5 years residency in USA for a foreign spouse

[HanaHana 1]

On 3/11/2023 at 8:42 PM, JeanneAdil said:

what benefits are u writing about?

you say the 2 of u want to travel in and of the US

 

spouse visa to qualify for becoming a Lifetime permanent resident  (LPR) and living in US 5 years is the best way to go

 

monthly payment?   if USC is getting SSA , u qualify as follows for  survivors benefits when USC passes away

 

Can a non resident spouse receive Social Security benefits?

 

In most cases, the answer is yes. Foreign spouses generally qualify for Social Security survivor benefits, which are the deceased US worker's full benefits. In the case of dependent or spousal Social Security, a foreign spouse will likely qualify, receiving half of the US expat's benefit.

and since Singapore does not have a tax treaty with the US ,  SS would take 30% flat tax out of your SS payment 

 

https://www.irs.gov/businesses/international-businesses/united-states-income-tax-treaties-a-to-z

 

S

Slovak Republic
Slovenia
South Africa
Spain
Sri Lanka
Sweden
Switzerland

 

 

For medicare,  USC can try to apply but medicare only pays for emergencys outside the US

 

https://www.medicare.gov/Pubs/pdf/11037-Medicare-Coverage-Outside-United-States.pdf
 

You are correct. I am referring to the survivor benefits. Thank you for the response

[Lil bear 4,189]

3 minutes ago, HanaHana said:

You are correct. I am referring to the survivor benefits. Thank you for the response

There are two different ways the spouse can receive SSI  ..

The LPR Spouse,  with no or less than 40 quarters , are eligible for spouse benefits of 50% of the qualifying USC spouse benefit. This is paid while both are living and over retirement  age   You would have to be an LPR to qualify for this.
1. When the USC dies, the surviving LPR spouse changes to survivors benefit (100%) or applies for survivors benefit if not an LPR 

[Lil bear 4,189]

On 3/11/2023 at 10:53 AM, JeanneAdil said:

i should have added u are not eligible for your own SSA monthly payment if USC is alive as u have not worked and paid into SS 

its survivor benefits 

 

When he passes , u may need a US lawyer to claim the benefits /  SS is not friendly for any of us 

No but if an LPR then can apply for spouse benefits (based) based on the USC receiving SSI and LPR spouse being of retirement age.  Also eligible for Medicare if have 40 quarters .. even if they have been an LPR  for less than 5 years 

[JeanneAdil 6,492]

5 minutes ago, Lil bear said:

No but if an LPR then can apply for spouse benefits (based) based on the USC receiving SSI and LPR spouse being of retirement age.  Also eligible for Medicare if have 40 quarters .. even if they have been an LPR  for less than 5 years 

she never lived In us and if she had worked on US contract to earn money she would know but she has never been LPR and  is only eligible for surviror benefits

 

Is the woman over 62  with a child under age 16? 

 

SS says

If you are receiving retirement or disability benefits, your spouse may be eligible for spouse benefits if they are: At least age 62. Any age and caring for a child who is under age 16 or who has a disability that began before age 22.Oct 26, 2022

[Lil bear 4,189]

Just now, JeanneAdil said:

she never lived In us and if she had worked on US contract to earn money she would know but she has never been LPR and  is only eligible for surviror benefits

 

Is the woman over 62  with a child under age 16? 

 

SS says

If you are receiving retirement or disability benefits, your spouse may be eligible for spouse benefits if they are: At least age 62. Any age and caring for a child who is under age 16 or who has a disability that began before age 22.Oct 26, 2022

Correct. If they are considering LPR  for other reasons then the spouse SSI may be possible too. Fully agree about non LPR inly getting survivors benefit 

[JeanneAdil 6,492]

10 minutes ago, Lil bear said:

Correct. If they are considering LPR  for other reasons then the spouse SSI may be possible too Fully agree about non LPR inly getting survivors benefit 

yeah,  she can  stay out of US and collect when he passes

SS doen't make it easy and Sinagpore in not in tax treaty,  so she is eligible for half of his SSA or SSI with 30& flat tax taken out .   SS would also take out for medicare payments even though medicare is almost useless unless its an emergency/ it doesn't pay for things like dialysis for example 

 

Farmer's home insurance use to have a plan (G,  i think) that had out of US coverage   but u had to pay the bill upfront,  get the bill and translation and submit for reinbursement.

 

What do I pay if I get Medicare-covered services outside the United States? Except in the limited situations described on page 1, Medicare doesn’t pay for health care services you get outside the U.S. If your circumstances don’t meet these limited situations, you pay the full cost to the health care provider. If your situation matches one of the 3 situations on page 1 and Medicare covers the items or services you get, you would pay the related coinsurance or copayments, and deductibles. Although U.S. hospitals must submit claims to Medicare for you, foreign hospitals aren’t required to file Medicare claims. If you’re admitted to a foreign hospital under one of the situations described on page 1, and that hospital doesn’t submit Medicare claims for you, then you pay the full cost to the health care provider. You must also submit an itemized bill to Medicare for your doctor, inpatient, and ambulance services

 

its even tricky if u go on a cruise out of the US

 

https://www.medicare.gov/Pubs/pdf/11037-Medicare-Coverage-Outside-United-States.pdf

Edited March 13, 2023 by JeanneAdil