Insurance question (health/vision/dental)

[Ash27004 21]

I’m a USC bringing my spouse over, and I’m wondering how to navigate this situation as it pertains to adding my spouse to my insurance. I will begin a new job at the end of January, and the enrollment period for insurance benefits will begin on 2/1/23. My husband will not be physically in the US at that point, so how would I add him to insurance after the fact—is it even possible?
 

Any insurance wizards or people who have been in the same boat who can comment or give advice? Thanks in advance and apologies if this isn’t the right forum!

[Mike E 11,739]

A spouse moving to the USA and/or losing previous health insurance coverage and/or terminating employment is a qualifying life event (QLE)  at every employer provided health insurance plan I’ve had. A QLE permits enrollment outside the annual enrollment period. 
 

 Your husband  qualifies for  at least one of those three QLEs and maybe two or  three if he was working and/or had health insurance. 
 

If your employer won’t honor the QLE, then he can use the QLE to purchase ACA insurance at healthcare.gov. Then at the next  open enrollment at work you can add him.

 

You typically have 30 days to exercise a QLE to obtain health insurance.  So within 30 days of entering the USA for him. 

[Ash27004 21]

Thank you for your very quick and detailed response. I breathed a huge sigh of relief 🙂