Jump to content

123 posts in this topic

Recommended Posts

  • Replies 122
  • Created
  • Last Reply

Top Posters In This Topic

Posted (edited)

I think what I was most pissed about was that CNN made it sound as if those countries serving universal health care paid a disproportionate amount of taxes compared to the United States.

Another aspect I guess which leads me to so much dispair, is the disrespect that is given to those that don't have any health insurance. At one time, the people in the USA, cared for their "neighbours". There was a sense of "community". I find in many places, that doesn't seem to be the case anymore. People are so caught up in what "they" have, vs. what "everyone" can have. Like....I have to look out for "me", damn the rest.

I find it so disheartening that some people can't feel compassion for those that lack health insurance. I can't tell you the number of individual Americans that tell me they don't understand how we can offer health insurance to those that can't even pay for it. So many of my friends in the United States right now are good people who work hard to earn an income, yet their employers don't offer health insurance and therefore they can't afford to see a doctor when they get sick. They want accessibility to health care but they can't afford to pay the premiums - and on top of that they work through the illnesses because they can't afford to take time off.

As a student that makes below minimum income guidelines with my PT job, I get my BC MSP premiums fully paid for by the government and I qualify for the maximum deductible under Fair Pharmacare. I've never been so grateful to hear people say, "I don't mind that I pay higher income taxes for other people's health care." (Thank you for that. ^_^) I don't see how someone's income can quantify the amount of health care that they're allowed to have - as far as I'm concerned, an illness is an illness and they should be given the same treatment as everyone else. And when the time comes, I'll be damn happy to pay higher income taxes as long as I know that someone else is benefiting from that service.

Edited by Nini & Bee

Nini - Vancouver BC, Canada (she's the one who does the forum thing)

Bee - Devon PA, USA (he's the one who gave her the shiny ring)

Getting our sanity tested by bureaucracy since 2007.

Here we go again...

Removal of conditions @ VSC

9/4/2010 - sent!

9/14/2010 - NOA

Filed: Other Timeline
Posted (edited)
I think what I was most pissed about was that CNN made it sound as if those countries serving universal health care paid a disproportionate amount of taxes compared to the United States.

Which is how they've been presenting it from day one, that if the US offered "socialist" healthcare everyone's taxes would go up to 50% or more, and they'd lose their civil rights somehow :blink:

The Federal tax rates in Canada:

Federal tax rates for 2007 are:

15.5% on the first $37,178 of taxable income, +

22% on the next $37,179 of taxable income (on the portion of taxable income between $37,178 and $74,357), +

26% on the next $46,530 of taxable income (on the portion of taxable income between $74,357 and $120,887), +

29% of taxable income over $120,887.

The Federal tax rates in the US:

Marginal Tax Rate Single Married Filing Jointly or Qualified Widow(er) Married Filing Separately Head of Household

10% $0 – $7,550 $0 – $15,100 $0 – $7,550 $0 – $10,750

15% $7,551 – $30,650 $15,101 – $61,300 $7,551 – $30,650 $10,751 – $41,050

25% $30,651 – $74,200 $61,301 – $123,700 $30,651 – $61,850 $41,051 – $106,000

28% $74,201 – $154,800 $123,701 – $188,450 $61,851 – $94,225 $106,001 – $171,650

33% $154,801 – $336,550 $188,451 – $336,550 $94,226 – $168,275 $171,651 – $336,550

35% $336,551+ $336,551+ $168,276+ $336,551+

Plus, several states have income tax charged on top of the federal, like here in North Carolina:

If your income range is between $0 and $12,750, your tax rate on every dollar of income earned is 6%.

If your income range is between $12,751 and $60,000, your tax rate on every dollar of income earned is 7%.

If your income range is between $60,001 and $120,000, your tax rate on every dollar of income earned is 7.75%.

If your income range is $120,001 and over, your tax rate on every dollar of income earned is 8.25%.

