Adding foreign fiancé/fiancée to credit card: Hidden dangers

[Lynxyonok 316]

Several months ago, I added my foreign fiancée as an authorized user on one of my credit cards.

 

The intent was for her to have access to money during the interview process as well as to prove to airlines that she does indeed have a card that tickets are bought with.

 

Fast-forward to now...

 

The bank reported to a credit agency that someone else "lives" with me.

 

That agency reported to my car insurance company that there is an "extra" driver.

 

The car insurance:

 

- served me with a bill, as my fiancée is now showing as residing with me despite living 8,000 miles away

- served me with a non-renewal notice, as I had exposed them to unnecessary risks

 

Yes, it is that archaic for companies not to realize in 2023 that:

 

- not every family is limited to one set of four walls

- not every adult will drive

 

But, as Russians say, translated, that's how it is.

Be safe, and be careful folks...