UK Credit Reports

[chispas 0]

Hi,

My husband used to live in the UK and we are trying to get a copy of his credit report. However, using Experian UK, they won't accept a US address. Anyone have success in getting their report while living in the US?

Thanks all

panamachic

[Boiler 45,482]

Hi,

My husband used to live in the UK and we are trying to get a copy of his credit report. However, using Experian UK, they won't accept a US address. Anyone have success in getting their report while living in the US?

Thanks all

panamachic

If its for a Mortgage, they will do an International Credit Report. Allow adequate time.

Otherwise the obvious question is why?

[luv2teach77 41]

Unfortunately his credit rating in the UK will very rarely be recognised in the US. All us immigrants pretty much have to start from scratch again. I've heard of people being able to transfer American Express cards from the UK to the US but that is definately the exception and not the rule.

I managed to get a US credit card after a couple of months in the US but it took almost a year for that to actually earn me a credit score of any kind.

Mark

[chispas 0]

To use it for a mortgage. We were told to obtain it. Didn't know there was an International credit rating?

[Boiler 45,482]

To use it for a mortgage. We were told to obtain it. Didn't know there was an International credit rating?

Well there are no certainties on how any one company deals with its business, but I would place a fairly hefty bet that assuming you do get one they will come back and say it is not what they want.

Are you dealing with someone who has a clue about non US scenarios, I had to educate our broker.

Edited April 4, 2006 by Boiler