So I'm paying a heckuva lot in taxes already, plus I get dinged every week specifically for Medicare, and what do I have to show for it? Nuthin' really. I pay more than $300 in insurance premiums, which apparently do me not much good until I have paid my $1000 annual deductible, *then* my insurance company will start paying for my doctor visits :mad: Yeah, I just got a bill from my doctor's office, and a notice from the insurance company that they didn't cover my visit.

What's the freakin' point of paying so much for insurance if I can't use it? :P

**edit** the bolded tax rates above is the income level I was at when I last had a job in Canada. The same income level in the US is a higher tax bracket :P **

Edited by Reba

divorced - April 2010 moved back to Ontario May 2010 and surrendered green card

PLEASE DO NOT PRIVATE MESSAGE ME OR EMAIL ME. I HAVE NO IDEA ABOUT CURRENT US IMMIGRATION PROCEDURES!!!!!

Posted
I think what I was most pissed about was that CNN made it sound as if those countries serving universal health care paid a disproportionate amount of taxes compared to the United States.

Which is how they've been presenting it from day one, that if the US offered "socialist" healthcare everyone's taxes would go up to 50% or more, and they'd lose their civil rights somehow :blink:

Oh totally - this was something I think MM debunked quite well in Sicko.

As a percentage of income, I take home about the same as I did in the UK (though I live in high-tax California, it might not be the case in, say, Michigan, but it wouldn't be dramatically more).

If me or my husband got really sick, we would be financially worse off. We already have to pay a couple grand to get him some much needed root canals that go above and beyond what our dental cover pays per year.

The bottom line for me is that people in the US who have really great coverage would not be so affected by whatever the shortcomings of universal care would be. They would be the ones that can afford private cover, just like in the UK. True, they would still pay for it through their taxes but people still pay for education who send their kids to private school. Is education a "privilege" that the poor shouldn't have access to?

90day.jpg

Filed: IR-1/CR-1 Visa Country: Canada
Timeline
Posted
I think what I was most pissed about was that CNN made it sound as if those countries serving universal health care paid a disproportionate amount of taxes compared to the United States.

Which is how they've been presenting it from day one, that if the US offered "socialist" healthcare everyone's taxes would go up to 50% or more, and they'd lose their civil rights somehow :blink:

Oh totally - this was something I think MM debunked quite well in Sicko.

As a percentage of income, I take home about the same as I did in the UK (though I live in high-tax California, it might not be the case in, say, Michigan, but it wouldn't be dramatically more).

If me or my husband got really sick, we would be financially worse off. We already have to pay a couple grand to get him some much needed root canals that go above and beyond what our dental cover pays per year.

The bottom line for me is that people in the US who have really great coverage would not be so affected by whatever the shortcomings of universal care would be. They would be the ones that can afford private cover, just like in the UK. True, they would still pay for it through their taxes but people still pay for education who send their kids to private school. Is education a "privilege" that the poor shouldn't have access to?

Just as an aside, dental isn't covered universally in Canada. Generally people pay a part portion for private coverage for things like dental, drugs etc.. either through their employer or pay for the whole thing themselves. Even then, for something like a root canal, the co-pay is still like 50% and there is a cap on what they will pay per year.

Filed: Timeline
Posted
Just as an aside, dental isn't covered universally in Canada. Generally people pay a part portion for private coverage for things like dental, drugs etc.. either through their employer or pay for the whole thing themselves. Even then, for something like a root canal, the co-pay is still like 50% and there is a cap on what they will pay per year.

Most dental coverage I have seen here in the US is sort of like that. Verious coverage levels - 100% for preventive care (cleanings and exams), 80% for basic care (fillings and such) and 50% for major care (root canals, crowns and such). And those plans do have deductibles (50-100 bucks) and annual limits (2-3K) as well. No difference there...

