Joint Bank Account Question

[Nyte 1]

Hi everyone. I'm just in the process of getting all of our documents together for our interview (yet to be scheduled), and I noticed that on our Bank Statements, our name is listed as:

Husband LastName OR Wife MaidenName LastName

Do you think this will be a problem since it does not say ... AND ... ? I know i'm probably fretting over nothing, but it just takes an act of congress to get my bank to change names on an account heh.

Thanks again as always!

[doc_cute 0]

Hi everyone. I'm just in the process of getting all of our documents together for our interview (yet to be scheduled), and I noticed that on our Bank Statements, our name is listed as:

Husband LastName OR Wife MaidenName LastName

Do you think this will be a problem since it does not say ... AND ... ? I know i'm probably fretting over nothing, but it just takes an act of congress to get my bank to change names on an account heh.

Thanks again as always!

i think it wont be a problem if u ask the bank to email or give u a print out or record that it is a joint account owned by both of you

-Mala

[Lona.C. 16]

Hi everyone. I'm just in the process of getting all of our documents together for our interview (yet to be scheduled), and I noticed that on our Bank Statements, our name is listed as:

Husband LastName OR Wife MaidenName LastName

Do you think this will be a problem since it does not say ... AND ... ? I know i'm probably fretting over nothing, but it just takes an act of congress to get my bank to change names on an account heh.

Thanks again as always!

some wifes like to keep theyr maiden names after marriage , (thats why they got maiden name option on the application , specialy if they got married in the states ) if you got your husbands last name thats what you have to put ,

[Nyte 1]

Hi everyone. I'm just in the process of getting all of our documents together for our interview (yet to be scheduled), and I noticed that on our Bank Statements, our name is listed as:

Husband LastName OR Wife MaidenName LastName

Do you think this will be a problem since it does not say ... AND ... ? I know i'm probably fretting over nothing, but it just takes an act of congress to get my bank to change names on an account heh.

Thanks again as always!

some wifes like to keep theyr maiden names after marriage , (thats why they got maiden name option on the application , specialy if they got married in the states ) if you got your husbands last name thats what you have to put ,

Thanks for the quick reply But do you think the fact that the joining word is OR instead of AND will cause us some trouble?

Thanks!

[Krikit 1,165]

The joining word is relevant only to the bank. It means that either the husband OR the wife has access to the account. If the joining word was "AND", it would mean that withdrawals, etc can only be done with both the husband's and wife's consent/presence. (Both parties would need to sign all checks, withdrawal receipts, etc.)

Summary: Don't screw up your bank account and stop worrying about this.

Edited August 5, 2007 by Krikit

[caybee 21]

My parents have had OR on their checking account for 41 years. It's normal. Don't worry.

[Caladan 19]

The OR, if it's like my bank, just means that either of you can take out money or deposit checks without both of you signing for it. (If it said AND, you'd need two signatures on every check.)

What's important is that you're showing co-mingling of finances.

[PrinceandPrincess 0]

My husband and I have "or" in our joint accounts and we don't have any problems during our AOS interview.

Princess

[Nikita2Charles 32]

It's not a problem I think that's the norm, on the statements both of our names are just listed in there. as long as both names are on the statement you are fine.