Affidavit of support joint sponsor is retired

[Lee Thacket 47]

I am looking to adjust status to permanent resident having entered the United States on a K-1 visa in August followed by an October marriage.

 

I have been reading through the instructions for form I-864 and also threads in this forum. My wife has a very low income due to being on SSDI.  One of her family has kindly agreed to be a joint sponsor. There are no other people in the household of this relative.

 

We are a household of three - two adults and one child - so need a sponsor with an income of about $30,000.

 

The total/gross income lines on their 2023 federal tax return are more than twice what we need. I will ask the family member to provide an IRS transcript of their 2023 tax return. (I think I read here that they prefer transcripts to the 1040 form. The instructions say 1099s and W2s are not required if a transcript is provided.) I won't ask the family member for 2022 and 2021 transcripts so will put NA in lines 16b and 16c.

 

The person concerned is retired with both social security and non-social security retirement pension income. So I will ask them to get copies of letters from the SSA and other pension providers to evidence 2025 income. Then I will multiply the income in those letters by twelve to get the individual annual income figure needed for part six, sections seven and twelve.

 

Is it worth including a January 2025 bank statement to evidence income referred to in the letters? (The I-864 instructions don't ask for that.)

 

The assets section will be left blank as I think the sponsors income is sufficient. If an RFE comes back we could potentially include the value of a house and bank accounts with a new I-864 form.

 

How does the above sound? Has anyone else used a retired joint sponsor recently? Did you receive any RFEs?

[Dashinka 24,778]

9 hours ago, Lee Thacket said:

I am looking to adjust status to permanent resident having entered the United States on a K-1 visa in August followed by an October marriage.

 

I have been reading through the instructions for form I-864 and also threads in this forum. My wife has a very low income due to being on SSDI.  One of her family has kindly agreed to be a joint sponsor. There are no other people in the household of this relative.

 

We are a household of three - two adults and one child - so need a sponsor with an income of about $30,000.

 

The total/gross income lines on their 2023 federal tax return are more than twice what we need. I will ask the family member to provide an IRS transcript of their 2023 tax return. (I think I read here that they prefer transcripts to the 1040 form. The instructions say 1099s and W2s are not required if a transcript is provided.) I won't ask the family member for 2022 and 2021 transcripts so will put NA in lines 16b and 16c.

 

The person concerned is retired with both social security and non-social security retirement pension income. So I will ask them to get copies of letters from the SSA and other pension providers to evidence 2025 income. Then I will multiply the income in those letters by twelve to get the individual annual income figure needed for part six, sections seven and twelve.

 

Is it worth including a January 2025 bank statement to evidence income referred to in the letters? (The I-864 instructions don't ask for that.)

You may want to include them to show the joint sponsor's current and ongoing income.

9 hours ago, Lee Thacket said:

 

The assets section will be left blank as I think the sponsors income is sufficient. If an RFE comes back we could potentially include the value of a house and bank accounts with a new I-864 form.

If necessary, but houses are not a liquid asset.

9 hours ago, Lee Thacket said:

 

How does the above sound? Has anyone else used a retired joint sponsor recently? Did you receive any RFEs?

Here is a relatively recent thread, ok, 4 yrs old, that comes up when I search "retired joint sponsor" in the VJ search engine, but there are many other hits, I just picked the first one.

 

Good Luck!

 

 

[Lee Thacket 47]

13 hours ago, Dashinka said:

You may want to include them to show the joint sponsor's current and ongoing income.

If necessary, but houses are not a liquid asset.

Here is a relatively recent thread, ok, 4 yrs old, that comes up when I search "retired joint sponsor" in the VJ search engine, but there are many other hits, I just picked the first one.

 

Good Luck!

 

 

 

@Dashinka thank you so much for reading through my post and taking the trouble to comment. I do appreciate it.

 

The instructions for I-864 state you can only use assets convertible into cash within twelve months. To my mind you should be able to sell your house within twelve months. However, it says the loss of the ownership should not cause hardship to the owner. Presumably making yourself homeless would cause you harm? It specifically says you can't include your car if you only have one so why can you do so with your house?

 

Houses and cars are discussed, but not bank accounts.

 

I have looked through discussions on this forum about joint sponsors. It is a shame people don't always come back to say how their case went.

[Dashinka 24,778]

7 hours ago, Lee Thacket said:

 

@Dashinka thank you so much for reading through my post and taking the trouble to comment. I do appreciate it.

 

The instructions for I-864 state you can only use assets convertible into cash within twelve months. To my mind you should be able to sell your house within twelve months. However, it says the loss of the ownership should not cause hardship to the owner. Presumably making yourself homeless would cause you harm? It specifically says you can't include your car if you only have one so why can you do so with your house?

 

Houses and cars are discussed, but not bank accounts.

 

I have looked through discussions on this forum about joint sponsors. It is a shame people don't always come back to say how their case went.

That is the biggest issue with a public help board like this.  Many people do not update their situations.  What you can do if you have a specific question regarding a past post is check the member and see if they are still active, and PM them to see if they can help.

 

Yes, essentially with a house, in general USCIS or a consulate is not looking to make someone homeless to be a sponsor.

 

Good Luck!

[Lee Thacket 47]

@Dashinka - thanks for your comments. I got the documents from the joint sponsor whose retirement income is much more than we need. Retirement income is ongoing for the rest of one's life so hopefully there won't be any problems!

 

I did read that 90% of AOS applications are successful.  More people should come back here and report on their successes!

 

I will report back on how I get on.