Obama Care Questions

[Tesco 82]

So, we leave for Florida next week, after a long process. I wanted to ask of any experiences with Obama Care enrolment.

 

I'm on an IR1 and spouse is a USC, that is 'moving from a foreign country' to the U.S.

 

We will enrol on our first full day in the county. Of course I will not have my SS Card through, so do I just leave that field blank on the application? I can fill in the Immigrant Visa and I-551 information, which I see is verified through the SAVE system. If arriving into the U.S. and then enrolling so soon, going to cause a problem, will they know about my arrival? Is the system in real time, would this have been updated at the POE the day before? Would you likely be asked to upload a photo of the visa and I-551?

 

As for my spouse, (moving from a foreign country to the U.S.). Has anyone experienced this and what evidence if any was required? Do that take you on your word? We fly together and I have the flight confirmation with both our names and seat assignments etc.

 

Thank you

[Boiler 46,357]

OCare varies by State, but it is not immediate you can apply as soon as you show State residency but there will be a lag.

 

You are going to show you qualify, are a LPR, are State resident, not sure what you mean by flights?

[Tesco 82]

13 minutes ago, Boiler said:

OCare varies by State, but it is not immediate you can apply as soon as you show State residency but there will be a lag.

 

You are going to show you qualify, are a LPR, are State resident, not sure what you mean by flights?

The flights part is for my USC Spouse who has been living with me overseas. Is proof of the flight to the U.S enough, (i.e. uploading a boarding pass)? CBP don't date stamp passports anymore, so I wonder how someone can prove they have moved and enrol in Obama care the next day.

[Boiler 46,357]

That is not how it works, all I can suggest is you go on the web site of the State concerned and see what they require and compare that with what you will have.

[Lemonslice 5,000]

1 hour ago, Tesco said:

The flights part is for my USC Spouse who has been living with me overseas. Is proof of the flight to the U.S enough, (i.e. uploading a boarding pass)? CBP don't date stamp passports anymore, so I wonder how someone can prove they have moved and enrol in Obama care the next day.

 

Your spouse should make sure that CBB do stamp their visa.  This is necessary. 

[mam521 2,284]

Because any type of healthcare plan in the US isn't instantaneous, it's highly recommended you buy some sort of short term gap insurance.  It might cost a little bit but it ensures you have time to find a decent plan and get your address and social all sorted.  

 

What is your spouse doing for work?  Or perhaps you're coming to the US with a job?  In other words, is there a potential opportunity for coverage through work that will be available soon?  

[Tesco 82]

Thank you. My spouse has a job lined up, but there are no benefits. We do have several months of short term coverage to see us through, as an overlap. Speaking with ACA, coverage would begin April 1st, providing my SS card/number is received ok. I had asked for it to be sent on the DS-260.

[mam521 2,284]

22 minutes ago, Tesco said:

Thank you. My spouse has a job lined up, but there are no benefits. We do have several months of short term coverage to see us through, as an overlap. Speaking with ACA, coverage would begin April 1st, providing my SS card/number is received ok. I had asked for it to be sent on the DS-260.

If you do have short term coverage, I'd recommend finding an insurance broker that understands the plans and can shop for you. Navigating it all can be challenging and then you have relentless solicitation calls and e-mails from the companies that will continue to annoy you long past the time you've chosen a plan. A talented broker will deal with that garbage and break your choices down into something palatable.  

 

I'm sure you've seen the jokes about "we're calling about your vehicle's extended warranty" - yeah, you get the same for health insurance, too.  

[appleblossom 3,399]

We had to provide evidence of living in MA i.e. rental agreement, utility bills, so as suggested above, I’d strongly suggest you get some interim insurance to cover you until it kicks in in case your state requires similar. And do be prepared for a fairly hefty price! Ours is $2400/month.

 

Are you sure your spouse’s job won’t include health insurance? I thought it was a legal requirement for all employers, but maybe that’s just MA.

Edited 3 hours ago by appleblossom

[mam521 2,284]

10 minutes ago, appleblossom said:

Are you sure your spouse’s job won’t include health insurance?

Perhaps self employment/contractor work?  

[SL2024 149]

21 hours ago, Tesco said:

So, we leave for Florida next week, after a long process. I wanted to ask of any experiences with Obama Care enrolment.

 

I'm on an IR1 and spouse is a USC, that is 'moving from a foreign country' to the U.S.

 

We will enrol on our first full day in the county. Of course I will not have my SS Card through, so do I just leave that field blank on the application? I can fill in the Immigrant Visa and I-551 information, which I see is verified through the SAVE system. If arriving into the U.S. and then enrolling so soon, going to cause a problem, will they know about my arrival? Is the system in real time, would this have been updated at the POE the day before? Would you likely be asked to upload a photo of the visa and I-551?

 

As for my spouse, (moving from a foreign country to the U.S.). Has anyone experienced this and what evidence if any was required? Do that take you on your word? We fly together and I have the flight confirmation with both our names and seat assignments etc.

 

Thank you

 

Glad that you are finally travelling over to Florida next week. I know from a few posts on this forum since I joined and through our discussions on some posts that it has been a very long and difficult process for you.