Filed: Citizen (apr) Country: Canada
Timeline
Posted (edited)

Our dental coverage here through my husband's employer seems fairly common from talking with friends who have coverage - 90% on preventative and cleaning plus a $35 copay. 80% for basic care, fillings, 50% for caps or crowns or root canals - all with the $35 co pay, up to a maximum reimbursement of $1000 a year. Oh, and that is only if it is an in-care provider. If it is an out of care provider then there is a cap on the amounts they pay rather than a percentage and the caps are very minimal so we end up paying the difference on top of the co-pays. My employer's health care benefit picked up my dental costs back in Canada - 90% coverage regardless of what work it was, no co-pays and no restrictions about who I could and could not use and if there was an annual maximum I sure as heck never reached it and have no idea what it was, if there was one. I do know that root canals even without coverage were a heck of a lot cheaper in Canada than here, with coverage.

Edited by Kathryn41

“...Isn't it splendid to think of all the things there are to find out about? It just makes me feel glad to be alive--it's such an interesting world. It wouldn't be half so interesting if we knew all about everything, would it? There'd be no scope for imagination then, would there?”

. Lucy Maude Montgomery, Anne of Green Gables

5892822976_477b1a77f7_z.jpg

Another Member of the VJ Fluffy Kitty Posse!

Filed: Country: Canada
Timeline
Posted (edited)

We have dental through my employer, at $83 a month for family coverage...two free cleanings a year, 80% on basics, and 50% on major stuff. Orthodontics is $1000 max lifetime meaning I can only use it once and it will only pay $1000 on our daughter's orthodontics. Maybe some insurance companies see orthodontics as cosmetic, but y'all should see our daughter's teeth...really pitiful. Her braces are a necessity. Oh well...at least it pays some. *sigh*

Edited by KarenCee

Teaching is the essential profession...the one that makes ALL other professions possible - David Haselkorn

Filed: Citizen (apr) Country: Canada
Timeline
Posted

So apparently Canadian Nurses are being given a free viewing from Atlantis to see Sicko!

Wozers!

http://www.cbc.ca/arts/film/story/2007/07/...urses-free.html

AOS:

2007-02-22: Sent AOS /EAD

2007-03-06 : NOA1 AOS /EAD

2007-03-28: Transferred to CSC

2007-05-17: EAD Card Production Ordered

2007-05-21: I485 Approved

2007-05-24: EAD Card Received

2007-06-01: Green Card Received!!

Removal of Conditions:

2009-02-27: Sent I-751

2009-03-07: NOA I-751

2009-03-31: Biometrics Appt. Hartford

2009-07-21: Touched (first time since biometrics) Perhaps address change?

2009-07-28: Approved at VSC

2009-08-25: Received card in the mail

Naturalization

2012-08-20: Submitted N-400

2013-01-18: Became Citizen

Filed: AOS (pnd) Country: Canada
Timeline
Posted

I just saw Sicko today........ it makes me sick just to think about it...... how can a country that claims to be the best place in the world to live treat humans like this. My husband's insurance company wanted another $500.00 per month for me to be added to his plan..... we don't have the money...... I don't have any coverage. I wanna go home! I don't feel safe here at all!

Feb 17/06 - I-129F Petition sent

Mar 1/06 - I-129F NOA1

May 12/06 - I-129F NOA2

June 7/06 - Packet 3 rec'd

Sept 6/06 - Packet 3 sent

Sept 15/06 - Rec'd letter with interview date

Sept 28/06 - Interview in Vancouver,BC and Visa in hand!

March 13/07 - US Entry

March 15/07 - WEDDING DAY

March 21/07 - AOS application & Interview through DORA Day 1

April 13/07 - Rec'd letter with Bio Appt. date Day 24

April 27/07 - Biometrics Appointment "touched" Day 38

April 30/07 - "Touched" Day 40

June 8/07 - Day 79...still waiting, haven't been touched or heard anything.

June 13/07 - Day 84..... I'm not having much faith in this DORA process..... closing in on the 90 day time frame real fast.....

