are going to change. Once they change and revamp it will be with another company called the Vantage Scoring System. You will have to pay to acess these new scores. http://www.firstcoastnews.com/money/onyour...x?storyid=53809

Mary

IF you find anything you need to fix on your credit report and you send them a letter to fix it, you can request that they send you an updated credit report and credit score with the correction. Nine times out of them they will send you the score for free.

The three credit bureaus will actually now be showing all the same info (instead of one report having from one thing and so on) That means your FICO score will be the same on each report and each report will be the same.

March 4, 2004 NOA 1

June 29, 2004 NOA 2

August 26th -- interview date - we need to complete a I-601 waiver so it's back to waiting again

January 6, 2005 i-601 waiver approved!!!!

January 21, 2005 VISA IN HAND

February 12, 2005 WEDDING!!!!!

March 10, 2005 mailed AOS and EAD applications to Chicago

April 18, 2005 EAD and AOS receipt dates for NOA

June 30, 2005 AOS RFE evidence submitted (translated birth certificate)

August 10, 2005 ---EAD approved via infopass appointment

October 18, 2005 - AOS interview in St. Louis - received an RFE for vaccination supplement

February 9, 2006 - denial for AOS letter due to the wrong form being submitted from the doctor. PLEASE MAKE SURE THIS DOESN'T HAPPEN TO YOU!!

February 16, 2006 - USCIS accepts the motion to reopen without an additional fee - finally something goes right! We should hear from USCIS St. Louis office within 2 weeks.

April 3, 2006 - Received welcome to America letter in the mail!

April 8, 2006 - Received GC in the mail - done for 2 years!!!!

March 1, 2008 - mailed off I-751

March 3, 2008 NSC delivery confirmation

March 10, 2008 NOA 1

March 28, 2008 Biometrics appointment

Legal Permanent Resident - just waiting for time to pass for him to have eligibility for citizenship.

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MaryandMian Mentor

MaryandMian   1

Posted
Filed: Citizen (apr) Country: Pakistan
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Posted

Everyone, should see their credit scores yearly and as you said if you see any inconsistancies get them corrected. I know when I went to get my home after my husband died two of the three agencies were the same but the third was different. I had to submit letter, death certificate and other information to rectify this matter.

Everything I respond to is from personal knowledge, research or experience and I am in no means a lawyer or do I claim to be one. Everyone should read, research and be responsible for your own journey.

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almaty Grand Master

almaty   19

Posted
Filed: Citizen (pnd) Country: Kazakhstan
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Posted

good info..i learn something new

Peace to All creatures great and small............................................

But when we turn to the Hebrew literature, we do not find such jokes about the donkey. Rather the animal is known for its strength and its loyalty to its master (Genesis 49:14; Numbers 22:30).

Peppi_drinking_beer.jpg

my burro, bosco ..enjoying a beer in almaty

http://www.visajourney.com/forums/index.ph...st&id=10835

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Sister Fracas Veteran

Sister Fracas   5

Posted
Filed: Country: England
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Posted

Good info to have, especially when you are thinking of making a major purchase like a house or car.

I always wanted to get my score, but was afraid cuz of mistakes in the past :crying: , but was pleasantly surprised it wasn't as bad as I thought it would be....sweet! But seeing the score and report makes me want to do everything possible to get it all squeaky clean! :D

Co-Founder of VJ Fluffy Kitty Posse -
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31 Dec 2003 MARRIED
26 Jan 2004 Filed I130; 23 May 2005 Received Visa
30 Jun 2005 Arrived at Chicago POE
02 Apr 2007 Filed I751; 22 May 2008 Received 10-yr green card
14 Jul 2012 Citizenship Oath Ceremony

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almaty Grand Master

almaty   19

Posted
Filed: Citizen (pnd) Country: Kazakhstan
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Posted
Good info to have, especially when you are thinking of making a major purchase like a house or car.

I always wanted to get my score, but was afraid cuz of mistakes in the past :crying: , but was pleasantly surprised it wasn't as bad as I thought it would be....sweet! But seeing the score and report makes me want to do everything possible to get it all squeaky clean! :D

sister fraces..i know one day ..yours will be squeeky clean

Peace to All creatures great and small............................................

But when we turn to the Hebrew literature, we do not find such jokes about the donkey. Rather the animal is known for its strength and its loyalty to its master (Genesis 49:14; Numbers 22:30).

