PRESIDENTIAL PROCLAMATION ON HEALTH CARE

[Tesco 81]

44 minutes ago, Boiler said:

That particular company certainly did a cover for new immigrants. 

I tried and failed... It would not allow a U.S. address to be used. I even emailed the company, asking about their other policies too... Eventually they confessed that their policies are no good for immigrants... I'd guess that K1's would be OK though, as technically not an immigrant. I'd advise caution. 

Edited May 4, 2020 by Tesco

[Ronniesu 2]

1 hour ago, Tesco said:

They would not pay a claim once they knew you're a U.S. Resident. I'd go with a non ACA domestic short term plan. Peace of mind with claims process and safe in the knowledge that the plan would not be null and voided. 

Thank you 

Could you please provide the link to look for that insurance plan if possible 

[Tesco 81]

3 minutes ago, Ronniesu said:

Thank you 

Could you please provide the link to look for that insurance plan if possible 

https://www.ehealthinsurance.com/short-term-health-insurance#applicant

 

Hope this helps

[ES0603 9]

1 hour ago, Tesco said:

They would not pay a claim once they knew you're a U.S. Resident. I'd go with a non ACA domestic short term plan. Peace of mind with claims process and safe in the knowledge that the plan would not be null and voided. 

[Boiler 46,311]

1 hour ago, Tesco said:

I tried and failed... It would not allow a U.S. address to be used. I even emailed the company, asking about their other policies too... Eventually they confessed that their policies are no good for immigrants... I'd guess that K1's would be OK though, as technically not an immigrant. I'd advise caution. 

Well last time I had a detailed look was a few years ago, a quick glance now and can not see anything for residents. K1 would be no different, they would not look at the technicalities of a classification, once you are here you are resident.

[Tesco 81]

Here is email communication with regards Patriot America Plus:

 

Me

 

Thanks for the plan information. I'm getting the below error when I go for a quote, thanks.

 

There was a problem, please make the requested changes and submit again:

• The Residence country United States is not allowed for the plan. Please choose an alternate plan on this website or contact us for further assistance.

Them 

 

Hello,

 

The eligibility for this plan is based upon the residence country.

 

If the residence country is considered to be the United States then no plans would be available. If an address outside of the United States is used then the plan would be available based upon the home country being outside of the United States.

ME

 

The wording included 'New Immigrant', as such they would be regarded as a Legal Permanent Resident on application of an I-551 stamp at the port or entry to the U.S. Clearly, as a new U.S resident, this would be their new resident country. 

 

Them

 

 

You would  need to put the ‘residence address’ outside the US as the current application does not support putting the US address.

 

The insurance company had announced earlier that they would adjust the application to avoid the confusion but they have not taken any action yet.

[miss-lady 1]

5 hours ago, Tesco said:

I tried and failed... It would not allow a U.S. address to be used. I even emailed the company, asking about their other policies too... Eventually they confessed that their policies are no good for immigrants... I'd guess that K1's would be OK though, as technically not an immigrant. I'd advise caution. 

https://www.aila.org/advo-media/press-releases/2020/ninth-circuit-panel-prevents-trump-administration

please read this, the Trump proclamation on health care coverage was denied. Good news.

[Boiler 46,311]

35 minutes ago, Tesco said:

Here is email communication with regards Patriot America Plus:

 

Me

 

Thanks for the plan information. I'm getting the below error when I go for a quote, thanks.

 

There was a problem, please make the requested changes and submit again:

• The Residence country United States is not allowed for the plan. Please choose an alternate plan on this website or contact us for further assistance.

Them 

 

Hello,

 

The eligibility for this plan is based upon the residence country.

 

If the residence country is considered to be the United States then no plans would be available. If an address outside of the United States is used then the plan would be available based upon the home country being outside of the United States.

ME

 

The wording included 'New Immigrant', as such they would be regarded as a Legal Permanent Resident on application of an I-551 stamp at the port or entry to the U.S. Clearly, as a new U.S resident, this would be their new resident country. 

 

Them

 

 

You would  need to put the ‘residence address’ outside the US as the current application does not support putting the US address.

 

The insurance company had announced earlier that they would adjust the application to avoid the confusion but they have not taken any action yet.

OK I worked in the Insurance Industry for many moons, now admittedly not Tesco Insurance, but this smells to high heaven. You have a product designed for new Immigrants to the US and it has been set up not to allow US addresses? Really? I do not have time to go through the site currently but will do so later.

[miss-lady 1]

6 hours ago, Tesco said:

I tried and failed... It would not allow a U.S. address to be used. I even emailed the company, asking about their other policies too... Eventually they confessed that their policies are no good for immigrants... I'd guess that K1's would be OK though, as technically not an immigrant. I'd advise caution. 

Ninth Circuit Panel Prevents Trump Administration from Implementing Health Care Ban

https://www.aila.org/advo-media/press-releases/2020/ninth-circuit-panel-prevents-trump-administration

[os306 103]

9 hours ago, miss-lady said:

Ninth Circuit Panel Prevents Trump Administration from Implementing Health Care Ban

https://www.aila.org/advo-media/press-releases/2020/ninth-circuit-panel-prevents-trump-administration

 

I found this website helpful: https://cliniclegal.org/resources/ground-inadmissibility-and-deportability/public-charge/state-departments-new-fam-public

 

The DS-5540 asks if the applicant is currently covered by health insurance in the United States and, if so, to attach evidence of it. If the applicant is not currently covered, the form asks if he or she will be covered within 30 days of admission. If so, the applicant is to identify the health insurance plan and indicate the date coverage will begin. This last question relates to the Presidential Proclamation mandating that most immigrant visa applicants either possess health insurance or express the ability to purchase it within 30 days of admission. That proclamation is currently enjoined, but the DS-5540 nevertheless asks this question. It is a heavily weighted positive factor if the applicant has “private health insurance for use in the United States covering the period the applicant is expected to remain in the United States.” But there is no equivalent negative factor if the applicant does not evidence having any health insurance.

 

So basically, what they're saying is that while it isn't mandatory to have health insurance arranged (because the Health Care Ban is caught up in legal action), this question is still asked in the DS-5540 form. Therefore, it's probably a good idea to have this sorted out before your interview.