Experience with AoS when self-employed?

[Sm4598 37]

Hi there!

 

I’m self-employed and sponsoring my husband. We’re about to submit documents to the NVC. Because I’m self-employed, I don’t have things like traditional paystubs, a letter from my employer, etc. to help prove the stability of my income. However, I do make over the required amount and we’re also planning on listing my husband’s assets in the Affidavit of Support. 

 

We’re planning on supplying my 2017 and 2018 tax transcripts, my 2019 tax return+schedules, etc., bank statements, a letter of self-employment, and a letter from at least one of my clients stating that I do work for them as a contractor. 

 

Does anyone here have any experience with being a self-employed sponsor? Did you have any difficult convincing them that you were capable of supporting the beneficiary? Did they ask you for any specific docs? 

[kris&me 572]

Your IRS tax returns is what is important'

It will be the personal income that is important / the part you actually live on /not the business part (not the schedule C)

Also this is for UK and not a high fraud country type of issue

and a spouse is able to work as soon as employment is offered to him

 

[mushroomspore 3,044]

47 minutes ago, Sm4598 said:

Hi there!

 

I’m self-employed and sponsoring my husband. We’re about to submit documents to the NVC. Because I’m self-employed, I don’t have things like traditional paystubs, a letter from my employer, etc. to help prove the stability of my income. However, I do make over the required amount and we’re also planning on listing my husband’s assets in the Affidavit of Support. 

 

We’re planning on supplying my 2017 and 2018 tax transcripts, my 2019 tax return+schedules, etc., bank statements, a letter of self-employment, and a letter from at least one of my clients stating that I do work for them as a contractor. 

 

Does anyone here have any experience with being a self-employed sponsor? Did you have any difficult convincing them that you were capable of supporting the beneficiary? Did they ask you for any specific docs? 

My husband's self-employed but he didn't make enough so we had to get a joint sponsor. No issues and no questions asked about it.

[Sm4598 37]

4 minutes ago, kris&me said:

Your IRS tax returns is what is important'

It will be the personal income that is important / the part you actually live on /not the business part (not the schedule C)

Also this is for UK and not a high fraud country type of issue

and a spouse is able to work as soon as employment is offered to him

 

Thanks for your response!

 

I’m self-employed as an independent contractor, so I don’t have a separate business. I.e. I don’t have personal income and then business income, it’s all personal.

 

Just wondering how much extra scrutiny they place on self-employed income vs traditional employer-based income. My most recent tax return reflects sufficient income, but it isn’t “guaranteed” to be the same amount every month like it would be with a salary. 

[pushbrk 12,876]

7 hours ago, Sm4598 said:

Thanks for your response!

 

I’m self-employed as an independent contractor, so I don’t have a separate business. I.e. I don’t have personal income and then business income, it’s all personal.

 

Just wondering how much extra scrutiny they place on self-employed income vs traditional employer-based income. My most recent tax return reflects sufficient income, but it isn’t “guaranteed” to be the same amount every month like it would be with a salary. 

No extra scrutiny, but your "current income" comes from your 2019 tax return.  Look for the "Total Income" line.  That will not match your total revenue.  It's the income left after you take your business expense deductions.  If you take any deductions for business expenses, it is on schedule C of the tax return, so you do have "business revenue" and "business income".  They are not the same thing.

[Sm4598 37]

10 hours ago, pushbrk said:

No extra scrutiny, but your "current income" comes from your 2019 tax return.  Look for the "Total Income" line.  That will not match your total revenue.  It's the income left after you take your business expense deductions.  If you take any deductions for business expenses, it is on schedule C of the tax return, so you do have "business revenue" and "business income".  They are not the same thing.

You’re totally right, my mistake. I think I was misinterpreting the previous comment. Yes, my total income is sufficient to be a sponsor.

 

I’m just concerned that due to my 2019 taxes not yet being processed by the IRS, and not having formal paystubs from an employer to show in lieu of a processed return, they won’t consider that income sufficiently “proven.” 

[pushbrk 12,876]

12 hours ago, Sm4598 said:

You’re totally right, my mistake. I think I was misinterpreting the previous comment. Yes, my total income is sufficient to be a sponsor.

 

I’m just concerned that due to my 2019 taxes not yet being processed by the IRS, and not having formal paystubs from an employer to show in lieu of a processed return, they won’t consider that income sufficiently “proven.” 

A complete copy of your 2019 federal tax return with all schedules and 1099 forms IS the needed evidence of current income for you, a self employed person.  Pay stubs are for the employed.  Carry on.  NVC will accept the return copy.