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On 11/14/2020 at 10:33 AM, JFH said:

Sounds like a normal doctor invoice to me. All healthcare establishments over-inflate the prices, the insurance companies then respond with their price, the insurance pays their part and the patient pays theirs. You would know if you applied for a public benefit. The forms she filled out sound like the normal forms you fill out at an OB/GYN appointment (consent to treatment, insurance details for payment, consent to pay your part, medical history, etc). 

I often get the notice of provider benefits from my insurance before I get any invoice from a clinic.  The insurance show what was billed, what was allowed to be billed, what was disallowed to be billed, what they paid, and finally if I owe on top of that.  Since I have a HDHP I generally owe money unless it's a really basic preventative care deal.  This year I had extra tests done because they haven't been done since I was in Canada (8 years ago.)  The dr's office told me they'd bill them as preventative but I still ended up owing money for them.  I wasn't pleased.  There is a whole schooling section dedicated to medical billing.... It's ridiculous here. 

You have brains in your head. You have feet in your shoes. You can steer yourself any direction you choose.  - Dr. Seuss

 

 
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