Affidavit of support question

[MaegZ0322 18]

I moved over to the stars a few months ago to get a job and sponsor my husband moving from the UK.  
 

I only earn about $30,000 but total household is 6.  My plan was to be able to combine my income with my mums.  That is the only way I will meet the requirements.  She is retired and has a decent amount of savings.  Her retirement is about 25,000 a year.  
 

What would be the best route to making sure we can meet the requirement in our situation?  We do not have anyone else we can ask.  We own half a house in the UK which will be sold one my husband gets approved. That will get us about 100,000 usd.  
 

scenario 1 is we go in as co sponsors to combine income. 
 

scenario 2 my mum fully sponsors  him, meaning she would use her earnings and savings.  Can’t remember if we would need 3x or 5x the difference so that would be $75,000 or 125,000?  Or about there.  She would meet either amount.  
 

I know I have asked questions before but I’m trying to be more specific. I don’t want to spend over a year away from my husband if our financial situation isn’t acceptable.  Last time he came over,  we used scenario 1 and that was accepted but that was 17 years ago.  
 

 

[pushbrk 12,894]

1 hour ago, MaegZ0322 said:

I moved over to the stars a few months ago to get a job and sponsor my husband moving from the UK.  
 

I only earn about $30,000 but total household is 6.  My plan was to be able to combine my income with my mums.  That is the only way I will meet the requirements.  She is retired and has a decent amount of savings.  Her retirement is about 25,000 a year.  
 

What would be the best route to making sure we can meet the requirement in our situation?  We do not have anyone else we can ask.  We own half a house in the UK which will be sold one my husband gets approved. That will get us about 100,000 usd.  
 

scenario 1 is we go in as co sponsors to combine income. 
 

scenario 2 my mum fully sponsors  him, meaning she would use her earnings and savings.  Can’t remember if we would need 3x or 5x the difference so that would be $75,000 or 125,000?  Or about there.  She would meet either amount.  
 

I know I have asked questions before but I’m trying to be more specific. I don’t want to spend over a year away from my husband if our financial situation isn’t acceptable.  Last time he came over,  we used scenario 1 and that was accepted but that was 17 years ago.  
 

 

If your husband is the only immigrant, then your mother could act as the only "joint sponsor".  Assuming her household is just her and your husband, her income and savings should do nicely.  She would need five dollars of liquid asset to replace each dollar of income shortfall.  At 25k exact income, she's 7k short for a household of two, so a minimum of 35k savings.  Meeting the minimum is no guarantee though.

 

You combining income with your mother would not leave you short if the total household is 6.  It's not clear to me what the household size would be if you combine income.  You said six, but does that count your mother?  When you combine income with a household member, the household member counts.

Either way, my preference would be to have your mother act as the joint sponsor with a household  of 2.  You live with your mother, right?  Otherwise this doesn't work.

[MaegZ0322 18]

1 hour ago, pushbrk said:

If your husband is the only immigrant, then your mother could act as the only "joint sponsor".  Assuming her household is just her and your husband, her income and savings should do nicely.  She would need five dollars of liquid asset to replace each dollar of income shortfall.  At 25k exact income, she's 7k short for a household of two, so a minimum of 35k savings.  Meeting the minimum is no guarantee though.

 

You combining income with your mother would not leave you short if the total household is 6.  It's not clear to me what the household size would be if you combine income.  You said six, but does that count your mother?  When you combine income with a household member, the household member counts.

Either way, my preference would be to have your mother act as the joint sponsor with a household  of 2.  You live with your mother, right?  Otherwise this doesn't work.

 

Yes, my husband would be the only immigrant.  I live with my mum along with our 3 children.  So I counted Myself, my 3 children, my mum, and my husband for household.    So if she filed as joint sponsor, she would only list a household of 2?  As a joint sponsor, I take it I fill out a form as well? How would I list my household?   So sorry for all these questions.  This is the main area that I want to make sure I get it right and not cause a longer delay.   I've not worked for over 17 years so the jobs I can get don't pay the best.  Hoping I can get training to move up but that won't be done in time.   I can't thank you enough for helping me again.  Very thankful.

[pushbrk 12,894]

23 minutes ago, MaegZ0322 said:

 

Yes, my husband would be the only immigrant.  I live with my mum along with our 3 children.  So I counted Myself, my 3 children, my mum, and my husband for household.    So if she filed as joint sponsor, she would only list a household of 2?  As a joint sponsor, I take it I fill out a form as well? How would I list my household?   So sorry for all these questions.  This is the main area that I want to make sure I get it right and not cause a longer delay.   I've not worked for over 17 years so the jobs I can get don't pay the best.  Hoping I can get training to move up but that won't be done in time.   I can't thank you enough for helping me again.  Very thankful.

Yes, the petitioner always provides an I-864.  Your household includes everybody but your mother.  She is only counted in the overall household if she is being the household member instead of the joint sponsor.

 

It's a judgment call.  The Consular Officer will understand the whole picture anyway.  If your household is six, then combining income may make more sense, as the income is actually slightly more than the minimum.  Add any liquid assets to make the picture look even better.

Just to be clear, the 100k from a potential FUTURE home sale, is irrelevant to the form, but ok for your husband to mention during his interview.

[MaegZ0322 18]

On 5/19/2024 at 8:20 PM, pushbrk said:

If your husband is the only immigrant, then your mother could act as the only "joint sponsor".  Assuming her household is just her and your husband, her income and savings should do nicely.  She would need five dollars of liquid asset to replace each dollar of income shortfall.  At 25k exact income, she's 7k short for a household of two, so a minimum of 35k savings.  Meeting the minimum is no guarantee though.

 

You combining income with your mother would not leave you short if the total household is 6.  It's not clear to me what the household size would be if you combine income.  You said six, but does that count your mother?  When you combine income with a household member, the household member counts.

Either way, my preference would be to have your mother act as the joint sponsor with a household  of 2.  You live with your mother, right?  Otherwise this doesn't work.

Hello there,

 

 I thought I would just revisit this page to see if I can calm myself down with my i864.   I have taken the time while I can to better my odds of getting a job by going back to school.  My mum is more than happy to sponsor.  Looking back at our previous responses, having her go as the joint sponsor is the route we are now looking at.  Looking at her taxes, between social security and pensions, she makes $32,753.  My understanding is that that would be just enough for her to sponsor my husband with just her and my husband for the household, is that correct?   Would it still be wise to send in savings details and any other assets to boost the form?   Then I just follow my i864 household as myself, my 3 children, and my husband (beneficiary).

 

Thank you so much for the time you take out of your life to share on here. 

 

 

[pushbrk 12,894]

On 11/25/2024 at 8:40 AM, MaegZ0322 said:

Hello there,

 

 I thought I would just revisit this page to see if I can calm myself down with my i864.   I have taken the time while I can to better my odds of getting a job by going back to school.  My mum is more than happy to sponsor.  Looking back at our previous responses, having her go as the joint sponsor is the route we are now looking at.  Looking at her taxes, between social security and pensions, she makes $32,753.  My understanding is that that would be just enough for her to sponsor my husband with just her and my husband for the household, is that correct?   Would it still be wise to send in savings details and any other assets to boost the form?   Then I just follow my i864 household as myself, my 3 children, and my husband (beneficiary).

 

Thank you so much for the time you take out of your life to share on here. 

 

 

Always best to declare and document assets when income is marginal.

[MaegZ0322 18]

Hand on heart, thank you so much for your reply and your time.  Feeling much more calmer now to have a solid plan.  Just hope it’s all enough to get their approval.