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K1 VISA for Fiancee with Loan Debt? (merged)

By Fiance1 in Philippines

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Fiance1   4

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I'm wondering if my fiancee from the philippines will be allowed to come here on a K1 VISA if she has loan debt. She has a motorcycle she's still paying off, a home credit loan, and two personal loans. Will she be required to pay off all of her loans before she will be allowed to come to America on a K1 VISA?

 

It would be easier for her to earn income here in America to pay those loans off, but I'm unclear on the rules for people in the Philippines exiting their country on a K1 VISA.

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Sarge2155
Sarge2155

Under Philippine law a person can file a case for almost anything. Having said that if her creditor's get wind of her leaving or trying to leave the Philippines they can file a court claim for monies

RO_AH
RO_AH

@Mick Jones @Sarge2155 Who said anything about a home or paying off a home? Home Credit is a financing company. They are for buying things on a payment plan such as a laptop. @Fiance1 Y

top_secret
top_secret

My wife still has the rest of a 30 year Pag-IBIG mortgage on her condo.  It doesn't make financial sense to sell it and the cost is no big deal for her to maintain on her US salary.  She pays it, not

OldUser Veteran

OldUser   6,662

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2 minutes ago, Fiance1 said:

I'm wondering if my fiancee from the philippines will be allowed to come here on a K1 VISA if she has loan debt. She has a motorcycle she's still paying off, a home credit loan, and two personal loans. Will she be required to pay off all of her loans before she will be allowed to come to America on a K1 VISA?

 

It would be easier for her to earn income here in America to pay those loans off, but I'm unclear on the rules for people in the Philippines exiting their country on a K1 VISA.

US government probably won't care about it. Only a question whether Philippines will. Which they shouldn't in theory, unless she doesn't pay on time. I think this is a wrong forum to ask.

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Fiance1 Rookie

Fiance1   4

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What's the latest on how long the entire process takes from start to finish? Last I heard everything was so backed up, most K1 VISAs are taking 2+ years. Is that only the case for filers from certain US states, or is it the case regardless of where the US Citizen filer is residing in the US? My fiancee seems convinced the process could be as short as 6 months. I'm skeptical though based on my Google search results...

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Boiler Grand Master

Boiler   45,499

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18 months to 2  years

“If you know the enemy and know yourself, you need not fear the result of a hundred battles. If you know yourself but not the enemy, for every victory gained you will also suffer a defeat. If you know neither the enemy nor yourself, you will succumb in every battle.”

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IWander Rising Star

IWander   589

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9 minutes ago, Fiance1 said:

What's the latest on how long the entire process takes from start to finish? Last I heard everything was so backed up, most K1 VISAs are taking 2+ years. Is that only the case for filers from certain US states, or is it the case regardless of where the US Citizen filer is residing in the US? My fiancee seems convinced the process could be as short as 6 months. I'm skeptical though based on my Google search results...

Might be 6 months to get through the USCIS but that is only half the process as the embassy is backed up due to COVID-19. 

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IWander Rising Star

IWander   589

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17 minutes ago, Fiance1 said:

I'm wondering if my fiancee from the philippines will be allowed to come here on a K1 VISA if she has loan debt. She has a motorcycle she's still paying off, a home credit loan, and two personal loans. Will she be required to pay off all of her loans before she will be allowed to come to America on a K1 VISA?

 

It would be easier for her to earn income here in America to pay those loans off, but I'm unclear on the rules for people in the Philippines exiting their country on a K1 VISA.

Might be easier for her to earn income in the US but she won't be employment eligible for quite a few months after her arrival.

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MarJhi Community Regular

MarJhi   962

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The 6 month scenario is a pipe dream, a relic of the past. I don't want to rain on anyone's parade but as it currently stands 18 months would be the best you could hope for. 6 months would only happen for current/new applicants if USCIS started rubber stamping every petition approved without reviewing them. 

 

We are currently 15.5 months in, petition was approved 2 weeks ago. We are looking at probably another 6 months (if all goes well) from where it is now. 

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