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northusa44

Healthcare.gov subsidized coverage

By northusa44 in Moving to the US and Your New Life In America

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northusa44 Contributor

northusa44   4

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I spoke to healthcare.gov recently about my MIL (new permanent resident). We went through their enrollment procedures and at the end were told that she qualifies for subsidized coverage, with some of the offered plans at a 0 dollar premium. I answered everything asked as truthfully as possible and was frankly shocked at how good of a deal this is. First of all, does this seem right? I did just find a very long, older thread on here in which some reported very low subsidized plans as well, so perhaps new green card holders really are eligible for the subsidies via tax credit? I just want to make sure that they did not somehow misunderstand our situation in a way that will cause headaches for us down the road.

 

Secondly, they stated that her coverage could start soon but that we would need to show the green card to them by mid-spring. My understanding is that if all goes well we should get the green card in the mail by then--does anyone have any experience to report on recent green card times?

 

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Dashinka Grand Master

Dashinka   24,479

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Not sure about the plan itself, but your MIL is already an LPR with proof in her passport.  Are you certain you need the physical card prior to her coverage starting?

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Crazy Cat Grand Master

Crazy Cat   41,809

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Legal residents are eligible for Obama Care. 

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Boiler Grand Master

Boiler   45,443

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She has the I 551 stamp

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northusa44 Contributor

northusa44   4

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1 hour ago, Dashinka said:

Not sure about the plan itself, but your MIL is already an LPR with proof in her passport.  Are you certain you need the physical card prior to her coverage starting?

Right, I don't think she does. They told her they could start as is but would need to send a picture of the green card by May. But I agree even this may not be needed.

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northusa44 Contributor

northusa44   4

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1 hour ago, Crazy Cat said:

Legal residents are eligible for Obama Care. 

To confirm, this is true of the subsidies as well? For some reason I was under the impression that we might have to full pay ObamaCare. If not, we are very happy people!

(I think we have a track to a job with benefits including healthcare for her, so Obamacare will likely be a fairly short-term thing for her)

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Lil bear Mentor

Lil bear   4,181

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38 minutes ago, northusa44 said:

Just want to give this a boost--can anyone else confirm that legal residents are eligible for Obama Care AND the subsidies that are offered with the plans?

Yes 

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