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Celebi

Remit to Philippines

By Celebi in Philippines

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Celebi Enthusiast

Celebi   136

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Filed: Lift. Cond. (pnd) Country: Philippines
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Hey everyone.

What's the best way to remit money to the Philippines nowadays? My mom has a dollar account with BDO.

Would bank-to-bank transfer be better in terms of taxes/ fees/ exchange rate?

 

I-751

July 25, 2023 - Submitted ROC via USPS 

July 31, 2023 - Credit card charged

Aug 1, 2023 - Text confirmation with IOE number received

Aug 14, 2023 - 48-month extension letter received

Aug 23, 2023 - Biometrics appointment at Brooklyn ASC

 

I-485

July 2, 2020 - 1st AOS submission via USPS  | July 19, 2020 - Rejected package received due to "missing forms" | July 20, 2020 - Resubmitted AOS Package | July 26, 2020 - AOS received at Chicago lockbox via USPS

July 27, 2020 - USCIS online status: Case received

Aug 9, 2020 - Credit card was charged | Aug 13, 2020 - Received SMS confirmation from USCIS | Aug 17, 2020 - Received NOAs in the mail | Aug 21, 2020 - USCIS account updated to RFE (waiting for mail)

Aug 27, 2020 - Hard copy of RFIE received in the mail (I-864EZ rejected) | Aug 31, 2020 - Response to RFIE sent to NBC

Sept 9, 2020 - Response to RFIE received by USCIS | Sept. 22, 2020 - Received I-693 deficiency notice

Nov 21, 2020 - Date USCIS sent out biometrics appointment letter  | Nov. 28, 2020 - Received bio appointment letter

Dec 18, 2020 - Biometrics appointment completed in Brooklyn ASC | Dec. 19, 2020 - Case updated to fingerprints taken (I-485 and I-765) | Dec. 30, 2020 - Case is ready to be scheduled for an interview

Feb 25, 2021 - New card is being produced (EAD) | Feb. 26, 2021 - EAD and AP have been approved

Mar 3, 2021 - Combo card received | Mar. 5, 2021 - SSN card received

Aug 31, 2021 - Case updated online to interview has been scheduled | Sept 8, 2021 - Interview schedule received in the mail via USPS

Oct 5, 2021 - Scheduled interview | Oct 6, 2021 - Approved

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SteveInBostonI130 Experienced

SteveInBostonI130   3,412

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Filed: IR-1/CR-1 Visa Country: Ukraine
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Transferwise, now just called "Wise".  Wise.com, I believe.  Very good fees and exchange rates.

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top_secret Proficient

top_secret   2,387

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Filed: Citizen (pnd) Country: Philippines
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I'll second "Wise".  Unbeatable for the exchange rate and transfer cost.  Takes a little effort to set up and a Philippine bank account but incredibly easy and cheap after set up.  It's almost too easy sending money.🤣😂

Wife and Stepdaughter                                                                            

  • December 17, 2020:  Married in Costa Rica
  • March 08, 2021: Filed l-130s Online
  • March 09, 2021: NOA1
  • April 26, 2021: NOA2, I-130s Approved
  • April 30, 2021: NVC Received
  • May 01, 2021: Pay AOS and IV Bills
  • May 06, 2021: Submit AOS, Financial Docs and DS-260s
  • May 14, 2021: Submit Civil Docs for Stepdaughter
  • May 21, 2021: Submit Civil Docs for Wife
  • June 25, 2021: NVC review for Stepdaughter, RFE submit additional Doc
  • July 08, 2021: Wife Documentarily Qualified by NVC
  • August 31, 2021: Stepdaughter Documentarily Qualified by NVC
  • September 15, 2021: Received Interview Date from NVC, October 05, 2021
  • September 22, 2021: Passed physicals at Saint Luke's Extension Clinic
  • October 05, 2021: Interview at US Embassy Manila. Verbally approved by US Consul. Positive interview experience.
  • October 05, 2021: CEAC status changed to "Issued"
  • October 07, 2021: Passports tracking for delivery on 2GO Courier website
  • October 08, 2021: Passports with visas delivered.  "Visas on hand"
  • October 08, 2021: Paid Immigrant Fee
  • October 12, 2021: Temporary CFO Certificates Received
  • October 26, 2021 POE arrival at LAX
  • November 02, 2021 Social Security Cards arrive in mail
  • January 31, 2022: USCIS Status changed to "Card Is Being Produced"
  • February 04, 2022: USCIS Status changed to "Card Was Mailed To Me"
  • February 07, 2022: Green cards received. 

 

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jskibo Community Regular

jskibo   588

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Filed: Citizen (apr) Country: Philippines
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16 hours ago, Celebi said:

Hey everyone.

