Need Opinions - We don't combine finances, chance of RFE? (Already Filed)

[aperson 44]

We filed in Feb. Received notification that biometrics was waived and fingerprints review was completed. Now is a matter of waiting.

 

We hired a lawyer and prepared a good package. My only concern is that my husband and I don't combine our finances. In other words, we don't have a joint bank account. It has been the way it is since we started dating, we are just more comfortable with it, and we think it is easier. We do split rent, bills, and household costs. And we file taxes jointly, have joint medical, auto, renters insurances and 401K. We provided evidence on those, and explained this in a joint statement.  We just don't use a joint bank account.

 

My lawyer thinks that a couple should have their own ways to manage finances, and dont have to own a joint bank account.

 

What do you guys think the chances of getting a RFE for this? 

 

[Randyandyuni 2,682]

11 minutes ago, aperson said:

We filed in Feb. Received notification that biometrics was waived and fingerprints review was completed. Now is a matter of waiting.

 

We hired a lawyer and prepared a good package. My only concern is that my husband and I don't combine our finances. In other words, we don't have a joint bank account. It has been the way it is since we started dating, we are just more comfortable with it, and we think it is easier. We do split rent, bills, and household costs. And we file taxes jointly, have joint medical, auto, renters insurances and 401K. We provided evidence on those, and explained this in a joint statement.  We just don't use a joint bank account.

 

My lawyer thinks that a couple should have their own ways to manage finances, and dont have to own a joint bank account.

 

What do you guys think the chances of getting a RFE for this? 

 

Depends on the individual, their mood

[aperson 44]

8 minutes ago, Randyandyuni said:

Depends on the individual, their mood

Ahh, ok. Thank you!

[Sukie 1,460]

Most couples who do not combine finances submit a paragraph explaining why - just so they won't get an RFE.  You might be fine with what you have.  But IF you get an RFE - just write a letter (both of you sign it) explaining that you do NOT combine finances, and you are happy with that decision.  If your evidence shows you live together, you may not even have a problem at all.  It does depend on the person who is managing your case.

 

Sukie in NY

Edited June 8, 2020 by Sukie
typo

[aperson 44]

1 minute ago, Sukie said:

Most couples who do not combine finances submit a paragraph explaining why - just so they won't get an RFE.  You might be fine with what you have.  But IF you get an RFE - just write a letter (both of you sign it) explaining that you do NOT combine finances, and you are happy with that decision.  If your evidence shows you live together, you may not even have a problem at all.  It does depend on the person who is managing your case.

 

Sukie in NY

Okay. Thanks for your response. We did provide a joint statement describing our relationship. In there, there was one paragraph stating that we are sharing day to day costs, and are planning on opening a joint bank account in the future for larger expenses, but currently don't have one. Hopefully this is good enough for the person who will be reviewing our case.