Graphic depicting the effect of the "Public Charge" executive order on the size of my I-485 packet

[SalishSea 17,835]

5 minutes ago, Cndn said:

So many people have bad credit when they’re younger and improve their financial health as they get older. Yup, probably most Americans do this.  I don’t think it’s the right tool to use to determine an applicant’s ability to be self sufficient.  Right, and that is why it is one tool, not the tool. 

 

[Cndn 98]

1 minute ago, Jorgedig said:

 

Right, but what I’m saying is I don’t think it should be a tool at all. I realize it is not the only tool. And yeah, I think most Americans do that. That’s my point. 

[geowrian 22,337]

46 minutes ago, Cndn said:

I have seen them many times, yes. I could be mistaken, but I was under the impression the I944 asked for the score number, not the actual credit report to be submitted? I’d be pretty surprised if they were going to tackle reviewing everyone’s credit report in full. Look at yours for example. All the way back to ‘88.

https://www.uscis.gov/system/files_force/files/form/i-944instr-pc.pdf

Quote

Item Numbers 11. - 12. Credit Card Score and Report. USCIS will review your U.S. credit report and the credit score submitted with your declaration, if available, to review your financial status. If it is available, identify the latest credit score number

They want both for evaluation.

[Tjg312 14]

It wasn't too bad for my wife and I.. I just added some of our assets like our house and an appraisal showing it's worht more than we have on our mortgage and a few other pages. Only PITA was waiting for the letter to come in for her credit report since no SSN but overall wasn't horrible. I think main problem is though if people are receiving benefits.. luckily I never and she never had to use any in the past so was mostly straightforward and I assume most people will have the same case