California Drivers License AOS. EAD approved (merged)

[Melissas2003sn6 0]

Question: I am the sponsor my Wife got her EAD. Her work permit, SSN and travel parole. Finally! 

Anyway we are living in California and looked at the requirements to take the drivers test to get a license and I am a little confused. 

My car is insured and has full coverage. 

Can she just borrow it or does she need a seperate insurance? Please see attached photos. 

 

Thank you for your time

 

 

[Melissas2003sn6 0]

 

Question: I am the sponsor. My Wife got her EAD. Her work permit, SSN and travel parole. Finally! 

Anyway we are living in California and looked at the requirements to take the drivers test to get a license and I am a little confused. 

My car is insured and has full coverage. 

Can she just borrow it or does she need a seperate insurance? Please see attached photos. 

 

Thank you for your time 

 

PS Sorry I couldn’t find the proper place to post this 😞

 

[Bh_sarah 942]

37 minutes ago, Melissas2003sn6 said:

Can she just borrow it or does she need a seperate insurance?

I feel you might want to call California DMV for that and please don’t take my word as final, but if it works just as Canada, then the car she used for the test just need to have a basic insurance. I feel they just want to know the car is insured (especially when it comes to 3rd party damage) so she can have the test. I had to take the test in Canada when I already had the DL from my home country and it could even be a rented car, as long as I could prove it was insured. But I’d call DMV just to make sure, it could be different there, of course. Hopefully someone who’s been through that in California will chime in here too (or maybe create a topic specific for that here and I’m sure people will help you!)

 

Another question… how long it took for your wife to get her EAD and AP?

[AndiB 677]

1 hour ago, Melissas2003sn6 said:

Question: I am the sponsor my Wife got her EAD. Her work permit, SSN and travel parole. Finally! 

Anyway we are living in California and looked at the requirements to take the drivers test to get a license and I am a little confused. 

My car is insured and has full coverage. 

Can she just borrow it or does she need a seperate insurance? Please see attached photos. 

 

Thank you for your time

 

 

I believe you need to add her to your insurance. I don't think you can claim when someone else is driving your car, ie if she crashes it and only you're insured then i don't think they'll pay out. Pretty sure it's the driver + car that's insured not just the car.

 

Agree with Sarah, best you ask at DMV or look up your insurance to see if it would cover another driver/family or if you need to add them

[Bh_sarah 942]

2 minutes ago, AndiB said:

I believe you need to add her to your insurance. I don't think you can claim when someone else is driving your car, ie if she crashes it and only you're insured then i don't think they'll pay out. Pretty sure it's the driver + car that's insured not just the car.

 

Agree with Sarah, best you ask at DMV or look up your insurance to see if it would cover another driver/family or if you need to add them

Oh yes, haven’t thought about adding her to the insurance. Could be the best option (if it’s simple/there’s no additional costs for you). 
 

I did look it up and seems that the insurance doesn’t need to be in her name in CA. Like when teens get their parents’ car do the test, they don’t need to be named in the insurance. But DMV would definitely have the last word. And if she’ll use your car anyway, adding her to the insurance is the probably the best approach here (also looking at her driving after being issued the DL).

[Lil bear 4,261]

Its the vehicle that is insured in the owners name. She can borrow it to do the test. But once she has her licence you will need to add her as an authorized 

[Chancy 6,243]

*** Moved from AOS from K1 Visas forum to Your New Life In America forum, where topics related to DL are discussed ***

 

[Melissas2003sn6 0]

17 hours ago, Lil bear said:

Its the vehicle that is insured in the owners name. She can borrow it to do the test. But once she has her licence you will need to add her as an authorized 

Thank you for your response

[Ontarkie 14,320]

~~Duplicate posts hijacking another thread have been removed and merged to the existing thread.~~

[top_secret 2,458]

Your insurance is fine.  California DMV simply wants to see an insurance policy for the car.  Not that it's required for the test but if she is taking the driving test, it means she already has a learners permit which has a DL# and everything else needed to add her as a named driver on your insurance.