Transferring my money from European bank account to US bank account

[AmbraDillon 2]

Hello! finally after 2 years I am reunited with my husband in california and now I am busy arranging practical matters.. I need to transfer money from my dutch bank account to my new American bank account. Does anyone know the rules regarding foreign transactions? Are there any limits on the amount that I should be aware of? thank you!

[OldUser 6,608]

I think it's best answered by a banker at the US bank you have an account with.

 

They'll likely know in and outs of such transactions.

 

Personally I only used online services such as Wise, but for much smaller amounts. I wouldn't trust them with large amounts anyways... So most likely you're going to be wiring money the old school way.

 

[Lil bear 4,181]

On 10/30/2023 at 11:10 PM, AmbraDillon said:

Hello! finally after 2 years I am reunited with my husband in california and now I am busy arranging practical matters.. I need to transfer money from my dutch bank account to my new American bank account. Does anyone know the rules regarding foreign transactions? Are there any limits on the amount that I should be aware of? thank you!

There are no limitations on transfers. All transfers over $10000 are reported to US authorities by the transferring agencies. Different banks and services charge different fees and offer significantly different rates.

[mapi 21]

Hi,

 

My wife and I use our Chase credit card a lot and we transfer money on a monthly basis with Wise from our Dutch ING to our American TD or Capital One 360 account. This varies from EUR-USD 500-9000. Hope that helps.