Income level and cosponsor question (Split)

[Melvin Ellison 0]

NVC informed me I need a joint sponsor when my annual income far exceeds the minimum requirement. Why would NVC tell me this?

[Unlockable 7,314]

*** Post was split from another member's thread. Please do not post questions about your case in another member's thread 

 

VJ Moderation 

[SteveInBostonI130 3,434]

1.  Do you mean your current income or what you made last year based on your tax return?

 

2. If this income is near the threshold, then you may need a joint sponsor.  The $125% of the poverty limit is the MINIMUM needed to even be considered.  It is not a guarantee of qualification.

[JeanneAdil 6,498]

We do not know your circumstances so its hard to say

Only guessing

 

the cost of health insurance is a big issue

If this is a spouse visa and will have children also coming (or is of child bearing age),  adding a spouse to employer insurance under family plan is high

 

Examples come from Money geek

The average cost for a 40-year-old couple is $1,077 per month or about double the cost for an individual in that age range. On the other hand, a 40-year-old couple with one child under age 14 would pay an average of $1,398 per month, and a family of five would pay around $2,040.

 

If this is for a parent or parents ,  u will be expected to pay out of pocket for the insurance from marketplace (u would need to find out the cost) USCIS has a pretty good idea of this based on charts they use 

 

https://www.healthcare.gov/choose-a-plan/your-total-costs/

 

other factors :

gaps in employment history

short length of time with a company (or all companies u have worked for)

pay out of alimony and child support that depeltes "living income"

cost of living in your area Example:  NYC and Miami are far more expensive than countryside of SC,  TN,  AR

current job is new 

will the income continue at current rate or is petitioner close to retirement

 

the following site (although updated last in 2015) has some good types on what NVC looks for and mistakes made on I 864

 

https://www.cliniclegal.org/resources/family-based-immigration-law/five-most-common-mistakes-completing-i-864

[Chancy 6,241]

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