ACA insurance for new immigrants under age 65 - success

[Bryan and An 23]

23 hours ago, Boiler said:

Illinois is different, has California vibes.

 

https://hfs.illinois.gov/medicalclients/coverageforimmigrantseniors.html

Well that is fantastic. Thank you!

[ProbeGT 47]

On 6/22/2023 at 6:58 PM, Bryan and An said:

So I'm going through this exact process right now. Thanks for the extremely helpful information. However, I do have a question/concern. When I get to the question about "Were you found ineligible for Medicaid..." Well, actually there are two questions. The first one is something like "Were you found ineligible for Medicaid since March 2023" (no mention of immigration status). It specifically says not to say "no" unless you had been denied coverage, and if you do click "yes," it asks for the date of your denial letter. If you say "no," it then asks, "Were you found ineligible for Medicaid based on your immigration status since 2018?" If you say "yes," it asks, "Have you had your current immigration status since 2018?" Then when you say "no," it asks, "Have you had a change in your immigration status since you were found not eligible for Medicaid?" Is the proper method to say "yes" to being found ineligible due to immigration status since 2018, "no" to having your current immigration status since 2018," then "yes" to having a change in your immigration status since you were found not eligible for Medicaid, despite not actually being denied or found ineligible? Just wanted to make sure because these questions sound a little more specific/detailed than what was posted in the OP. Thanks for any insight! (This is Illinois, if that helps at all.) 

Were you found ineligible for Medicaid based on your immigration status since 2018?

 

--- YES

 

Have you had a change in your immigration status since you were found not eligible for Medicaid?"

 

--- I would answer "No".  If you say "yes" it implies that something changed that makes you now possibly  eligible for medicaid. 

 

The previous question made it clear that you are ineligible for medicaid based on immigration status since (I interpret this as "after", in this case) 2018.

 

On 6/25/2023 at 2:49 PM, Boiler said:

Illinois is different, has California vibes.

 

https://hfs.illinois.gov/medicalclients/coverageforimmigrantseniors.html

This does not apply to those who are not seniors, but yes, it is similar

[Bryan and An 23]

19 hours ago, ProbeGT said:

 

This does not apply to those who are not seniors, but yes, it is similar

 

But in researching it, Illinois also has a version called "Health Benefits for Immigrant Adults" that applies to those 42-64. However, it was paused on July 1 as they wait and see if they have enough funds for the rest of the year, but since my in-laws applied a week prior to July 1 (thankfully!), they should be in. Hopefully! Already a little frustrated because after completing the online application, it said "watch your (physical) mail for a list of anything you may need to submit," and the first thing we received after a week was a letter saying they were denied provisional approval due to "insufficient documentation provided" but are still being considered for actual approval. 

[ProbeGT 47]

Writing to update.  We have been able to renew the ACA plan each year with no issues!

[ProbeGT 47]

Writing to update.  A few friends have reported that they were able to follow this process in different states and received subsidies.

 

@missads One of these cases was someone over 65, and they were able to get a subsidy.  Thanks again for your initial post that prompted this!

 

Everyone - the key thing is to READ THE FORMS AND APPLICATION IN DETAIL. 

Edited October 26 by ProbeGT
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