Jump to content
DanCode7703

Huge debt and Form I-944

By DanCode7703 in Adjustment of Status from Work, Student, & Tourist Visas

 Share

11 posts in this topic

Recommended Posts

DanCode7703 Contributor

DanCode7703   20

Posted
Filed: AOS (pnd) Timeline
Posted

Hi guys,

 

I'm preparing my form I-944 and evidences, but I'm facing a big concern.

I believe that most of my evidences are fine, such as household income, savings account statement, health insurance, English certificates, even my credit score is still good at this moment.

I also would like to mention that my AOS is for employment-based.

So, the only problem I still have a huge debt.

My wife got pregnant last year and lots of emergency issues happened.

I was self-paying and I couldn't afford all bills, so today after one year I still have many bills waiting to be paid with Debt Collector agencies.

 

I'm really freaking out that all my good evidences could be ignored because of this huge debt and at the end my AOS could be denied.

 

Could anyone give me a advice?

What should I do?

Thank you so much.

 

Link to comment
Share on other sites
Boiler Grand Master

Boiler   45,486

Posted
Filed: K-1 Visa Country: Wales
 Timeline
Posted

Are you the beneficiary or petitioner?

“If you know the enemy and know yourself, you need not fear the result of a hundred battles. If you know yourself but not the enemy, for every victory gained you will also suffer a defeat. If you know neither the enemy nor yourself, you will succumb in every battle.”

Link to comment
Share on other sites
SalishSea Grand Master

SalishSea   17,827

Posted
Filed: Lift. Cond. (apr) Country: New Zealand
 Timeline
Posted
31 minutes ago, DanCode7703 said:

Hi guys,

 

I'm preparing my form I-944 and evidences, but I'm facing a big concern.

I believe that most of my evidences are fine, such as household income, savings account statement, health insurance, English certificates, even my credit score is still good at this moment.

I also would like to mention that my AOS is for employment-based.

So, the only problem I still have a huge debt.

My wife got pregnant last year and lots of emergency issues happened.

I was self-paying and I couldn't afford all bills, so today after one year I still have many bills waiting to be paid with Debt Collector agencies.

 

I'm really freaking out that all my good evidences could be ignored because of this huge debt and at the end my AOS could be denied.

 

Could anyone give me a advice?

What should I do?

Thank you so much.

 

An employer sponsored you for a green card, but health insurance was not included with the job?

Link to comment
Share on other sites
DanCode7703 Contributor

DanCode7703   20

Posted
Filed: AOS (pnd) Timeline
  • Author
Posted (edited)

Actually, I don't have sponsor or job here yet.
All my income come from my country.

I'm self-petitioner and my AOS is for an EB2-NIW approved 2 months ago.

I've just sent my AOS (without I-944) last month.

So, I'm preparing it because we know that USCIS is gonna request soon. 

Edited by DanCode7703
Link to comment
Share on other sites
Boiler Grand Master

Boiler   45,486

Posted
Filed: K-1 Visa Country: Wales
 Timeline
Posted

What status are you adjusting from?

“If you know the enemy and know yourself, you need not fear the result of a hundred battles. If you know yourself but not the enemy, for every victory gained you will also suffer a defeat. If you know neither the enemy nor yourself, you will succumb in every battle.”

Link to comment
Share on other sites
Boiler Grand Master

Boiler   45,486

Posted
Filed: K-1 Visa Country: Wales
 Timeline
Posted

So your wife was a F1? But did not have Insurance. NIW does suggest high earning potential, submit your plan to settle your debts?

“If you know the enemy and know yourself, you need not fear the result of a hundred battles. If you know yourself but not the enemy, for every victory gained you will also suffer a defeat. If you know neither the enemy nor yourself, you will succumb in every battle.”

Link to comment
Share on other sites
DanCode7703 Contributor

DanCode7703   20

Posted
Filed: AOS (pnd) Timeline
  • Author
Posted
1 hour ago, Boiler said:

So your wife was a F1? But did not have Insurance. NIW does suggest high earning potential, submit your plan to settle your debts?

Correct. She was F1, but at that time she didn't have insurance.
 

Thanks for your answer.

I was thinking something like that.

Explain in which circumstances the debts came (like really emergency) and what would be my plan to fix it after I get a job.

I was not sure that it's gonna work, but I have to try because I don't have many options right now.

 

 

Link to comment
Share on other sites
WaterLeaf Rising Star

WaterLeaf   200

Posted
Filed: AOS (apr) Country: Uruguay
 Timeline
Posted

You can always explain a futuristic idea plan of paying back the debt overtime but don't expect it'll always be the same 100% unless you are lucky to do that. There will be some hiccup along down the road here and there so you'll have to make a little plan for that too.

 

For interesting community post, put together, and plan and the outcome, I tend to look in Reddit's PersonalFinancial sub and find many ways to accomplish that. You can scout for days and weeks and come to a mighty plan.