What's the best way to remit money to the Philippines nowadays? My mom has a dollar account with BDO.

Would bank-to-bank transfer be better in terms of taxes/ fees/ exchange rate?

 

If you're sending to a dollar account then the whole "who has the best exchange rate" doesn't apply.  Bank to Bank transfer would work.  

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Palawan Community Regular

Palawan   131

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16 hours ago, Celebi said:

Hey everyone.

What's the best way to remit money to the Philippines nowadays? My mom has a dollar account with BDO.

Would bank-to-bank transfer be better in terms of taxes/ fees/ exchange rate?

 

 

At one time if you had a Chase Bank Account you could transfer US dollar for like $3 per transaction to BDO. CHase and BDO has or had a relationship that provided that.  It been years since had Chase Bank account, so you may want to look into that and see if they still offer that service.

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Palawan Community Regular

Palawan   131

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16 hours ago, Celebi said:

Hey everyone.

What's the best way to remit money to the Philippines nowadays? My mom has a dollar account with BDO.

Would bank-to-bank transfer be better in terms of taxes/ fees/ exchange rate?

 

The best way is to open a Charles Schwab account, you can do it online.  Get your debit card and fedex/DHL it to here in Philippines.  She can use any ATM in the Philippines to withdraw money, they have excellent exchange rates, She can take out up to $1000 US Dollars per day, and the best thing is all your ATM fees worldwide are credited back to your account.

 

 

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SteveInBostonI130 Experienced

SteveInBostonI130   3,412

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Filed: IR-1/CR-1 Visa Country: Ukraine
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18 minutes ago, Palawan said:

Wise fees are very high, plus you can't send more than like $9000 USD, not allowed

 

US dollar accounts have no such thing as an exchange rate

 

1 US Dollar = 1 US Dollar

 

Really?  How high are their fees?

 

Last time I checked it was $7 or $8 for a  US $1000 transfer, which is much less than $25 my bank charges.

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Palawan Community Regular

Palawan   131

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1 hour ago, SteveInBostonI130 said:

 

Really?  How high are their fees?

 

Last time I checked it was $7 or $8 for a  US $1000 transfer, which is much less than $25 my bank charges.

I can do a Western Union for $1000 to Philippines and it only cost me $8, It isn't traceable, since you can use any name to send with WU.

 

I suspect using stuff like Wise, Remitely etc they want a bank account to send.  

 

 

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Celebi Enthusiast

Celebi   136

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Filed: Lift. Cond. (pnd) Country: Philippines
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3 hours ago, jskibo said:

If you're sending to a dollar account then the whole "who has the best exchange rate" doesn't apply.  Bank to Bank transfer would work.  

Sometimes, I'm not the brightest one in the room 🤦‍♀️😆

I-751

July 25, 2023 - Submitted ROC via USPS 

July 31, 2023 - Credit card charged

Aug 1, 2023 - Text confirmation with IOE number received

Aug 14, 2023 - 48-month extension letter received

Aug 23, 2023 - Biometrics appointment at Brooklyn ASC

 

I-485

July 2, 2020 - 1st AOS submission via USPS  | July 19, 2020 - Rejected package received due to "missing forms" | July 20, 2020 - Resubmitted AOS Package | July 26, 2020 - AOS received at Chicago lockbox via USPS

July 27, 2020 - USCIS online status: Case received

Aug 9, 2020 - Credit card was charged | Aug 13, 2020 - Received SMS confirmation from USCIS | Aug 17, 2020 - Received NOAs in the mail | Aug 21, 2020 - USCIS account updated to RFE (waiting for mail)

Aug 27, 2020 - Hard copy of RFIE received in the mail (I-864EZ rejected) | Aug 31, 2020 - Response to RFIE sent to NBC

Sept 9, 2020 - Response to RFIE received by USCIS | Sept. 22, 2020 - Received I-693 deficiency notice

Nov 21, 2020 - Date USCIS sent out biometrics appointment letter  | Nov. 28, 2020 - Received bio appointment letter

Dec 18, 2020 - Biometrics appointment completed in Brooklyn ASC | Dec. 19, 2020 - Case updated to fingerprints taken (I-485 and I-765) | Dec. 30, 2020 - Case is ready to be scheduled for an interview

Feb 25, 2021 - New card is being produced (EAD) | Feb. 26, 2021 - EAD and AP have been approved

Mar 3, 2021 - Combo card received | Mar. 5, 2021 - SSN card received

Aug 31, 2021 - Case updated online to interview has been scheduled | Sept 8, 2021 - Interview schedule received in the mail via USPS

Oct 5, 2021 - Scheduled interview | Oct 6, 2021 - Approved

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Celebi Enthusiast

Celebi   136

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Filed: Lift. Cond. (pnd) Country: Philippines
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Posted

Thank you everyone. I'm going to look into Wise, WU, Charles Schwab and Chase. 

