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Filed: Citizen (apr) Country: Australia
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Posted
1 hour ago, DELTAFOXTROT said:

ACA is based upon income in the past and projected income for the year, and since she is retired she should have very low cost insurance on ACA.  

 

They offer some great plans via ACA.

Depending on the state she is in.. in many states you have to actually have a low income.. If you have no income then you fall through the gap .. and an LPR can’t get Medicaid in most states. 

Posted
2 hours ago, obrakeo said:

Thanks for the info.  We've purchased travelers insurance for her on her previous stays so we're aware of those expenses. I think with her only grand kids here, she'll likely be ok with spending more time here than back in her home country, but it sounds like we'll face the reverse problem if we do move forward. i.e. can't spend too much time in Vietnam.

 

Travel insurance doesn't cover residents of the US.  She will need regular health insurance.

Posted
2 hours ago, NorthByNorthwest said:

 

Unless MIL lives by herself it would typically be the household income that determines premiums and/or eligibility for state programs, especially if she's listed as a tax dependent.

Mother could list herself as renting, thus not part of household. Example Apartment, Sound like they have 4 in household and maybe only two work, she should get a subisidised amount.

 

I highly doubt a mother living in a outside of the USA is listed as a dependent on her daugthers taxes, who would do that? No body.........

Posted
4 hours ago, powerpuff said:

Just an FYI that traveler’s insurance do not cover permanent residents. They cover medical expenses for a traveler (i.e. visitor) which she would no longer be.

The Mother isn't a permanent resident she is here on a Tourist Visa.   Plus they don't ask you about being your immigration status when you file a claim with Travel Insurance.

 

She would be a visitor until she got a green card. She could roll that Travelers Insurance as long as she wants ,and once a greencard is obtained then make a decision on better insurance, or no insurance, just be self pay.

Posted (edited)
5 minutes ago, DELTAFOXTROT said:

The Mother isn't a permanent resident she is here on a Tourist Visa.   Plus they don't ask you about being your immigration status when you file a claim with Travel Insurance.

 

She would be a visitor until she got a green card. She could roll that Travelers Insurance as long as she wants ,and once a greencard is obtained then make a decision on better insurance, or no insurance, just be self pay.

What you said doesn’t contradict what I said. OP asked what issues might come up if they decide to petitioner for a GC and I answered that insurance is one of them. Once she becomes a PR she’s not a visitor. That’s a fact.

Edited by powerpuff
Typo

 

 

Posted (edited)
26 minutes ago, DELTAFOXTROT said:

Why would anyone need Health Insurance?

 

It isn't required part of immigration in the USA. I went decades with no health insurance and same for my wife when she got to USA.

if you can afford to self pay in the US, that’s great for you. Not everyone is like that and we’re offering all perspectives and potential issues that might be not be “required” in immigration but it’s worth considering. 

Edited by powerpuff

 

 

Filed: Citizen (apr) Country: Sweden
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Posted
35 minutes ago, DELTAFOXTROT said:

Mother could list herself as renting, thus not part of household. Example Apartment, Sound like they have 4 in household and maybe only two work, she should get a subisidised amount.

 

I highly doubt a mother living in a outside of the USA is listed as a dependent on her daugthers taxes, who would do that? No body.........

 

Right - this was in case OP goes the AOS route. You can only have tax dependents that are US residents.

Posted
33 minutes ago, DELTAFOXTROT said:

Why would anyone need Health Insurance?

 

It isn't required part of immigration in the USA. I went decades with no health insurance and same for my wife when she got to USA.

I assume this is a rhetorical question.  Obviously, health care in the United States is VERY expensive.  A cancer diagnosis can easily bankrupt a family.

 

It may not be *required,* but it is *responsible* to care about providing health insurance when you bring over an immigrant.

Filed: Citizen (apr) Country: Iran
Timeline
Posted

To five an example of medical cost, I developed an eye disease at age 58 that requires periodic treatment. The cheapest available is $800 every 8 weeks if I didn't have insurance. The treatment I am on now would be $5000 every 16 weeks without insurance. 

Mom may be fine without insurance, I was for decades but I am so glad I had insurance when my eye disease began. 

Filed: Citizen (apr) Country: Jordan
Timeline
Posted
2 hours ago, DELTAFOXTROT said:

Why would anyone need Health Insurance?

 

It isn't required part of immigration in the USA. I went decades with no health insurance and same for my wife when she got to USA.

Many states REQUIRE you to have insurance, Massachusetts is one of them.


Posted
3 hours ago, belinda63 said:

To five an example of medical cost, I developed an eye disease at age 58 that requires periodic treatment. The cheapest available is $800 every 8 weeks if I didn't have insurance. The treatment I am on now would be $5000 every 16 weeks without insurance. 

Mom may be fine without insurance, I was for decades but I am so glad I had insurance when my eye disease began. 

One of the growth factor injections I administer to cancer patients after chemo is $6,400 per dose, every two weeks.  For a subcutaneous injection (~0.5 ml volume) that takes seconds to inject.  

 

As expected, the actual chemotherapy/immunotherapy drugs are much, much more.

Filed: Citizen (apr) Country: Australia
Timeline
Posted
5 minutes ago, obrakeo said:

I like how this thread became an embarrassing illustration of the US’s busted health care system.

 

As for our options, I think I’m gonna start filling out the I-130 / I-485..

Busted or not .. it is, yes.. its what we have to deal with .. 

Filed: K-1 Visa Country: Wales
Timeline
Posted

It seems the OP lives in CA and different rules apply.

 

Well the do currently, who knows what the future will bring as regards Heath cover.

“If you know the enemy and know yourself, you need not fear the result of a hundred battles. If you know yourself but not the enemy, for every victory gained you will also suffer a defeat. If you know neither the enemy nor yourself, you will succumb in every battle.”

 
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