K-1 Visa process (I'm the USC [F]) [2018-2019]

Spoiler

Sent packet: August 10, 2018 (Lines Compressed to fit signature restriction guideline)

USCIS Received package: August 14 - Notification in text/email: August 17 - Mail received from USCIS: January 22, 2019
USCIS Approved I-129F Petition: January 17 - NVC Received Case: February 14 - NVC Case # Assigned: February 14

US Embassy Received: Not sure but got email reply - March 11 - Instructions Received via e-mail: March 19

Interview: May 7 - Approved! - Arriving to US/POE: June 12 - Married July 15, 2019

AOS Process [2019-2020]

Spoiler

Sent packet: July 27, 2019 - USCIS Received Package: July 29 - [Hiccup] Package was sent back due to incorrect fee and sent on August 5.
Notification in text/email: August 12 @ 12:30AM - Check cashed: August 12 - NOA 1 Mail: August 16 - Biometric: September 5 @ Atlanta, GA

AOS RFIE: Sept. 28 - got in mail by Oct 3. [They lost my Husband's Birth Certificate] - Sent back AOS RFIE: Oct 16 2019, at office by Oct 17.
AOS Case update notice on April 9th, 2020, waiting for mail. - Interview date: Scheduled as of July 15, date is August 19. Passed the interview!

My Husband got his GC! 2 Year Conditional Green Card expires 08/19/2022, Residence since 08/19/2020

ROC Process [2022-2024]

Spoiler

Sent packet: June 16, 2022 via USPS, USCIS Received Package: June 21
Notice in text (didn't get email nor text on other phone): June 24
Notice date: June 23, package is at SRC (Texas Service Center), Paid with Credit Card, payment taken on June 25
NOA 1 Mail: June 30, Biometric: Reused
Got letter in mail for extension: April 12th, Received date June 21, 2022, Notice date: April 5, 2023 = 48 Months Extension. No physical card yet.
Approved without interview as of Feb 15th, 2024. Was not a combo interview with N-400.

Naturalization N-400 [2023-2024]

Spoiler

Filed Online: July 28, 2023, NOA: July 29, 2023
Service Center: NBC, application # starts with IOE#.
Biometrics waived. Got NOA mail Jan 5, 2024 says Interview in Nashville, TN on Feb 6, 2024.
Queue for review and approval. Already in line for Oath Ceremony as of Feb 13th, 2024.
NOA as of 4/29/24 - Oath Ceremony scheduled for May 30th in Chattanooga, TN. Rescheduled as of May 2nd, 2024 by USCIS - new date is May 29th.
May 29th - Naturalized! Ta-da!

Link to comment
Share on other sites
Lucky2Lucky Experienced

Lucky2Lucky   2,526

Posted
Filed: Citizen (apr) Country: Haiti
 Timeline
Posted

If you have significant savings can you pull that and put a large chunk of that down on your debt?

Our K1 Journey    I-129f

Service Center : Texas Service Center   Transferred? California Service Center on 8/11/14

Consulate : Port au Prince, Haiti             I-129F Sent : 4/14/2014

I-129F NOA1 : 4/24/14                            I-129F NOA2 : 9/10/14

NVC Received : 9/24/14                          NVC Left : 9/26/14

Consulate Received : 10/6/14 CEAC status changed to ready

Packet 3 Received : 10/27/14 packet received by petitioner in USA ( beneficiary never received packet 3)

Medical: 10/30/14 Dr. Buteau                  Medical picked up: 11/3/14

Packet 3 Sent : 11/10/13.. Had to schedule interview appointment and attach confirmation receipt to packet

Interview Date : 12/1/14                           Interview Result : Approved !

Visa Received : 12/10/14 picked up at Jacmel location

US Entry : 12/15/14 Fort Lauderdale, Florida

Apply for Social Security Card: 12/30/14 Connecticut

Marriage: 1/26/15

 

Adjustment of Status

CIS Office : Hartford                                  Filed : 3/18/15

NOA : 3/25/15                                            Biometrics : 4/15/15

Approved: 8/31/15                                     Received: 9/8/15

 

EAD

CIS Office : Hartford                                  Filed : 3/18/15

NOA : 3/25/15                                            Approved: 6/12/15

Received: 6/20/15

 

Removal of Conditions I-751

Filed: 8/14/17 at VSC                                 NOA: 8/15/17 Received 8/21 by mail

Biometrics: Dated: 8/25/17   Received 9/2/17   Appointment 9/11/17 

Approved: 10/23/18 -no interview

Link to comment
Share on other sites
DanCode7703 Contributor

DanCode7703   20

Posted
Filed: AOS (pnd) Timeline
  • Author
Posted
16 minutes ago, Luckycuds said:

If you have significant savings can you pull that and put a large chunk of that down on your debt?

It would be a option, but if I do that I would spend all money I have for future emergencies and I would have more reasons to be considered a public charge in the future, maybe?

Link to comment
Share on other sites
 
Didn't find the answer you were looking for? Ask our VJ Immigration Lawyers.

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
 Share
Go to topic listing
- Back to Top -

Important Disclaimer: Please read carefully the Visajourney.com Terms of Service. If you do not agree to the Terms of Service you should not access or view any page (including this page) on VisaJourney.com. Answers and comments provided on Visajourney.com Forums are general information, and are not intended to substitute for informed professional medical, psychiatric, psychological, tax, legal, investment, accounting, or other professional advice. Visajourney.com does not endorse, and expressly disclaims liability for any product, manufacturer, distributor, service or service provider mentioned or any opinion expressed in answers or comments. VisaJourney.com does not condone immigration fraud in any way, shape or manner. VisaJourney.com recommends that if any member or user knows directly of someone involved in fraudulent or illegal activity, that they report such activity directly to the Department of Homeland Security, Immigration and Customs Enforcement. You can contact ICE via email at Immigration.Reply@dhs.gov or you can telephone ICE at 1-866-347-2423. All reported threads/posts containing reference to immigration fraud or illegal activities will be removed from this board. If you feel that you have found inappropriate content, please let us know by contacting us here with a url link to that content. Thank you.
“;}
×
×
  • Create New...