Advice on K-1 Income Requirements (Self Employed)

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Hi Everyone! I'm a long-time reader and first-time poster, so I thank everyone that contributes here and makes this such a great resource for all of us!

 

I have been self-employed for about 6 years. I have a single-member LLC that files as a Schedule C and I take a "draw" bi-weekly as my income. However, (and I know this has been discussed before) obviously from a tax reporting perspective, my accountant is incentivized to reduce the bottom line income as much as possible to mitigate taxes. So despite the fact that I pay myself every two weeks roughly the same or more, the bottom line number reported number over the last few years is often under $30,000. (Comically, I have had a W-2 employee working for me since the beginning who would have zero issue qualifying!)

 

My question is, do I go through any effort to try to explain this or just skip to a joint-sponsor?

 

I do also own a home that has equity... but again, my question is really about what is the path of least resistance, having a joint-sponsor or trying to walk the person through my finances? I would be happy to have the property appraised if that is simplest.