RFE for I-864, need advice (merged)

[RUJEN 140]

Hello All,

I received an RFE today and was wanting your opinion on exactly what they are asking for.

I am taking it as they completely lost my I-864.

I do have an exact copy of the original I-864 I can send, but am wanting to make sure they are not asking for more evidence.

I know being self employed, and a good accountant. I show below poverty level as "adjusted gross income".

I submitted my property tax, and a letter from the bank showing my house is paid off, and stocks that have my assets close to 7 figures. I didn't feel I needed  more assets if that is what they are asking for.

Any help is much appreciated.

TIA

copy RFE.pdf

[Crazy Cat 41,985]

They didn't lose your I-864.  I would find a well qualified joint sponsor with qualifying current income, then submit their I-864 and supporting documentation. 

[Family 4,065]

13 minutes ago, RUJEN said:

I received an RFE today and was wanting your opinion on exactly what they are asking for.

I am taking it as they completely lost my I-864.

They did not lose your I-864, they have an issue with the whatever you input for “ current income “  so first double check that all entries are correct ( is SS number filled in, is household size correct) . 

 

Then change , current income to ZERO . On the last page ( blank one ) write “ I am self employed and using assets in lieu of qualifying income as follows: 

Total Assets $ xyz ( portfolio x, equity y..) 

You can write up a new I-864 or make changes on copy you have and wet sign / date 

 

Do separate letter “ Response to RFE “ and state the same as above .

 

[RUJEN 140]

22 hours ago, Crazy Cat said:

They didn't lose your I-864.  I would find a well qualified joint sponsor with qualifying current income, then submit their I-864 and supporting documentation. 

Thank You, I thought of that too but I thought a truck load of assets worked too.  I wish they would see the 60K in depreciation I have every year in taxes. I'm thinking of throwing my vehicles in too for assets, another 200K in assets that are paid for. I am just curious when enough is enough to prove to them I am viable and responsible...

[RUJEN 140]

21 hours ago, Family said:

 

 

Then change , current income to ZERO . On the last page ( blank one ) write “ I am self employed and using assets in lieu of qualifying income as follows: 

Total Assets $ xyz ( portfolio x, equity y..) 

 

 

I never thought of that but isn't that not being 100% forthright with them?  what kind of complications could result from that? If it is something I could do legally, it is worth considering. Thank You

[RUJEN 140]

The sponsor household size is in question here on the I-864.

I have no children, no dependants.

My wife has one child that is NOT in this country.

Only my wife and I are living in our home with no one relying on us for anything.

Did I do these numbers right?

Thanks......

household.pdf

[arken 4,197]

27 minutes ago, RUJEN said:

I never thought of that but isn't that not being 100% forthright with them?  what kind of complications could result from that? If it is something I could do legally, it is worth considering. Thank You

 

29 minutes ago, RUJEN said:

Thank You, I thought of that too but I thought a truck load of assets worked too.  I wish they would see the 60K in depreciation I have every year in taxes. I'm thinking of throwing my vehicles in too for assets, another 200K in assets that are paid for. I am just curious when enough is enough to prove to them I am viable and responsible...

 

It depends on how you put all together on i864 and how you provided the evidence.

 

If you simply dumped everything like bank letters of the house, , stocks and such for them to figure out, they are not gonna spend days figuring those out.

 

To avoid possible denial next time, make sure Part 6 and Part 7 are filled out pretty well and provide evidence of income and each asset properly. If you listed an income but didn't provide any evidence of it, they will issue an RFE even if your income was under poverty guideline and your assets are high enough to cover i864 with no income.

 

 

Edited July 15, 2022 by arken

[Letspaintcookies 2,310]

#3 should be 0 and the total household size 2

[Family 4,065]

You were 100% off the mark in what “ proving current income for self employed “ requires . No matter what number you put, u need “ evidence “ ( 6 mo P/L , operating acct deposits…) . 0 means u are not using it to qualify. 
Most self employed end up in cyclical RFE s and on this forum get told “ don’t do it, can’t be done” by other posters. 
 

 

Assets were fine on number. / source and not RFE d

[Family 4,065]

41 minutes ago, RUJEN said:

forthright with them?  what kind of complications could result from that? If it is something I could do legally, it is worth considering. Thank You

There is a reason for the direction to add statement on last page w statement that you are not using income to qualify. 
 

[arken 4,197]

Everything is wrong there from putting the numbers and the total. Best to download the form and fill it in using acrobat reader. It will auto populate and auto calculate.

[Letspaintcookies 2,310]

28 minutes ago, Letspaintcookies said:

#3 should be 0 and the total household size 2

Just as explanation cause I know it is confusing but the form is a one fits all for different situations not just the AOS of a spouse. On top it says to not double count anybody and before question two it ask only about the persons that are not sponsored with this form.

 So yea, it says put 1 when you're married but with the instructions before you have to put 0.

[Ontarkie 14,314]

~~Related threads merged~~

[RUJEN 140]

Got a quick question.

I had my CPA do a YTD tax estimate and it shows my AGI around $25,000 for the first 6 months of this year.

I have a written copy from him declaring this.

Should I use this number for annual income, or this number times 2 for a yearly income?

Thanks

[Family 4,065]

11 minutes ago, RUJEN said:

Got a quick question.

I had my CPA do a YTD tax estimate and it shows my AGI around $25,000 for the first 6 months of this year.

I have a written copy from him declaring this.

Should I use this number for annual income, or this number times 2 for a yearly income?

Thanks

Unless you take the position of   zero further income , then the YTD reflects only 6 months so x2 is what you are anticipating. Could he not provide you w the 6 months of PL ( profit and loss statements) to back it up? Since you could then point to the monthly deposits as gross revenue and would have a chance to avoid any issues…

Nonetheless , make  sure you include copies of you business license, DBA or legal vesting of business