Peppi_drinking_beer.jpg

my burro, bosco ..enjoying a beer in almaty

http://www.visajourney.com/forums/index.ph...st&id=10835

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CarolineM Experienced

CarolineM   0

Posted
Filed: Citizen (pnd) Country: Australia
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Posted

same here frances.

I wish I had had more education about credit and what can effect it.

When I was in college - we'd go to football games and the CC people were there handing out free...whatever...to sign up for a credit card. Towels, umbrellas, tshirts...i'd be drunk and sign up. EVERYtime i did, my credit was run. Didn't know that was bad.

that's one of MANY things I didn't know.

Finally finished with immigration in 2012!

familyxmas-1-1.jpg

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Sister Fracas Veteran

Sister Fracas   5

Posted
Filed: Country: England
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Posted
sister fraces..i know one day ..yours will be squeeky clean

:luv: Thanks Bro Dean...it will take a few more years before some stuff clears off completely, but hey...I'm trying.

same here frances.

I wish I had had more education about credit and what can effect it.

When I was in college - we'd go to football games and the CC people were there handing out free...whatever...to sign up for a credit card. Towels, umbrellas, tshirts...i'd be drunk and sign up. EVERYtime i did, my credit was run. Didn't know that was bad.

that's one of MANY things I didn't know.

Yanno...live and learn from mistakes and just promise not to be unaware in the future...that's all we can do and we'll BOTH be squeaky clean someday! :thumbs::D

Co-Founder of VJ Fluffy Kitty Posse -
avatar.jpg

31 Dec 2003 MARRIED
26 Jan 2004 Filed I130; 23 May 2005 Received Visa
30 Jun 2005 Arrived at Chicago POE
02 Apr 2007 Filed I751; 22 May 2008 Received 10-yr green card
14 Jul 2012 Citizenship Oath Ceremony

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arwensun1965 Proficient

arwensun1965   0

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Filed: Timeline
Posted

So please bare with me for a moment, I have no idea about this sort of stuff, Jon has never ever been in debt, he always pays his bills on time with the amount or just over. He had a car on loan for quite a while but even that is paid of now, how would his credit score be??

Janice

ps, I might be asking a few more questions on this as we would like to buy our own house at some point.

3dflagsdotcom_us_wa_2fawm.gif3dflagsdotcom_ukeng_2fawm.gif

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Nikita2Charles Proficient

Nikita2Charles   32

Posted
Filed: K-1 Visa Country: Dominican Republic
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  • Author
Posted

IT should be good as far as John credit score is concern, I posted the siter on another forum and someone here posted the site also

www.annualcreditreport.com

John can get a free credit report and for an extra $5 he can get his credit score.

Gone but not Forgotten!

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faith Proficient

faith   0

Posted
Filed: AOS (apr) Country: Denmark
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Posted
So please bare with me for a moment, I have no idea about this sort of stuff, Jon has never ever been in debt, he always pays his bills on time with the amount or just over. He had a car on loan for quite a while but even that is paid of now, how would his credit score be??

Janice

ps, I might be asking a few more questions on this as we would like to buy our own house at some point.

Keep in mind if you pay a loan off early it can show negatively on your credit report because you did not "pay as agreed" to the terms of the loan.

March 4, 2004 NOA 1

June 29, 2004 NOA 2

August 26th -- interview date - we need to complete a I-601 waiver so it's back to waiting again

January 6, 2005 i-601 waiver approved!!!!

January 21, 2005 VISA IN HAND

February 12, 2005 WEDDING!!!!!

March 10, 2005 mailed AOS and EAD applications to Chicago

April 18, 2005 EAD and AOS receipt dates for NOA

June 30, 2005 AOS RFE evidence submitted (translated birth certificate)

August 10, 2005 ---EAD approved via infopass appointment

October 18, 2005 - AOS interview in St. Louis - received an RFE for vaccination supplement

February 9, 2006 - denial for AOS letter due to the wrong form being submitted from the doctor. PLEASE MAKE SURE THIS DOESN'T HAPPEN TO YOU!!

February 16, 2006 - USCIS accepts the motion to reopen without an additional fee - finally something goes right! We should hear from USCIS St. Louis office within 2 weeks.

April 3, 2006 - Received welcome to America letter in the mail!

April 8, 2006 - Received GC in the mail - done for 2 years!!!!

March 1, 2008 - mailed off I-751

March 3, 2008 NSC delivery confirmation

March 10, 2008 NOA 1

March 28, 2008 Biometrics appointment

Legal Permanent Resident - just waiting for time to pass for him to have eligibility for citizenship.

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