Health insurance while waiting for AOS

[tin.e 0]

What do health insurance do you use while waiting for adjustment of status?  

[Chancy 6,241]

*** Moved from AOS from Work/Student/Tourist Visas forum to Your New Life In America forum, where insurance-related topics are discussed ***

 

[powerpuff 6,697]

Spouse’s insurance if they have it through work. 

[tin.e 0]

2 minutes ago, powerpuff said:

Spouse’s insurance if they have it through work. 

Spouse's insurance has passed the 60 days mark.  We tried adding it as a new life event but it said we need to wait for the next enrollment.

[powerpuff 6,697]

Just now, tin.e said:

Spouse's insurance has passed the 60 days mark.  We tried adding it as a new life event but it said we need to wait for the next enrollment.

This should have been escalated in the HR department as that IS a Qualifying life event.

 

Next best option is ACA plan (Obamacare) through a market place.

[tin.e 0]

1 minute ago, powerpuff said:

This should have been escalated in the HR department as that IS a Qualifying life event.

 

Next best option is ACA plan (Obamacare) through a market place.

Would my application be affected if HR would be informed?  What should my spouse tell the HR?  Like I just came here and would like to add in the insurance? I came here through B2 visa and spouse is PR

[powerpuff 6,697]

4 minutes ago, tin.e said:

Would my application be affected if HR would be informed? 

What application?

 

4 minutes ago, tin.e said:

What should my spouse tell the HR?  Like I just came here and would like to add in the insurance? I came here through B2 visa and spouse is PR

There’s a window after marriage or after arrival in the US in which your spouse can ask HR to add spouse to the insurance. If that mark has passed, then you will have to wait for the next enrollment period.

[tin.e 0]

1 minute ago, powerpuff said:

What application?

my adjustment of status

 

1 minute ago, powerpuff said:

There’s a window after marriage or after arrival in the US in which your spouse can ask HR to add spouse to the insurance. If that mark has passed, then you will have to wait for the next enrollment period.

I think it has passed. I am thinking if I can use a traveler's insurance

[powerpuff 6,697]

Just now, tin.e said:

my adjustment of status

No

 

Just now, tin.e said:

think it has passed. I am thinking if I can use a traveler's insurance

You can’t, you’re not a traveler.

[tin.e 0]

2 minutes ago, powerpuff said:

No

 

You can’t, you’re not a traveler.

So the best option would be ACA plan (Obamacare) or there are other options?  thank you so much.

[powerpuff 6,697]

Just now, tin.e said:

So the best option would be ACA plan (Obamacare) or there are other options?  thank you so much.

Yes ACA Obamacare, that’s what I was on when I arrived as a K1 and I got it after we married and before I even applied for AOS. No issues, we received tax credits which lowered the premium significantly (they look at total household income to see how much tax credit you can receive).

[Crazy Cat 41,845]

44 minutes ago, tin.e said:

We tried adding it as a new life event but it said we need to wait for the next enrollment.

I would appeal that decision if you applied soon after marriage or arrival in the US.

[tin.e 0]

On 3/31/2023 at 8:44 AM, Crazy Cat said:

I would appeal that decision if you applied soon after marriage or arrival in the US.

We were married last year and left then came back. So I don't think the HR would accept the appeal?

[tin.e 0]

On 3/31/2023 at 8:20 AM, powerpuff said:

Yes ACA Obamacare, that’s what I was on when I arrived as a K1 and I got it after we married and before I even applied for AOS. No issues, we received tax credits which lowered the premium significantly (they look at total household income to see how much tax credit you can receive).

Did you apply ACA obamacare in healthcare.gov?  Because I tried and it said my identity is not verified.  Then I googled it said:  

 

Can I get health insurance while green card is pending?

 

 

Coverage for New and Pending Green Card Holders

If you're in the U.S. on a visitor's visa and your children or family has applied for a family-sponsored green card, you're considered a visitor until your green card is processed. During this waiting period, you may be eligible for a visitors health insurance plan.

 

So I do not know.

[powerpuff 6,697]

No, I went to the insurance office (Fidelis) but you can go into any (Health first, Cigna, BCBS etc). The agent who worked there helped me sign up.

 

4 hours ago, tin.e said:

Can I get health insurance while green card is pending?

 

 

Coverage for New and Pending Green Card Holders

If you're in the U.S. on a visitor's visa and your children or family has applied for a family-sponsored green card, you're considered a visitor until your green card is processed. During this waiting period, you may be eligible for a visitors health insurance plan.

 

So I do not know.

I got the health insurance before I even applied for AOS. And I was treated as a resident without questions rather than a visitor