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Sending documents and then potentially sending a good bit of money monthy

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1 hour ago, Dave Knapp said:

I have been in the Philippines since early 2016 and have sent tens of thousands of dollars over here.  If you are considering a company like WU, Wise, or Xoom, look not only at their fees but the exchange rate as well.  I think you will find out you are paying big for that transaction.  If your receiving party can open a USD account at a local bank, and that account can receive wire transfers from the US ( PNB is who I have used), then you will save money in the process.  If you are are transferring small amounts, Like $1,000, it wont matter, but is you're up towards $10K or higher, you will save a bunch. IMHO.

Salamat Dave. That is something we will look at in the future. Good information.

Mahalo/Salamat!

Steve and Joan
Met on Facebook 2/24/12
Met in person 6/5/12
Second visit 10/2/12
Engaged 10/3/12
NOA10/15/12
Third visit 12/10/12
Joan got her passport! 2/20/13
NOA2 4/24/13
Fourth visit 5/28/13
CFO 5/30/13
Embassy Interview APPROVED 6/6/13

Joan passed through immigration in Hawaii! She's home! 6/13/13

MARRIED 8/24/13

AOS, EAD and AP petitions sent to Chicago via Express Mail

EAD/AP Received 11/13/13

AOS Interview APPROVED 11/26/13

2-year Green Card in hand 12/5/13

ROC (I-751) sent to CSC via USPS Express Mail 8/31/15

ROC check cashed 9/4/15

ROC Biometrics 10/1/15

ROC Approval 4/6/16 (waiting for actual card)

Permanent Green Card Arrived 4/14/16
Naturalization Interview 2/22/17 APPROVED!

Oath Ceremony 3/21/17--Joan is a US Citizen!

Dual Citizenship 7/7/22 Joan is now a Dual US/Filipino Citizen!

Kayak small lagoon crop 10 72 for VJ.jpg

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I *think* the issue has been resolved (we will see tomorrow!)Here is the latest information: It seems that my debit card has a daily limit of $X.00 which was way above what we were trying to send per day. I *finally* spoke with someone who figured it out: I have a daily (24-hour) limit of $Y.00 for "account fund transactions" or something like that (basically a money transfer). So, if anyone runs into problems sending larger amounts of money, then ask the bank specifically what *this* limit is. 6 days of my life that I will never get back! We will see tomorrow if my transfer of $Y.00 goes through! And yes, we will look into the suggestion made by Dave and Hank about the USD account.  Salamat everyone. Hopefully there will be a good update tomorrow night!

Mahalo/Salamat!

Steve and Joan
Met on Facebook 2/24/12
Met in person 6/5/12
Second visit 10/2/12
Engaged 10/3/12
NOA10/15/12
Third visit 12/10/12
Joan got her passport! 2/20/13
NOA2 4/24/13
Fourth visit 5/28/13
CFO 5/30/13
Embassy Interview APPROVED 6/6/13

Joan passed through immigration in Hawaii! She's home! 6/13/13

MARRIED 8/24/13

AOS, EAD and AP petitions sent to Chicago via Express Mail

EAD/AP Received 11/13/13

AOS Interview APPROVED 11/26/13

2-year Green Card in hand 12/5/13

ROC (I-751) sent to CSC via USPS Express Mail 8/31/15

ROC check cashed 9/4/15

ROC Biometrics 10/1/15

ROC Approval 4/6/16 (waiting for actual card)

Permanent Green Card Arrived 4/14/16
Naturalization Interview 2/22/17 APPROVED!

Oath Ceremony 3/21/17--Joan is a US Citizen!

Dual Citizenship 7/7/22 Joan is now a Dual US/Filipino Citizen!

Kayak small lagoon crop 10 72 for VJ.jpg

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I have been in the Philippines since early 2016 and have sent tens of thousands of dollars over here.  If you are considering a company like WU, Wise, or Xoom, look not only at their fees but the exchange rate as well.  I think you will find out you are paying big for that transaction.  If your receiving party can open a USD account at a local bank, and that account can receive wire transfers from the US ( PNB is who I have used), then you will save money in the process.  If your are transferring small amounts, Like $1,000, it wont matter, but is you're up towards $10K or higher, you will save a bunch. IMHO.

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