Medical insurance - Child diagnosed with cancer 2 days after endorsing IR-1 visa

[Boiler 45,504]

I think the OP is more concerned about her child retaining coverage not her.

 

But we do not know what is planned for the child.

[Family One 49]

9 minutes ago, Boiler said:

I think the OP is more concerned about her child retaining coverage not her.

 

But we do not know what is planned for the child.

Actually, as the OP, I am concerned about every aspect of this impossible puzzle.  It has become impossible to speak to a human at RAMQ (Quebec healthcare).  The IRS agents I contact know nothing more than I can read myself on the IRS website.  I am scrambling to find some solid ground so we can make informed decisions, and at the basis of all government dealings is the question, "where is each member of our family a deemed resident?"  That is a question that must be established so we know how to answer all the other questions. And what are the conditions that flip the residency from Canada to USA for each member of the family?

[Ontarkie 14,222]

Yes the moment you get your visa endorsed you declare you are no longer a resident in Canada. 

The 6 months away thing is and  I think Ontario actually is 8 but that is for ppl in school and snowbirds. They do not actually permanently move to the US they are just visitors. They are not US residents. So they do not lose the OHIP. 

BC is one of the few Provinces that charge a small monthly health care fee and they also charge in advance. This is why BC ppl will still have coverage after they move for the rest of the month and the following month. Most of the time you do not get a letter saying your coverage is gone. It's not until you try to use it and they send you a bill do they bother to tell you. Sometimes you find out in the ER, but most of the time it's when the bill comes in. 

 

Family One is the immigrant here, and when he crossed and had his visa stamped, that was his declaration of his move and end to his residency in Quebec. 

Now here is the thing, the USC spouse was supposed to cross/make the move to the US at the same time Family One did. Did she cross too? If not I'm surprised they stamped and processed the visa. 

It is clear your precious child did not cross, so health insurance wise it should be ok. But will they turn around and say he lost his too as he can't be a resident if the parents aren't?

 

The worse part is when you call and get the call center you don't know if the person on the other end of the line actually knows what they are talking about.

 

 Tax wise find a quick tax consultant who knows about both CND and US taxes. You should be no doubt be a non resident for tax purposes. 

 

Sending all the positive vibes, prayers and all other good thoughts to your little one.