Using just assets? Beware!

[Shark777 25]

My spouse had her interview in Guangzhou China. The original I-864 that we submitted to NVC listed only assets with no US based income as we were both working in China at the time, making RMB. Our assets showed roughly $260K, mostly cash and mostly all in USD.
 

At my spouses interview, this I-864 was immediately denied since the interviewer wanted to see US income. Since we thought this would happen, we had a back up I-864 to provide with a joint sponsor with retirement income, well above the guideline - Which was proved by their benefits papers from the government. The interviewer also denied the joint sponsor’s I-864 because the tax return showed a negative number for total income. 
 

luckily, we had a third I-864(just mine, no joint sponsor) that showed Chinese real estate in my spouse’s name - all totaling assets over 500k and this was ultimately accepted. (Joint sponsor’s wasn’t taken)

 

hard to believe all of this, I know. But I thought I would share my story to help out a bit. Thanks guys.

Edited February 11, 2023 by Shark777

[Family 3,988]

2 minutes ago, MarctheShark said:

Our assets showed roughly $260K, mostly cash and mostly all in USD.
 

At my spouses interview, this I-864 was immediately denied since the interviewer wanted to see US income

You were prepared beyond belief. ..and I appreciate your post. Pointing out that your US $ liquid assets were sufficient and qualifying..enough to take on the the CO s denial. 
Most people will not be able to come up with two standby Joint Sponsor s. 
 

[Shark777 25]

4 minutes ago, Family said:

You were prepared beyond belief. ..and I appreciate your post. Pointing out that your US $ liquid assets were sufficient and qualifying..enough to take on the the CO s denial. 
Most people will not be able to come up with two standby Joint Sponsor s. 
 

The third I-864 was just mine, no joint sponsor. I didn’t include real estate on the first one because I thought the US cash would be enough. Apparently, I was wrong, but planned ahead and brought it to the interview. We are a family of 3 BTW

Edited February 11, 2023 by Shark777

[iwannaplay54 985]

Strange.  We qualified twice on assets.  
 

Must be that particular embassy

[Family 3,988]

36 minutes ago, Shark777 said:

luckily, we had a third I-864(just mine, no joint sponsor) that showed Chinese real estate in my spouse’s name - all totaling assets over 500k and this was ultimately accepted. (Joint sponsor’s wasn’t taken

Forgive me, but a family of 3 would have only required approx $100k ( 3xs30 plus) on deposit in AuS accounts, you clearly met and exceeded the threshold on the first go. 
I can understand the Joint Sponsor not qualifying , even w lifetime tax free retirement income ..if they carry A loss or take a loss that brings the bottom line to negative..it is a good thing you were prepared for them not accepting .

May I ask how did you clear NVC ? Assuming here just w US assets. 
The fact that they accepted  when you listed an additional $500K of intending immigrants RE assets located in China ..is oddly not surprising…

Your post is informative and helpful to paint a clear picture of how that particular post operates. 

 

[iwannaplay54 985]

Not seeing a beware here LOL.  I just re-read this.

 

So the conclusion is the petitioner’s stand alone affidavit of support with all joint assets listed and overseas income only (zero for immigration purposes) was approved.

 

Where’s the fire?

 

Edited February 11, 2023 by iwannaplay54

[Crazy Cat 41,770]

***Moved to Progress Reports***

[Mike E 11,739]

11 hours ago, Shark777 said:

  Our assets showed roughly $260K, mostly cash and mostly all in USD.

 

[…]
 

At my spouses interview, this I-864 was immediately denied since the interviewer wanted to see US income.  

luckily, we had a third I-864(just mine, no joint sponsor) that showed Chinese real estate in my spouse’s name - all totaling assets over 500k and this was ultimately accepted. (Joint sponsor’s wasn’t taken)

 

Seems like an error by the CO.  The end result is correct, but accepting an I-864 from the petitioner (aka primary sponsor) with foreign, non liquid assets in name of the beneficiary is just bizarre. Only the first I-864 should have been accepted. 

[Alex2023 0]

13 hours ago, Shark777 said:

.Our assets showed roughly $260K, mostly cash and mostly all in USD.
 

At my spouses interview, this I-864 was immediately denied since the interviewer wanted to see US income. 

Were these assets deposited in a US or Chinese bank? If the latter, was the concern that they could not be guaranteed to be easily moved to a US bank? 

[Redro 4,611]

Was the first I-864 updated or was it the one you uploaded to CEAC? 
Question restated: did you bring in 3 new affidavits of support or two (joint sponsor and the one including real estate)? 

[African Zealot 1,455]

Qualifying on asset’s seems to have become a lottery play purely at the whims and caprices of consular officers 

[Family 3,988]

17 minutes ago, African Zealot said:

Qualifying on asset’s seems to have become a lottery play purely at the whims and caprices of consular officers 

NVC is as inconsistent on asset based qualifications. Most recent hands on , they kicked back three times an I-864 with twice the required bank deposit assets ..caused a 7 month delay until ultimately Sponsor waived white flag and secured a Joint Sponsor 

ITs a game of chance 

 

Edited February 11, 2023 by Family

[Shark777 25]

8 hours ago, Alex2023 said:

Were these assets deposited in a US or Chinese bank? If the latter, was the concern that they could not be guaranteed to be easily moved to a US bank? 

They were in a U.S. bank account

[Shark777 25]

8 hours ago, ROK2USA said:

Was the first I-864 updated or was it the one you uploaded to CEAC? 
Question restated: did you bring in 3 new affidavits of support or two (joint sponsor and the one including real estate)? 

The first one was the one I uploaded to CEAC, it wasn’t updated. I brought two new I-864s to the interview - one with the joint sponsor and one with my US bank account funds and spouses real estate 

[Shark777 25]

10 hours ago, Mike E said:

Seems like an error by the CO.  The end result is correct, but accepting an I-864 from the petitioner (aka primary sponsor) with foreign, non liquid assets in name of the beneficiary is just bizarre. Only the first I-864 should have been accepted. 

The final I-864 that was accepted had US bank account funds (from original I-864) & foreign real estate value.