June 19/07 - Day 90 ......nothing (Hubby calls Senator's Office)

June 20/07 - Day 91 - Got the "70 Day Letter" in the mail today :-(

June 22/07 - Mailed out EAD and AP by Priority Post Day 93

June 24/07 - EAD rec'd at Chicago Lockbox

June 29/07 - Day 100 - Infopass appt in OKC..... AOS stuck in name check

July 3/07 - Day 104 - Rec'd NOA for EAD

July 6/07 - Day 107 - Rec'd letter for EAD Bio Appt. for July 18th

July 18/07 -Biometrics

Posted (edited)

So today at my retail job I had two customers:

One of them complained incessantly about how the Canadian government is "sucking the taxes out of everyone" and how they are just trying to make money,

The second one and I had an argument about socialized medical care in Canada. He said that we pay high taxes and still have to pay scads of money on top of that, and that the United States' privatized medical insurance businesses have equivalent, if not lower fees. I said, that's if you get approved by the HMO. At least the poor in Canada have access to health insurance, some in the States don't. He said, that's only the few in the States that don't work for a living.

Gah! -_-

Edited by Nini & Bee

Nini - Vancouver BC, Canada (she's the one who does the forum thing)

Bee - Devon PA, USA (he's the one who gave her the shiny ring)

Getting our sanity tested by bureaucracy since 2007.

Here we go again...

Removal of conditions @ VSC

9/4/2010 - sent!

9/14/2010 - NOA

Filed: Timeline
Posted
He said, that's only the few in the States that don't work for a living.

Right. I have known enough hard working people w/o health insurance. Those that make but $8.00 or so an hour usually have a bit of a hard time shelling out upwards of $75.00 per week for health insurance. Interesting also that at that particular company, coverage for managers (who made a fairly decent salary) was quite a bit less expensive than for rank and file hourly staff. Or how about the employer that forced first line managers into making sure that hourly staff only works up to 35 hours per week so that they don't qualify for full time status (which was bestowed only onto hourly staff regularly working 36+ hours per week) and hence cannot enroll into the company sponsored plan at all because it is open to full time staff only.

But yeah, just those that don't work for a living. Oh the ignorance... :wacko:

Filed: Other Timeline
Posted
and that the United States' privatized medical insurance businesses have equivalent, if not lower fees.

Obviously someone who has no freakin' clue.

I pay so much in weekly premiums for health insurance here that I can't afford to go to a doctor because there's not much money left!

I pay about $4000 per year in health premiums alone (does not include dental premiums) PLUS I have a $1000 deductible that I have to meet before my insurance will actually start paying for anything! Each doctor visit costs about $100. When my take-home pay is not even $200 a week, and I still need to eat and pay the phone bill and power bill etc etc etc, where's that $100 supposed to come from?

I make $9 an hour and work 32 hours per week (hopefully back up to 40 hours after the summer slow-down...but I may not even have a job if the "summer slow-down" doesn't pick up!)

I'd like to know where the lower fees are, because I'll move there tomorrow! :P

divorced - April 2010 moved back to Ontario May 2010 and surrendered green card

PLEASE DO NOT PRIVATE MESSAGE ME OR EMAIL ME. I HAVE NO IDEA ABOUT CURRENT US IMMIGRATION PROCEDURES!!!!!

Filed: Other Country: Canada
Timeline
Posted

I think something a lot of people need to remember is that Michael Moore is notorious for "pulling the wool" over the populace's eyes.

Does the American healthcare system cover everyone? No, not at all. Can health insurance companies (HMOs, PPOs, etc) selectively choose their clients unfairly and charge high prices? Absolutely. Does the American healthcare system (in general) cost more than other healthcare systems overall? This is highly probable.

However, there's another side to look at: In the United States, healthcare (assuming you can afford it) is exceedingly quick, meaning practically no wait time for visits to a physician, for procedures (i.e. MRIs, catscans, PET scans, etc) or surgery and advanced technlogy. Many cities in the U.S. have more MRI machines than Canada has in it's entire country!

