What kind of health insurance did you use for your fiancé?

[geowrian 22,337]

14 minutes ago, Allovertheworld said:

My buddy was t boned a few years ago. had over 200k in hospital bills, settled for 2k payment to hospital. You got to know how to work the system.

 

I had about a 12K emergecy room visit around 2003, got out and the hospital ate the whole bill.  Just went to my Dr. recently to get a B12 shot for energy, Ran it thru insurance they don't pay it, bill was like $180.  Finally paid $40 since no Insurance coverage.  Went back this week got another shot, only $25 total told them I was self pay.

 

There is really no right or wrong answer, unless you are prone to sickness or have poor health. Me I am healthy adult male.  I could afford 150k bill if I had to, but I am sure I could get it greatly reduced.

What if you get cancer? Pharmaceuticals don't offer those kind of rates...they come from the private companies, not really the provider.

I was a very healthy adult male (young adult, mind you...). The next day, I was informed I had months left and to take it one day at a time.

I was not prone to sickness by any means.

[Allovertheworld 355]

10 minutes ago, geowrian said:

What if you get cancer? Pharmaceuticals don't offer those kind of rates...they come from the private companies, not really the provider.

I was a very healthy adult male (young adult, mind you...). The next day, I was informed I had months left and to take it one day at a time.

I was not prone to sickness by any means.

I have prepared myself for that.  If it was cancer of pancreas or brain or a deadly form, I would probably blow alot of money in few months and travel around the world partying if I was able, and then get in my car in the garage and have a few drinks and let it run with the garage door shut, and slowly ease out of here.

 

If it was rather curable I would spend my money trying to live, but wouldn't go crazy on it either if it didn't look good.

 

Hopefully I will never have to face that.  You know like I know, Your only here for a short while, might as well try to enjoy it.  

[SalishSea 17,827]

4 hours ago, Allovertheworld said:

Actually it is pretty smart.  I did this for many many years, I always was self pay (Cash) and got super deals on medical services, much  cheaper in the long run.

"Cheaper in the long run"  ?  Sorry, but that is utter BS.  Do you know how much a round of radiation therapy costs?  Most people don't have a spare $150k laying around to pay cash for that.  And no hospital will negotiate that fee down to something affordable.

[SalishSea 17,827]

54 minutes ago, Allovertheworld said:

If it was cancer of pancreas or brain or a deadly form, I would probably blow alot of money in few months and travel around the world partying if I was able,

You would not be able to do this.  You seem pretty naive about cancer and medicine/health care in general.  Even young people get cancer and chronic diseases.

 

What would you do for insurance if you were in a traumatic car accident or needed an emergency appendectomy?

[SalishSea 17,827]

57 minutes ago, Allovertheworld said:

If it was rather curable I would spend my money trying to live, but wouldn't go crazy on it either if it didn't look good.

Good luck with that.  Some of the drugs I administer to my patients are >$10k per dose.  

[SalishSea 17,827]

1 hour ago, geowrian said:

I was a very healthy adult male (young adult, mind you...). The next day, I was informed I had months left and to take it one day at a time.

I was not prone to sickness by any means.

Geo, I hope you're doing well ❤️.  

[geowrian 22,337]

4 minutes ago, Jorgedig said:

Good luck with that.  Some of the drugs I administer to my patients are >$10k per dose.  

Or ~$88k

[SalishSea 17,827]

6 minutes ago, geowrian said:

Or ~$88k

Yikes!   So true though.....    we give drugs that are generically manufactured and have been around for 40 years as well as fancy new molecules that target cell proteins.  The Yugo vs the Ferrari of chemotherapy!

[Ontarkie 14,221]

~~Moved to Moving Here and Your New Life, from K1 P&P - as this is a health insurance topic not a K1 processing topic.~~

[TBoneTX 45,284]

Folks, some expressions here are rather heated -- let's disagree without being disagreeable, please.

[NikLR 13,227]

Someone can choose not to have healthcare.  However the new I-944 needed with AOS is requesting this information due to costs with healthcare and the privatized nature of the US healthcare system.  For the OP, most people choose to get married, which is a qualifying event, and added onto healthcare asap.  While you can add someone without an SSN it's a lot of work, so if you can get that asap, do it. 

[Trutta 103]

On 6/22/2020 at 2:22 AM, Jorgedig said:

Good luck with that.  Some of the drugs I administer to my patients are >$10k per dose.  

That sounds like a crime against humanity. The one who is wrong is the person charging $10k a dose, not the one who doesn't want to fork over money to an insurance corporation. Especially since medical care is free in every civilized country on earth.

[SalishSea 17,827]

16 hours ago, Trutta said:

That sounds like a crime against humanity. The one who is wrong is the person charging $10k a dose, not the one who doesn't want to fork over money to an insurance corporation. Especially since medical care is free in every civilized country on earth.

Maybe so, but it is what it is.

[Boiler 45,486]

On 9/2/2020 at 12:43 AM, Trutta said:

That sounds like a crime against humanity. The one who is wrong is the person charging $10k a dose, not the one who doesn't want to fork over money to an insurance corporation. Especially since medical care is free in every civilized country on earth.

I guess that depends on what you call a civilized country, Cuba?

 

I have been to 30 ish countries and none had free medical care.

[Trutta 103]

On 9/4/2020 at 9:55 AM, Boiler said:

I guess that depends on what you call a civilized country, Cuba?

 

I have been to 30 ish countries and none had free medical care.

https://en.wikipedia.org/wiki/List_of_countries_with_universal_health_care