Have a great weekend to all!

 

I-751

July 25, 2023 - Submitted ROC via USPS 

July 31, 2023 - Credit card charged

Aug 1, 2023 - Text confirmation with IOE number received

Aug 14, 2023 - 48-month extension letter received

Aug 23, 2023 - Biometrics appointment at Brooklyn ASC

 

I-485

July 2, 2020 - 1st AOS submission via USPS  | July 19, 2020 - Rejected package received due to "missing forms" | July 20, 2020 - Resubmitted AOS Package | July 26, 2020 - AOS received at Chicago lockbox via USPS

July 27, 2020 - USCIS online status: Case received

Aug 9, 2020 - Credit card was charged | Aug 13, 2020 - Received SMS confirmation from USCIS | Aug 17, 2020 - Received NOAs in the mail | Aug 21, 2020 - USCIS account updated to RFE (waiting for mail)

Aug 27, 2020 - Hard copy of RFIE received in the mail (I-864EZ rejected) | Aug 31, 2020 - Response to RFIE sent to NBC

Sept 9, 2020 - Response to RFIE received by USCIS | Sept. 22, 2020 - Received I-693 deficiency notice

Nov 21, 2020 - Date USCIS sent out biometrics appointment letter  | Nov. 28, 2020 - Received bio appointment letter

Dec 18, 2020 - Biometrics appointment completed in Brooklyn ASC | Dec. 19, 2020 - Case updated to fingerprints taken (I-485 and I-765) | Dec. 30, 2020 - Case is ready to be scheduled for an interview

Feb 25, 2021 - New card is being produced (EAD) | Feb. 26, 2021 - EAD and AP have been approved

Mar 3, 2021 - Combo card received | Mar. 5, 2021 - SSN card received

Aug 31, 2021 - Case updated online to interview has been scheduled | Sept 8, 2021 - Interview schedule received in the mail via USPS

Oct 5, 2021 - Scheduled interview | Oct 6, 2021 - Approved

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Bugs Proficient

Bugs   455

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Filed: Citizen (apr) Country: Philippines
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Wells Fargo has a bank to bank transfer service called ExpressSend which we have been using for over a decade.  $4 or $5 per transfer.

barata-gif-3.gif

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Celebi Enthusiast

Celebi   136

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Filed: Lift. Cond. (pnd) Country: Philippines
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37 minutes ago, Bugs said:

Wells Fargo has a bank to bank transfer service called ExpressSend which we have been using for over a decade.  $4 or $5 per transfer.

Wow. I just started working at WF and had no idea about this. Thank you!

I-751

July 25, 2023 - Submitted ROC via USPS 

July 31, 2023 - Credit card charged

Aug 1, 2023 - Text confirmation with IOE number received

Aug 14, 2023 - 48-month extension letter received

Aug 23, 2023 - Biometrics appointment at Brooklyn ASC

 

I-485

July 2, 2020 - 1st AOS submission via USPS  | July 19, 2020 - Rejected package received due to "missing forms" | July 20, 2020 - Resubmitted AOS Package | July 26, 2020 - AOS received at Chicago lockbox via USPS

July 27, 2020 - USCIS online status: Case received

Aug 9, 2020 - Credit card was charged | Aug 13, 2020 - Received SMS confirmation from USCIS | Aug 17, 2020 - Received NOAs in the mail | Aug 21, 2020 - USCIS account updated to RFE (waiting for mail)

Aug 27, 2020 - Hard copy of RFIE received in the mail (I-864EZ rejected) | Aug 31, 2020 - Response to RFIE sent to NBC

Sept 9, 2020 - Response to RFIE received by USCIS | Sept. 22, 2020 - Received I-693 deficiency notice

Nov 21, 2020 - Date USCIS sent out biometrics appointment letter  | Nov. 28, 2020 - Received bio appointment letter

Dec 18, 2020 - Biometrics appointment completed in Brooklyn ASC | Dec. 19, 2020 - Case updated to fingerprints taken (I-485 and I-765) | Dec. 30, 2020 - Case is ready to be scheduled for an interview

Feb 25, 2021 - New card is being produced (EAD) | Feb. 26, 2021 - EAD and AP have been approved

Mar 3, 2021 - Combo card received | Mar. 5, 2021 - SSN card received

Aug 31, 2021 - Case updated online to interview has been scheduled | Sept 8, 2021 - Interview schedule received in the mail via USPS

Oct 5, 2021 - Scheduled interview | Oct 6, 2021 - Approved

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