Now, let's look at the Canadian model, which is what Moore was holding up as the example America should aspire to be...

First of all, there is NO SUCH THING AS FREE HEALTHCARE! It doesn't exist. Not in Canada, nor anywhere else in the world. You pay for it with your taxes. The reason you may (incorrectly) view it as "free" is because you're not paying for BASIC services upfront, need health insurance and/or a co-pay.

Second, it's difficult to really lump the Canadian model of healthcare together, seeing as it's run differently by each province. For instance, my fiancee is from Alberta. They don't put as much stock into healthcare as some of the other provinces. Privatized healthcare is also allowed there, and in fact, there seems to be a fairly big push in Alberta for more of privatized healthcare as well.

Now take an Ontario Canadian couple whom I heard about on the news, where the husband needed an MRI and perhaps some surgery performed. Apparently, Ontario doesn't believe in privatized healthcare -- at all. So this man was forced to rely on the single-payer system government-run healthcare, which meant he'd have to wait a minimum of eight (8) months to be first seen. The couple decided they'd have better luck in the United States and went there, paid for their procedure and it's a good thing they did since the man had cancer. Fortunately, it was in the early stages so it could be treated effectively; however, the physicians noted that if this man had been forced to wait, the cancer would've spread and become much more serious and he would've most likely died. Needless to say, this Canadian couple is no longer a fan of the Canadian healthcare system.

Look, I'm not trying to "rip apart" Canadian healthcare. I think it's a good thing that everyone is covered on some basic level. However, I strongly disagree with the practices above in that Ontario wouldn't allow someone who was WILLING to pay for private healthcare to receive it.

My fiancee and I have spoken about healthcare numerous times, and she agrees that both healthcare systems have their advantages and disadvantages. She's said that the Canadian healthcare system is good for people who can't afford private healthcare, but the problem is that it's extremely underfunded and there can be monstrous wait times. Likewise, I've said that the American healthcare system is good for those who can afford it (due to the reasons I specified in the third paragraph up above), but does leave quite a few people "out in the cold."

To be fair, the U.S. does have state-run hospitals, free clinics and emergency rooms, which are required to see any patient who comes in (but if you arrive complaining of a headache and someone else enters with a gunshot wound, be prepared to wait). After all, the ER is designed for "worst case" scenarios, and a gunshot wound is significantly more serious than a headache, no matter how bad the headache may be at the time.

All I'm saying here is that no one healthcare system is perfect. Could the American healthcare system be improved? You bet. Could the Canadian heathcare system be improved? You bet. Personally, I'd like to see a melding of the two, where we take the best of both worlds and use that. It probably won't ever happen though, but it's a nice thought. ;)

 
Didn't find the answer you were looking for? Ask our VJ Immigration Lawyers.

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
- Back to Top -

Important Disclaimer: Please read carefully the Visajourney.com Terms of Service. If you do not agree to the Terms of Service you should not access or view any page (including this page) on VisaJourney.com. Answers and comments provided on Visajourney.com Forums are general information, and are not intended to substitute for informed professional medical, psychiatric, psychological, tax, legal, investment, accounting, or other professional advice. Visajourney.com does not endorse, and expressly disclaims liability for any product, manufacturer, distributor, service or service provider mentioned or any opinion expressed in answers or comments. VisaJourney.com does not condone immigration fraud in any way, shape or manner. VisaJourney.com recommends that if any member or user knows directly of someone involved in fraudulent or illegal activity, that they report such activity directly to the Department of Homeland Security, Immigration and Customs Enforcement. You can contact ICE via email at Immigration.Reply@dhs.gov or you can telephone ICE at 1-866-347-2423. All reported threads/posts containing reference to immigration fraud or illegal activities will be removed from this board. If you feel that you have found inappropriate content, please let us know by contacting us here with a url link to that content. Thank you.
×
×
  • Create New...